ADMINISTRATIVE CODE

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TITLE 50: INSURANCE
CHAPTER I: DEPARTMENT OF INSURANCE
SUBCHAPTER z: ACCIDENT AND HEALTH INSURANCE
PART 2001 CONSTRUCTION AND FILING OF ACCIDENT AND HEALTH INSURANCE POLICY FORMS
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SUBPART A: PROVISIONS APPLICABLE TO INDIVIDUAL AND GROUP POLICIES

Section 2001.1 Applicability
Section 2001.2 Definitions and Cross-References
Section 2001.3 Discretionary Clauses Prohibited
Section 2001.4 Guaranteed Availability and Renewability of Coverage
Section 2001.5 Prohibition of Preexisting Condition Exclusions
Section 2001.6 No Lifetime or Annual Limits
Section 2001.7 Prohibition on Rescissions
Section 2001.8 Coverage of Preventive Health Services
Section 2001.9 Prohibiting Discrimination Against Participants and Beneficiaries Based on Health Status
Section 2001.10 Summary of Benefits and Coverage and Uniform Glossary
Section 2001.11 Essential Health Benefits
Section 2001.12 Cost-Sharing
Section 2001.13 Corporate Name Requirements

SUBPART B: PROVISIONS APPLICABLE TO INDIVIDUAL POLICIES

Section 2001.20 Construction of Accident and Health Insurance Policy Forms (Renumbered)
Section 2001.30 Filing of Policy Forms (Renumbered)
Section 2001.110 Applicability
Section 2001.120 Construction of Accident and Health Insurance Policy Forms
Section 2001.130 Filing of Policy Forms

SUBPART C: PROVISIONS APPLICABLE TO GROUP POLICIES

Section 2001.210 Applicability
Section 2001.220 Ban on Excessive Waiting Periods
AUTHORITY: Implementing Sections 143, 355, 355a, 356a, 356z.62, and 356z.77 and Articles IX and XX of the Illinois Insurance Code [215 ILCS 5], Section 28 of the Dental Service Plan Act [215 ILCS 110], Sections 4-13, 4.5-1, and 5-7 of the Health Maintenance Organization Act [215 ILCS 125], Sections 3007, 3009, and 4007 of the Limited Health Service Organization Act [215 ILCS 130], Section 13 of the Voluntary Health Services Plans Act [215 ILCS 165], Section 6.11 of the State Employees Group Insurance Act of 1971 [5 ILCS 375], Section 5-1069.3 of the Counties Code [55 ILCS 5], Section 10-4-2.3 of the Illinois Municipal Code [65 ILCS 5], and Section 10-22.3f of the School Code [105 ILCS 5], and authorized by Section 401 of the Illinois Insurance Code.
SOURCE: Filed and effective April 1, 1952; codified at 7 Ill. Reg. 3471; amended at 20 Ill. Reg. 14405, effective October 25, 1996; amended at 29 Ill. Reg. 10172, effective July 1, 2005; amended at 31 Ill. Reg. 8472, effective May 31, 2007; amended at 38 Ill. Reg. 2037, effective January 2, 2014; amended at 38 Ill. Reg. 23379, effective November 25, 2014; amended at 43 Ill. Reg. 9378, effective August 26, 2019; amended at 44 Ill. Reg. 14721, effective August 28, 2020; amended at 45 Ill. Reg. 11816, effective September 17, 2021; emergency amendment at 49 Ill. Reg. 14849, effective October 28, 2025, for a maximum of 150 days; emergency expired March 26, 2026; amended at 50 Ill. Reg. 5346, effective April 1, 2026.