Illinois General Assembly - Full Text of Public Act 094-0037
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Public Act 094-0037




Public Act 094-0037
HB2696 Enrolled LRB094 09129 RXD 39360 b

    AN ACT concerning business.
    Be it enacted by the People of the State of Illinois,
represented in the General Assembly:
    Section 5. The Consumer Fraud and Deceptive Business
Practices Act is amended by adding Section 2VV as follows:
    (815 ILCS 505/2VV new)
    Sec. 2VV. Credit and public utility service; identity
theft. It is an unlawful practice for a person to deny credit
or public utility service to or reduce the credit limit of a
consumer solely because the consumer has been a victim of
identity theft as defined in Section 16G-15 of the Criminal
Code of 1961, if the consumer:
        (1) has provided a copy of an identity theft report as
    defined under the federal Fair Credit Reporting Act and
    implementing regulations evidencing the consumer's claim
    of identity theft;
        (2) has provided a properly completed copy of a
    standardized affidavit of identity theft developed and
    made available by the Federal Trade Commission pursuant to
    15 U.S.C. 1681g or an affidavit of fact that is acceptable
    to the person for that purpose;
        (3) has obtained placement of an extended fraud alert
    in his or her file maintained by a nationwide consumer
    reporting agency, in accordance with the requirements of
    the federal Fair Credit Reporting Act; and
        (4) is able to establish his or her identity and
    address to the satisfaction of the person providing credit
    or utility services.
    Section 99. Effective date. This Act takes effect upon
becoming law.

Effective Date: 6/16/2005