Public Act 102-0087
 
SB0258 EnrolledLRB102 04374 LNS 14392 b

    AN ACT concerning civil law.
 
    Be it enacted by the People of the State of Illinois,
represented in the General Assembly:
 
    Section 5. The Illinois Marriage and Dissolution of
Marriage Act is amended by changing Section 505.2 as follows:
 
    (750 ILCS 5/505.2)  (from Ch. 40, par. 505.2)
    Sec. 505.2. Health insurance.
    (a) Definitions. As used in this Section:
        (1) (Blank). "Obligee" means the individual to whom
    the duty of support is owed or the individual's legal
    representative.
        (2) (Blank). "Obligor" means the individual who owes a
    duty of support pursuant to an order for support.
        (3) "Public office" means any elected official or any
    State or local agency which is or may become responsible
    by law for enforcement of, or which is or may become
    authorized to enforce, an order for support, including,
    but not limited to: the Attorney General, the Illinois
    Department of Healthcare and Family Services, the Illinois
    Department of Human Services, the Illinois Department of
    Children and Family Services, and the various State's
    Attorneys, Clerks of the Circuit Court and supervisors of
    general assistance.
        (4) "Child" shall have the meaning ascribed to it in
    Section 505.
        (5) "Insurance obligee" means any individual to whom
    the health insurance obligation is owed on behalf of the
    child.
        (6) "Insurance obligor" means any individual who has
    an obligation to provide health insurance for the child.
    (b) Order.
        (1) Whenever the court establishes, modifies or
    enforces an order for child support or for child support
    and maintenance the court shall include in the order a
    provision for the health insurance care coverage of the
    child which shall, upon request of the obligee or Public
    Office, require that any child covered by the order be
    named as a beneficiary of any health insurance plan that
    is available to the insurance obligor through an employer
    or labor union or trade union. If the court finds that such
    a plan is not available to the obligor, or that the plan is
    not accessible to the obligee, the court may, upon request
    of the obligee or Public Office, order the insurance
    obligor to name the child covered by the order as a
    beneficiary of any health insurance plan that is available
    to the insurance obligor on a group basis, or as a
    beneficiary of an independent health insurance plan to be
    obtained by the insurance obligor, after considering the
    following factors:
            (A) the medical needs of the child;
            (B) the availability of a plan to meet those
        needs; and
            (C) the cost of such a health insurance plan to the
        insurance obligor and insurance obligee.
        (2) If the employer or labor union or trade union
    offers more than one plan, the order shall require the
    insurance obligor to name the child as a beneficiary of
    the plan in which the insurance obligor is enrolled.
        (3) Nothing in this Section shall be construed to
    limit the authority of the court to establish or modify a
    support order to provide for payment of expenses,
    including deductibles, copayments and any other health
    expenses, which are in addition to expenses covered by an
    insurance plan of which a child is ordered to be named a
    beneficiary pursuant to this Section.
    (c) Implementation and enforcement.
        (1) When the court order requires that a minor child
    be named as a beneficiary of a health insurance plan,
    other than a health insurance plan available through an
    employer or labor union or trade union, the insurance
    obligor shall provide written proof to the insurance
    obligee or Public Office that the required insurance has
    been obtained, or that application for insurability has
    been made, within 30 days of receiving notice of the court
    order. Unless the obligor was present in court when the
    order was issued, notice of the order shall be given
    pursuant to Illinois Supreme Court Rules. If an obligor
    fails to provide the required proof, he may be held in
    contempt of court.
        (2) When the court requires that a child be named as a
    beneficiary of a health insurance plan available through
    an employer or labor union or trade union, the court's
    order shall be implemented in accordance with the Income
    Withholding for Support Act.
        (2.5) (Blank). The court shall order the obligor to
    reimburse the obligee for 50% of the premium for placing
    the child on his or her health insurance policy if:
            (i) a health insurance plan is not available to
        the obligor through an employer or labor union or
        trade union and the court does not order the obligor to
        cover the child as a beneficiary of any health
        insurance plan that is available to the obligor on a
        group basis or as a beneficiary of an independent
        health insurance plan to be obtained by the obligor;
        or
            (ii) the obligor does not obtain medical insurance
        for the child within 90 days of the date of the court
        order requiring the obligor to obtain insurance for
        the child.
        The provisions of subparagraph (i) of paragraph 2.5 of
    subsection (c) shall be applied, unless the court makes a
    finding that to apply those provisions would be
    inappropriate after considering all of the factors listed
    in paragraph 2 of subsection (a) of Section 505.
        The court may order the obligor to reimburse the
    obligee for 100% of the premium for placing the child on
    his or her health insurance policy.
    (d) Failure to maintain insurance. The dollar amount of
the premiums for court-ordered health insurance, or that
portion of the premiums for which the insurance obligor is
responsible in the case of insurance provided under a group
health insurance plan through an employer or labor union or
trade union where the employer or labor union or trade union
pays a portion of the premiums, shall be considered an
additional child support obligation owed by the obligor.
Whenever the insurance obligor fails to provide or maintain
health insurance pursuant to an order for support, the
insurance obligor shall be liable to the obligee for the
dollar amount of the premiums which were not paid, and shall
also be liable for all medical expenses incurred by the child
which would have been paid or reimbursed by the health
insurance which the insurance obligor was ordered to provide
or maintain. In addition, the insurance obligee may petition
the court to modify the order based solely on the insurance
obligor's failure to maintain or pay the premiums for
court-ordered health insurance for the child.
    (e) Authorization for payment. The signature of the
insurance obligee is a valid authorization to the insurer to
process a claim for payment under the insurance plan to the
provider of the health insurance plan care services or to the
insurance obligee.
    (f) Disclosure of information. The insurance obligor's
employer or labor union or trade union shall disclose to the
insurance obligee or Public Office, upon request, information
concerning any dependent coverage plans which would be made
available to a new employee or labor union member or trade
union member. The employer or labor union or trade union shall
disclose such information whether or not a court order for
medical support has been entered.
    (g) Employer obligations. If an insurance obligor a parent
is required by an order for support to provide health
insurance coverage for a child child's health care expenses
and if that coverage is available to the insurance obligor
parent through an employer who does business in this State,
the employer must do all of the following upon receipt of a
copy of the order of support or order for withholding:
        (1) The employer shall, upon the insurance obligor's
    parent's request, permit the insurance obligor parent to
    include in that coverage a child who is otherwise eligible
    for that coverage, without regard to any enrollment season
    restrictions that might otherwise be applicable as to the
    time period within which the child may be added to that
    coverage.
        (2) If the insurance obligor parent has health
    insurance care coverage through the employer but fails to
    apply for coverage for of the child, the employer shall
    include the child in the insurance obligor's parent's
    coverage upon application by the insurance obligee child's
    other parent or the Department of Healthcare and Family
    Services.
        (3) The employer may not eliminate any child from the
    insurance obligor's parent's health insurance care
    coverage unless: the employee is no longer employed by the
    employer and no longer covered under the employer's group
    health plan; the employer no longer provides a group
    health insurance plan to any employees; the child is no
    longer eligible for coverage due to federal or State
    restrictions; or unless the employer is provided with
    satisfactory written evidence of either of the following:
            (A) The order for support is no longer in effect.
            (B) The child is or will be included in a
        comparable health insurance care plan obtained by the
        insurance obligor parent under such order that is
        currently in effect or will take effect no later than
        the date the prior coverage is terminated.
        The employer may eliminate a child from the insurance
    obligor's a parent's health insurance care plan obtained
    by the insurance obligor parent under such order if the
    employer has eliminated dependent health insurance care
    coverage for all of its employees.
(Source: P.A. 94-923, eff. 1-1-07; 95-331, eff. 8-21-07.)