92nd General Assembly
Summary of HB4371
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House Sponsors:

Senate Sponsors:

Short description: 
INS HATE CRIMES CANCELLATION                                               

Synopsis of Bill as introduced:
        Amends the  Illinois  Insurance  Code.  Prohibits  insurers  from      
   canceling,  refusing  to  issue,  or  refusing  to  renew  policies of      
   insurance solely on the basis that one or more claims have  been  made      
   against a policy during the preceding 60 months for a loss that is the      
   result  of  a hate crime against the person or property of the insured      
   if  the  policy  is  issued  to  certain  religious,  educational,  or      
   nonprofit organizations or if the policy is issued to  an  individual.      
   Provides that a violation constitutes an improper claims practice.          
          JUDICIAL NOTE (Illinois Courts Administrative Office)                
          HB 4371 would neither increase nor decrease the number of            
          judges needed in the State.                                          
        HOUSE AMENDMENT NO. 1.                                                 
        Limits the prohibition on cancellation to  situations  where  the      
   perpetrator  of  the  loss  has been criminally prosecuted for the act      
   causing the loss or the claim has been paid.                                
        SENATE AMENDMENT NO. 1.                                                
          Deletes reference to:                                                
          215 ILCS 5/154.6                                                     
          Adds reference to:                                                   
          215 ILCS 5/424                  from Ch. 73, par. 1031               
        Provides  that  the  provision  limiting  the  prohibition   upon      
   cancellation  to  situations  in  which the perpetrator of the loss is      
   criminally prosecuted applies only if the insured provides evidence to      
   the insurer that the act causing the loss  is  identified  as  a  hate      
   crime  in  a  police  report. Provides that a violation constitutes an      
   unfair method of competition or  deceptive  practice  rather  than  an      
   unfair claims practice.                                                     
Last action on Bill: PUBLIC ACT.............................. 92-0669

   Last action date: JUL-16-2002

           Location: House

 Amendments to Bill: AMENDMENTS ADOPTED: HOUSE -   1     SENATE -   1


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