State of Illinois
92nd General Assembly

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 1        AN ACT concerning insurance.

 2        Be  it  enacted  by  the People of the State of Illinois,
 3    represented in the General Assembly:

 4        Section 5. The Illinois  Insurance  Code  is  amended  by
 5    adding Section 143.10d as follows:

 6        (215 ILCS 5/143.10d new)
 7        Sec. 143.10d.  Homeowner's liability insurance; dogs.
 8        (a)  An insurer that issues a policy or contract insuring
 9    against  liability  for  injury  to  any  person  or  against
10    liability  for  injury to or destruction of property, arising
11    out of ownership or lease of residential  one,  2,  3,  or  4
12    dwelling  real  property, may not cancel, charge or impose an
13    increased premium or rate for, or refuse to  issue  or  renew
14    that  kind  of policy or contract based, in whole or in part,
15    upon the harboring of  a  specific  breed  of  dog  upon  the
16    insured property.
17        (b)  If  the  dog  is  found  to  be  a vicious dog under
18    Section 15 of the Animal Control Act, however, subsection (a)
19    does not prohibit an  insurer  from  canceling,  charging  or
20    imposing  an  increased  premium  or rate for, or refusing to
21    issue  or  renew  that  kind  of  policy  based  upon   sound
22    underwriting  and  actuarial principles reasonably related to
23    actual or anticipated loss experience.
24        (c)  This Section applies to policies  and  contracts  of
25    insurance amended, delivered, issued, or renewed on and after
26    the effective date of this amendatory Act of the 92nd General
27    Assembly.

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