91st General Assembly
Summary of HB4271
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House Sponsors:

Short description: 
EXCAVATION-OWNER RESPONSIBLTY                                              

Synopsis of Bill as introduced:
        Amends the Illinois Insurance Code.  Provides that  a  policy  of      
   basic  property  insurance  may  not  exclude  coverage  for damage to      
   property caused by excavation. Prohibits an insurance company that  is      
   authorized  to  do  business in this State and that issues a policy of      
   basic property insurance from failing to issue or renew  a  policy  of      
   basic  property  insurance  if the owner of the property has excavated      
   land on his or her property or if excavation has taken  place  on  the      
   property  adjacent  to  the  owner's  property.  Amends  the  Adjacent      
   Landowner  Excavation  Protection  Act.   Provides  that  an  owner or      
   possessor of land who intends to make or to permit  an  excavation  of      
   the  land  may not begin excavation until the owner or possessor takes      
   measures to protect a building or other  structure  on  the  adjoining      
   land  from  any  damage  or  in  which to extend the foundation of the      
   building or other structure, if the structure is to be  of  a  greater      
   depth than the walls or foundations of the adjoining building or other      
   structure  and  is to be so close as to endanger the building or other      
   structure.  Present law places this responsibility on the owner of the      
   building or other structure on the adjoining land.                          
          FISCAL NOTE (Office of the Attorney General)                         
          The amendments made by HB 4271 have no connection to, or will        
          cause no impact on, the Office of the Attorney General.              
          FISCAL NOTE (Dept. of Insurance)                                     
          HB 4271 will have a minimal fiscal impact on the Department.         
Last action on Bill: SESSION SINE DIE

   Last action date: 01-01-09

           Location: House

 Amendments to Bill: AMENDMENTS ADOPTED: HOUSE -   0     SENATE -   0


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