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Illinois Compiled Statutes

Information maintained by the Legislative Reference Bureau
Updating the database of the Illinois Compiled Statutes (ILCS) is an ongoing process. Recent laws may not yet be included in the ILCS database, but they are found on this site as Public Acts soon after they become law. For information concerning the relationship between statutes and Public Acts, refer to the Guide.

Because the statute database is maintained primarily for legislative drafting purposes, statutory changes are sometimes included in the statute database before they take effect. If the source note at the end of a Section of the statutes includes a Public Act that has not yet taken effect, the version of the law that is currently in effect may have already been removed from the database and you should refer to that Public Act to see the changes made to the current law.

(775 ILCS 5/) Illinois Human Rights Act.

775 ILCS 5/4-104

    (775 ILCS 5/4-104) (from Ch. 68, par. 4-104)
    Sec. 4-104. Exemptions. Nothing contained in this Article shall prohibit:
        (A) Sound Underwriting Practices. A financial
institution from considering sound underwriting practices in contemplation of any loan to any person. Such practices shall include:
            (1) The willingness and the financial ability of
the borrower to repay the loan.
            (2) The market value of any real estate or other
item of property proposed as security for any loan.
            (3) Diversification of the financial
institution's investment portfolio.
        (B) Credit-worthiness Information; Credit Systems. A
financial institution or a person who offers credit cards from:
            (1) making an inquiry of the applicant's age,
permanent residence, immigration status, or any additional information if such inquiry is for the purpose of determining the amount and probable continuance of income levels, credit history, or other pertinent element of credit-worthiness as provided in regulations of the Department;
            (2) using any empirically derived credit system
which considers age if such system is demonstrably and statistically sound in accordance with regulations of the Department, except that in the operation of such system the age of an applicant over the age of 62 years may not be assigned a negative factor or value.
        (C) Special Credit Programs. A financial institution
from refusing to extend credit when required to by or pursuant to any:
            (1) credit assistance program expressly
authorized by law for an economically disadvantaged class of persons;
            (2) credit assistance program administered by a
nonprofit organization for its members of an economically disadvantaged class of persons;
            (3) special purpose credit program offered by a
profit-making organization to meet special social needs which meets standards prescribed by the Department in its regulations.
(Source: P.A. 100-201, eff. 8-18-17.)

775 ILCS 5/Art. 5

    (775 ILCS 5/Art. 5 heading)

775 ILCS 5/5-101

    (775 ILCS 5/5-101) (from Ch. 68, par. 5-101)
    Sec. 5-101. Definitions. The following definitions are applicable strictly in the context of this Article:
    (A) Place of Public Accommodation. "Place of public accommodation" includes, but is not limited to:
        (1) an inn, hotel, motel, or other place of lodging,
except for an establishment located within a building that contains not more than 5 units for rent or hire and that is actually occupied by the proprietor of such establishment as the residence of such proprietor;
        (2) a restaurant, bar, or other establishment serving
food or drink;
        (3) a motion picture house, theater, concert hall,
stadium, or other place of exhibition or entertainment;
        (4) an auditorium, convention center, lecture hall,
or other place of public gathering;
        (5) a bakery, grocery store, clothing store, hardware
store, shopping center, or other sales or rental establishment;
        (6) a laundromat, dry-cleaner, bank, barber shop,
beauty shop, travel service, shoe repair service, funeral parlor, gas station, office of an accountant or lawyer, pharmacy, insurance office, professional office of a health care provider, hospital, or other service establishment;
        (7) public conveyances on air, water, or land;
        (8) a terminal, depot, or other station used for
specified public transportation;
        (9) a museum, library, gallery, or other place of
public display or collection;
        (10) a park, zoo, amusement park, or other place of
        (11) a non-sectarian nursery, day care center,
elementary, secondary, undergraduate, or postgraduate school, or other place of education;
        (12) a senior citizen center, homeless shelter, food
bank, non-sectarian adoption agency, or other social service center establishment; and
        (13) a gymnasium, health spa, bowling alley, golf
course, or other place of exercise or recreation.
    (B) Operator. "Operator" means any owner, lessee, proprietor, manager, superintendent, agent, or occupant of a place of public accommodation or an employee of any such person or persons.
    (C) Public Official. "Public official" means any officer or employee of the state or any agency thereof, including state political subdivisions, municipal corporations, park districts, forest preserve districts, educational institutions, and schools.
(Source: P.A. 100-863, eff. 8-14-18.)

775 ILCS 5/5-102

    (775 ILCS 5/5-102) (from Ch. 68, par. 5-102)
    Sec. 5-102. Civil Rights Violations: Public Accommodations. It is a civil rights violation for any person on the basis of unlawful discrimination to:
    (A) Enjoyment of Facilities, Goods, and Services. Deny or refuse to another the full and equal enjoyment of the facilities, goods, and services of any public place of accommodation;
    (B) Written Communications. Directly or indirectly, as the operator of a place of public accommodation, publish, circulate, display or mail any written communication, except a private communication sent in response to a specific inquiry, which the operator knows is to the effect that any of the facilities of the place of public accommodation will be denied to any person or that any person is unwelcome, objectionable or unacceptable because of unlawful discrimination;
    (C) Public Officials. Deny or refuse to another, as a public official, the full and equal enjoyment of the accommodations, advantage, facilities or privileges of the official's office or services or of any property under the official's care because of unlawful discrimination.
(Source: P.A. 95-668, eff. 10-10-07.)