Illinois Compiled Statutes - Full Text

Illinois Compiled Statutes (ILCS)

Updating the database of the Illinois Compiled Statutes (ILCS) is an ongoing process. Recent laws may not yet be included in the ILCS database, but they are found on this site as Public Acts soon after they become law. For information concerning the relationship between statutes and Public Acts, refer to the Guide.

Because the statute database is maintained primarily for legislative drafting purposes, statutory changes are sometimes included in the statute database before they take effect. If the source note at the end of a Section of the statutes includes a Public Act that has not yet taken effect, the version of the law that is currently in effect may have already been removed from the database and you should refer to that Public Act to see the changes made to the current law.



110 ILCS 992/7-35

    (110 ILCS 992/7-35)
    Sec. 7-35. Fees permitted.
    (a) In addition to the EISA obligation permitted by this Act, an EISA provider may contract for and receive the following additional charges:
        (1) government fees and taxes;
        (2) a fee, which shall not exceed the sum of $25, for
    
a failure to provide documentation to the EISA provider for the confirmation and reconciliation of the consumer's income within 30 days after the date on which such documentation is due, as reflected in the written notice to the consumer;
        (3) a fee for processing any forms to confirm the
    
consumer's income with the United States Internal Revenue Service or a state department of revenue or taxation on a dollar-for-dollar, pass-through basis of the expenses incurred by the EISA provider;
        (4) a late payment fee in the amount of $15 or 5% of
    
the late payment, whichever is less, for any payment that is more than 15 days past due; no late payment fee may be charged more than once per late payment;
        (5) an amount not exceeding $25, plus any actual
    
expenses incurred in connection with a check or draft that is not honored because of insufficient or uncollected funds or because no such account exists; and
        (6) other fees authorized by the Secretary.
    In determining whether to authorize a charge, the Secretary shall consider whether the charge benefits the consumer and is reasonable.
    (b) Before or after default in payment of a scheduled payment of an EISA, the parties to the EISA may agree in writing to a deferral of all or part of one or more unpaid payments and the EISA provider may make, at the time of deferral and receive at that time or at any time thereafter, a deferral charge not exceeding an amount equal to 5% of the missed payment, except that this subsection (b) shall not apply to voluntary payment relief pauses.
(Source: P.A. 104-383, eff. 8-15-25.)