Illinois General Assembly - Illinois Compiled Statutes

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815 ILCS 655/4

(815 ILCS 655/4) (from Ch. 121 1/2, par. 1804)

Sec. 4.

Enforcement.

(a) A consumer damaged by a violation of this
Act by a merchant is entitled to recover from the merchant:

(1) actual damages;

(2) 25% of an amount equal to the total amount of payments required to
obtain ownership of the merchandise involved, except that the amount
recovered under this item (2) may not be less than $250 nor more than
$1,000; and

(3) reasonable attorney's fees and court costs.

(b) A merchant is not liable under this Section for a violation of this
Act caused by the merchant's error if before the 31st day after the date
the merchant discovers the error, and before an action under this Section
is filed or written notice of the error is received by the merchant from
the consumer, the merchant gives the consumer written notice of the error
and makes adjustments in the consumer's account as necessary to assure that
the consumer will not be required to pay an amount in excess of the amount
disclosed and that the agreement otherwise complies with this Act.

(Source: P.A. 85-957.)