Illinois General Assembly - Illinois Compiled Statutes

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720 ILCS 5/17-37

    (720 ILCS 5/17-37)
    Sec. 17-37. Use of credit or debit card with intent to defraud.

(a) A cardholder who uses a credit card or debit card issued to
him or her, or allows another person to use a credit card or debit card issued
to him or her, with intent to defraud the
issuer, or a person providing an item or items of value, or any other person is guilty of a Class A
misdemeanor if the value of all items of value does not exceed $150 in any 6-month period;
and is guilty of a Class 4 felony if the value exceeds $150 in
any 6-month period.

(b) Where an investigation into an intent to defraud under subsection (a) occurs, issuers shall consider a merchant's timely submission of compelling evidence under the applicable dispute management guidelines of the card association with whom the merchant maintains an agreement.  A merchant shall comply with merchant responsibilities under any such agreement.

(Source: P.A. 102-757, eff. 5-13-22.)