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(625 ILCS 27/15)
(a) A rental company may not sell a damage waiver unless the renter agrees
to the damage waiver in writing at or prior to the time the rental agreement
(b) A rental company may not void a damage waiver except for one or more of
the following reasons:
(1) Damage or loss while the rental vehicle is used
to carry persons or property for a charge or fee.
(2) Damage or loss during an organized or agreed upon
racing or speed contest or demonstration or pushing or pulling activity in which the rental vehicle is actively involved.
(3) Damage or loss that could reasonably be expected
from an intentional or criminal act of the driver other than a traffic infraction.
(4) Damage or loss to any rental vehicle resulting
from any auto business operation, including but not limited to repairing, servicing, testing, washing, parking, storing, or selling of automobiles.
(5) Damage or loss occurring to a rental vehicle if
the rental contract is based on fraudulent or material misrepresentation by the renter.
(6) Damage or loss arising out of the use of the
rental vehicle outside the continental United States when such use is specifically prohibited in the rental agreement.
(7) Damage or loss occurring while the rental vehicle
is operated by a driver not permitted under the rental agreement.
(8) Damage or loss occurring while the rental vehicle
is operated by a driver under the influence of alcohol, other drug or drugs, intoxicating compound or compounds, or any combination thereof and convicted of violating subsection (a) of Section 11-501 of the Illinois Vehicle Code.
(9) Damage or loss to the rental vehicle if the
rental vehicle is stolen and the renter fails to: (i) return the rental vehicle's ignition key and the key tag identifying the rental vehicle to the rental vehicle company; (ii) file a police report within the 24-hour period after discovery of the rental vehicle theft; and (iii) fully cooperate with the rental company, law enforcement agency, or any other authority in all matters connected to the investigation of the stolen rental vehicle.
(Source: P.A. 102-317, eff. 1-1-22