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225 ILCS 422/45

    (225 ILCS 422/45)
    (Section scheduled to be repealed on January 1, 2022)
    Sec. 45. Repossession agency employee requirements.
    (a) All employees of a licensed repossession agency whose duties include the actual repossession of collateral must apply for a recovery permit. The holder of a repossession agency license issued under this Act, known in this Section as the "employer", may employ in the conduct of the business under the following provisions:
        (1) No person may be issued a recovery permit who
    
meets any of the following criteria:
            (A) Is younger than 21 years of age.
            (B) Has been convicted of a crime identified in
        
paragraph (3) of subsection (a) of Section 80 of this Act and the Commission determines the ability of the person to engage in the position for which a permit is sought is impaired as a result of the conviction.
            (C) Has had a license or recovery permit denied,
        
suspended, or revoked under this Act.
            (D) Has not successfully completed a
        
certification program approved by the Commission.
        (2) No person may be employed by a repossession
    
agency under this Section until he or she has executed and furnished to the Commission, on forms furnished by the Commission, a verified statement to be known as an "Employee's Statement" setting forth all of the following:
            (A) The person's full name, age, and residence
        
address.
            (B) The business or occupation engaged in for the
        
5 years immediately before the date of the execution of the statement, the place where the business or occupation was engaged in, and the names of the employers, if any.
            (C) That the person has not had a license or
        
recovery permit denied, revoked, or suspended under this Act.
            (D) Any conviction of a felony, except as
        
provided for in Section 85.
            (E) Any other information as may be required by
        
any rule of the Commission to show the good character, competency, and integrity of the person executing the statement.
    (b) Each applicant for a recovery permit shall have his or her fingerprints submitted to the Commission by a Live Scan fingerprint vendor certified by the Illinois State Police under the Private Detective, Private Alarm, Private Security, Fingerprint Vendor, and Locksmith Act of 2004 in an electronic format that complies with the form and manner for requesting and furnishing criminal history record information as prescribed by the Illinois State Police. These fingerprints shall be checked against the Illinois State Police and Federal Bureau of Investigation criminal history record databases now and hereafter filed. The Commission shall charge applicants a fee for conducting the criminal history records check, which shall not exceed the actual cost of the records check. The Illinois Commerce Commission Police shall furnish, pursuant to positive identification, records of Illinois convictions to the Commission. The Commission, in its discretion, may allow an applicant who does not have reasonable access to a designated vendor to provide his or her fingerprints in an alternative manner. The Commission, in its discretion, may also use other procedures in performing or obtaining criminal history records checks of applicants. Instead of submitting his or her fingerprints, an individual may submit proof that is satisfactory to the Commission that an equivalent security clearance has been conducted.
    (c) Qualified applicants shall purchase a recovery permit from the Commission and in a form that the Commission prescribes. The Commission shall notify the submitting person within 10 days after receipt of the application of its intent to issue or deny the recovery permit. The holder of a recovery permit shall carry the recovery permit at all times while actually engaged in the performance of the duties of his or her employment. No recovery permit shall be effective unless accompanied by a license issued by the Commission. Expiration and requirements for renewal of recovery permits shall be established by rule of the Commission. Possession of a recovery permit does not in any way imply that the holder of the recovery permit is employed by any agency unless the recovery permit is accompanied by the employee identification card required by subsection (e) of this Section.
    (d) Each employer shall maintain a record of each employee that is accessible to the duly authorized representatives of the Commission. The record shall contain all of the following information:
        (1) A photograph taken within 10 days after the date
    
that the employee begins employment with the employer. The photograph shall be replaced with a current photograph every 3 calendar years.
        (2) The Employee's Statement specified in paragraph
    
(2) of subsection (a) of this Section.
        (3) All correspondence or documents relating to the
    
character and integrity of the employee received by the employer from any official source or law enforcement agency.
        (4) In the case of former employees, the employee
    
identification card of that person issued under subsection (e) of this Section.
    (e) Every employer shall furnish an employee identification card to each of his or her employees. This subsection (e) shall not apply to office or clerical personnel. This employee identification card shall contain a recent photograph of the employee, the employee's name, the name and agency license number of the employer, the employee's personal description, the signature of the employer, the signature of that employee, the date of issuance, and an employee identification card number.
    (f) No employer may issue an employee identification card to any person who is not employed by the employer in accordance with this Section or falsely state or represent that a person is or has been in his or her employ. It is unlawful for an applicant for registration to file with the Commission the fingerprints of a person other than himself or herself or to fail to exercise due diligence in resubmitting replacement fingerprints for those employees who have had original fingerprint submissions returned as unclassifiable. An agency shall inform the Commission within 15 days after contracting or employing a licensed repossession agency employee. The Commission shall develop a registration process by rule.
    (g) Every employer shall obtain the identification card of every employee who terminates employment with the employer. An employer shall immediately report an identification card that is lost or stolen to the local police department having jurisdiction over the repossession agency location.
    (h) No agency may employ any person to perform any activity under this Act unless the person possesses a valid license or recovery permit under this Act.
    (i) If information is discovered affecting the registration of a person whose fingerprints were submitted under this Section, then the Commission shall so notify the agency that submitted the fingerprints on behalf of that person.
    (j) A person employed under this Section shall have 15 business days within which to notify the Commission of any change in employer, but may continue working under any other recovery permits granted as an employee or independent contractor.
    (k) This Section applies only to those employees of licensed repossession agencies whose duties include actual repossession of collateral.
    (l) An applicant who is 21 years of age or older seeking a religious exemption to the photograph requirement of this Section shall furnish with his or her application an approved copy of United States Department of the Treasury Internal Revenue Service Form 4029. Regardless of age, an applicant seeking a religious exemption to this photograph requirement shall submit fingerprints in a form and manner prescribed by the Commission with his or her application in lieu of a photograph.
(Source: P.A. 100-286, eff. 1-1-18; 100-948, eff. 1-1-19.)