Illinois General Assembly - Illinois Compiled Statutes

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215 ILCS 5/356q

(215 ILCS 5/356q)

Sec. 356q.

On or after the effective date of this Section, every insurer
which delivers or issues for delivery in this State a group accident and health
policy providing coverage for hospital, medical, or surgical treatment on an
expense-incurred basis shall offer, for an additional premium and subject to
the insurer's standard of insurability, optional coverage for the reasonable
and necessary medical treatment of temporomandibular joint disorder and
craniomandibular disorder.  The group policyholder shall accept or reject the
coverage in writing on the application or an amendment thereto for the master
group policy.  Benefits may be subject to the same pre-existing
conditions, limitations, deductibles, co-payments and co-insurance that
generally apply to any other sickness.  The maximum lifetime benefits for
temporomandibular joint disorder and craniomandibular treatment shall be no
less than $2,500.  Nothing herein shall prevent an insurer from including such
coverage for temporomandibular joint disorder and craniomandibular disorder as
part of a policy's basic coverage, in lieu of offering optional coverage.

(Source: P.A. 88-592, eff. 1-1-95.)