Illinois General Assembly - Illinois Compiled Statutes

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215 ILCS 5/155.22b

(215 ILCS 5/155.22b)

Sec. 155.22b.

Rating, claims handling, and underwriting decisions.

(a) No company issuing a policy of property and casualty insurance may use
the fact that an applicant or insured incurred
bodily
injury as a result of a battery
or other violent act committed against him or her by a spouse or person in
the same household as a
sole reason for a rating, underwriting, or claims handling decision.

(b)  If a policy excludes property coverage for intentional acts, the
insurer may not deny payment to an innocent co-insured who did not cooperate in
or contribute to the creation of the loss if the loss arose out of a pattern of
criminal domestic violence and the perpetrator of the loss is criminally
prosecuted for the act causing the loss.  Payment to the innocent co-insured
may be limited to his or her ownership interest in the property as reduced by
any payments to a mortgagor or other secured interest.

(Source: P.A. 93-200, eff. 1-1-04.)