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(5 ILCS 175/10-130)
Attribution of signature.
(a) Except as provided by another applicable rule of law, a secure
electronic signature is
attributable to the person to whom it correlates, whether or not authorized,
(1) the electronic signature resulted from acts of a
person that obtained the signature device or other information necessary to create the signature from a source under the control of the alleged signer, creating the appearance that it came from that party;
(2) the access or use occurred under circumstances
constituting a failure to exercise reasonable care by the alleged signer; and
(3) the relying party relied reasonably and in good
faith to its detriment on the apparent source of the electronic record.
(b) The provisions of this Section shall not apply to transactions intended
personal, family, or household use, or otherwise defined as consumer
transactions by applicable law
including, but not limited to, credit card and automated teller machine
transactions except to the
extent allowed by
applicable consumer law.
(Source: P.A. 90-759, eff. 7-1-99