(815 ILCS 605/2)
(from Ch. 121 1/2, par. 2102)
The General Assembly finds and declares that:
(a) The ability to obtain and use credit has become of great importance
to consumers who have a vital interest in establishing and maintaining
their credit worthiness and credit standing. As a result, consumers who
have experienced credit problems may seek assistance from credit service
businesses which offer to improve the credit standing of such consumers.
Certain advertising and business practices of some companies engaged in the
business of credit services have worked a financial hardship upon the
people of this State, often on those who are of limited economic means and
inexperienced in credit matters.
(b) The purpose of this Act is to provide prospective consumers of
credit services companies with the information necessary to make an
informed decision regarding the purchase of those services and to protect
the public from unfair or deceptive advertising and business practices.
(Source: P.A. 85-1384.)