(750 ILCS 5/505.2)
(from Ch. 40, par. 505.2)
(a) Definitions. As used in this Section:
(1) "Obligee" means the individual to whom the duty
of support is owed or the individual's legal representative.
(2) "Obligor" means the individual who owes a duty of
support pursuant to an order for support.
(3) "Public office" means any elected official or any
State or local agency which is or may become responsible by law for enforcement of, or which is or may become authorized to enforce, an order for support, including, but not limited to: the Attorney General, the Illinois Department of Healthcare and Family Services, the Illinois Department of Human Services, the Illinois Department of Children and Family Services, and the various State's Attorneys, Clerks of the Circuit Court and supervisors of general assistance.
(4) "Child" shall have the meaning ascribed to it in
(1) Whenever the court establishes, modifies or
enforces an order for child support or for child support and maintenance the court shall include in the order a provision for the health care coverage of the child which shall, upon request of the obligee or Public Office, require that any child covered by the order be named as a beneficiary of any health insurance plan that is available to the obligor through an employer or labor union or trade union. If the court finds that such a plan is not available to the obligor, or that the plan is not accessible to the obligee, the court may, upon request of the obligee or Public Office, order the obligor to name the child covered by the order as a beneficiary of any health insurance plan that is available to the obligor on a group basis, or as a beneficiary of an independent health insurance plan to be obtained by the obligor, after considering the following factors:
(A) the medical needs of the child;
(B) the availability of a plan to meet those
(C) the cost of such a plan to the obligor.
(2) If the employer or labor union or trade union
offers more than one plan, the order shall require the obligor to name the child as a beneficiary of the plan in which the obligor is enrolled.
(3) Nothing in this Section shall be construed to
limit the authority of the court to establish or modify a support order to provide for payment of expenses, including deductibles, copayments and any other health expenses, which are in addition to expenses covered by an insurance plan of which a child is ordered to be named a beneficiary pursuant to this Section.
(c) Implementation and enforcement.
(1) When the court order requires that a minor child
be named as a beneficiary of a health insurance plan, other than a health insurance plan available through an employer or labor union or trade union, the obligor shall provide written proof to the obligee or Public Office that the required insurance has been obtained, or that application for insurability has been made, within 30 days of receiving notice of the court order. Unless the obligor was present in court when the order was issued, notice of the order shall be given pursuant to Illinois Supreme Court Rules. If an obligor fails to provide the required proof, he may be held in contempt of court.
(2) When the court requires that a child be named as
a beneficiary of a health insurance plan available through an employer or labor union or trade union, the court's order shall be implemented in accordance with the Income Withholding for Support Act.
(2.5) The court shall order the obligor to reimburse
the obligee for 50% of the premium for placing the child on his or her health insurance policy if:
(i) a health insurance plan is not available to
the obligor through an employer or labor union or trade union and the court does not order the obligor to cover the child as a beneficiary of any health insurance plan that is available to the obligor on a group basis or as a beneficiary of an independent health insurance plan to be obtained by the obligor; or
(ii) the obligor does not obtain medical
insurance for the child within 90 days of the date of the court order requiring the obligor to obtain insurance for the child.
The provisions of subparagraph (i) of paragraph 2.5
of subsection (c) shall be applied, unless the court makes a finding that to apply those provisions would be inappropriate after considering all of the factors listed in paragraph 2 of subsection (a) of Section 505.
The court may order the obligor to reimburse the
obligee for 100% of the premium for placing the child on his or her health insurance policy.
(d) Failure to maintain insurance. The dollar amount of the premiums
for court-ordered health insurance, or that portion of the premiums for
which the obligor is responsible in the case of insurance provided under a
group health insurance plan through an employer or labor union or trade
union where the employer or labor union or trade union pays a portion of the
premiums, shall be considered an additional child support obligation owed by
the obligor. Whenever the obligor fails to provide or maintain health
insurance pursuant to an order for support, the obligor shall be liable to the
obligee for the dollar amount of the premiums which were not paid, and shall
also be liable for all medical expenses incurred by the child which
have been paid or reimbursed by the health insurance which the obligor was
ordered to provide or maintain. In addition, the obligee may petition the court
to modify the order based solely on the obligor's failure to pay the premiums
for court-ordered health insurance.
(e) Authorization for payment. The signature of the obligee is a valid
authorization to the insurer to process a claim for payment under the
insurance plan to the provider of the health care services or to the obligee.
(f) Disclosure of information. The obligor's employer or labor union
or trade union shall disclose to the obligee or Public Office, upon request,
information concerning any dependent coverage plans which would be made
available to a new employee or labor union member or trade union member. The
employer or labor union or trade union shall disclose such information whether
or not a court order for medical support has been entered.
(g) Employer obligations. If a parent is required by an
order for support to provide coverage for a child's health care
expenses and if that coverage is available to the parent through an employer
who does business in this State, the employer must do all of the
following upon receipt of a copy of the order of support or order for
(1) The employer shall, upon the parent's request,
permit the parent to include in that coverage a child who is otherwise eligible for that coverage, without regard to any enrollment season restrictions that might otherwise be applicable as to the time period within which the child may be added to that coverage.
(2) If the parent has health care coverage through
the employer but fails to apply for coverage of the child, the employer shall include the child in the parent's coverage upon application by the child's other parent or the Department of Healthcare and Family Services.
(3) The employer may not eliminate any child from the
parent's health care coverage unless the employee is no longer employed by the employer and no longer covered under the employer's group health plan or unless the employer is provided with satisfactory written evidence of either of the following:
(A) The order for support is no longer in effect.
(B) The child is or will be included in a
comparable health care plan obtained by the parent under such order that is currently in effect or will take effect no later than the date the prior coverage is terminated.
The employer may eliminate a child from a parent's
health care plan obtained by the parent under such order if the employer has eliminated dependent health care coverage for all of its employees.
(Source: P.A. 94-923, eff. 1-1-07; 95-331, eff. 8-21-07.)