(215 ILCS 5/356z.2)
Coverage for adjunctive services in dental care.
(a) An individual or group policy of accident and health insurance
amended, delivered, issued, or renewed after January 1, 2003 (the effective date of Public Act 92-764) shall cover
charges incurred, and anesthetics provided, in
conjunction with dental care that is provided to a covered individual in a
an ambulatory surgical treatment center
if any of the
(1) the individual is a child age 6 or under;
(2) the individual has a medical condition that
requires hospitalization or general anesthesia for dental care; or
(3) the individual is a person with a disability.
(a-5) An individual or group policy of accident and health insurance amended, delivered, issued, or renewed after January 1, 2016 (the effective date of Public Act 99-141) shall cover charges incurred, and anesthetics provided by a dentist with a permit provided under Section 8.1 of the Illinois Dental Practice Act, in conjunction with dental care that is provided to a covered individual in a dental office, oral surgeon's office, hospital, or ambulatory surgical treatment center if the individual is under age 26 and has been diagnosed with an autism spectrum disorder as defined in Section 10 of the Autism Spectrum Disorders Reporting Act or a developmental disability. A covered individual shall be required to make 2 visits to the dental care provider prior to accessing other coverage under this subsection.
For purposes of this subsection, "developmental disability" means a disability that is attributable to an intellectual disability or a related condition, if the related condition meets all of the following conditions:
(1) it is attributable to cerebral palsy, epilepsy,
or any other condition, other than mental illness, found to be closely related to an intellectual disability because that condition results in impairment of general intellectual functioning or adaptive behavior similar to that of individuals with an intellectual disability and requires treatment or services similar to those required for those individuals; for purposes of this definition, autism is considered a related condition;
(2) it is manifested before the individual reaches
(3) it is likely to continue indefinitely; and
(4) it results in substantial functional limitations
in 3 or more of the following areas of major life activity: self-care, language, learning, mobility, self-direction, and capacity for independent living.
(b) For purposes of this Section, "ambulatory surgical treatment center"
has the meaning given to that term in Section 3 of the Ambulatory
Surgical Treatment Center Act.
For purposes of this Section, "person with a disability" means a person, regardless of age,
with a chronic
disability if the chronic disability meets all of the following conditions:
(1) It is attributable to a mental or physical
impairment or combination of mental and physical impairments.
(2) It is likely to continue.
(3) It results in substantial functional limitations
in one or more of the following areas of major life activity:
(B) receptive and expressive language;
(E) capacity for independent living; or
(F) economic self-sufficiency.
(c) The coverage required under this Section may be subject to any
limitations, exclusions, or cost-sharing provisions that apply generally under
the insurance policy.
(d) This Section does not apply to a policy that covers only dental care.
(e) Nothing in this Section requires that the dental services be
(f) The provisions of this Section do not apply to short-term travel,
accident-only, limited, or specified disease policies, nor to policies or
contracts designed for issuance to persons eligible for coverage under Title
XVIII of the Social Security Act, known as Medicare, or any other similar
coverage under State or federal governmental plans.
(Source: P.A. 101-525, eff. 1-1-20