(215 ILCS 5/356b)
(from Ch. 73, par. 968b)
(a) This Section applies to the hospital and medical expense
provisions of an accident or health insurance policy.
(b) If a policy provides that coverage of a dependent person terminates
upon attainment of the limiting age for dependent persons specified in the
policy, the attainment of such limiting age
does not operate to terminate the hospital and medical coverage of a person
who, because of a disabling condition that occurred before
attainment of the limiting age, is incapable of self-sustaining employment and
is dependent on his or her parents or other care providers for lifetime
care and supervision.
(c) For purposes of subsection (b), "dependent on other care providers" is
defined as requiring a Community Integrated Living Arrangement, group home,
supervised apartment, or other residential services licensed or certified by
the Department of Human Services (as successor to the Department of Mental
Health and Developmental Disabilities), the Department of Public Health, or
the Department of Healthcare and Family Services (formerly Department of Public Aid).
(d) The insurer may inquire of the policyholder 2 months prior to
attainment by a dependent of the limiting age set forth in the policy, or at
any reasonable time thereafter, whether such dependent is in fact a person who has a disability and is dependent and, in the absence of proof submitted within 60 days of
such inquiry that such dependent is a person who has a disability and is dependent may
terminate coverage of such person at or after attainment of the limiting age.
In the absence of such inquiry, coverage of any person who has a disability and is dependent
shall continue through the term of such policy or any extension or renewal
(e) This amendatory Act of 1969 is applicable to policies issued or
more than 60 days after the effective date of this amendatory Act of 1969.
(Source: P.A. 99-143, eff. 7-27-15.)