(205 ILCS 665/2) (from Ch. 17, par. 5302)
    Sec. 2. Definitions. As used in this Act:
    "Credit counselor" means an individual, corporation, or other entity that is not a debt management service that provides (1) guidance, educational programs, or advice for the purpose of addressing budgeting, personal finance, financial literacy, saving and spending practices, or the sound use of consumer credit; or (2) assistance or offers to assist individuals and families with financial problems by providing counseling; or (3) a combination of the activities described in items (1) and (2) of this definition.
    "Debt management service" means the planning and management of the financial affairs of a debtor for a fee and the receiving of money from the debtor for the purpose of distributing it to the debtor's creditors in payment or partial payment of the debtor's obligations or soliciting financial contributions from creditors. The business of debt management is conducted in this State if the debt management business, its employees, or its agents are located in this State or if the debt management business solicits or contracts with debtors located in this State. "Debt management service" does not include "debt settlement service" as defined in the Debt Settlement Consumer Protection Act.
    This term shall not include the following when engaged in the regular course of their respective businesses and professions:
        (a) Attorneys at law licensed, or otherwise
authorized to practice, in Illinois who are engaged in the practice of law.
        (b) Banks, operating subsidiaries of banks,
affiliates of banks, fiduciaries, credit unions, savings and loan associations, and savings banks as duly authorized and admitted to transact business in the State of Illinois and performing credit and financial adjusting service in the regular course of their principal business.
        (c) Title insurers, title agents, independent
escrowees, and abstract companies, while doing an escrow business.
        (d) Judicial officers or others acting pursuant to
court order.
        (e) Employers for their employees, except that no
employer shall retain the services of an outside debt management service to perform this service unless the debt management service is licensed pursuant to this Act.
        (f) Bill payment services, as defined in the
Transmitters of Money Act.
        (g) Credit counselors, only when providing services
described in the definition of credit counselor in this Section.
    "Debtor" means the person or persons for whom the debt management service is performed.
    "Person" means an individual, firm, partnership, association, limited liability company, corporation, or not-for-profit corporation.
    "Licensee" means a person licensed under this Act.
    "Secretary" means the Secretary of Financial and Professional Regulation.
(Source: P.A. 100-201, eff. 8-18-17.)