(5 ILCS 175/10-130)
    Sec. 10-130. Attribution of signature.
    (a) Except as provided by another applicable rule of law, a secure electronic signature is attributable to the person to whom it correlates, whether or not authorized, if:
        (1) the electronic signature resulted from acts of a
person that obtained the signature device or other information necessary to create the signature from a source under the control of the alleged signer, creating the appearance that it came from that party;
        (2) the access or use occurred under circumstances
constituting a failure to exercise reasonable care by the alleged signer; and
        (3) the relying party relied reasonably and in good
faith to its detriment on the apparent source of the electronic record.
    (b) The provisions of this Section shall not apply to transactions intended primarily for personal, family, or household use, or otherwise defined as consumer transactions by applicable law including, but not limited to, credit card and automated teller machine transactions except to the extent allowed by applicable consumer law.
(Source: P.A. 90-759, eff. 7-1-99.)