Illinois General Assembly - Full Text of SB2933
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Full Text of SB2933  103rd General Assembly

SB2933 103RD GENERAL ASSEMBLY

 


 
103RD GENERAL ASSEMBLY
State of Illinois
2023 and 2024
SB2933

 

Introduced 1/31/2024, by Sen. Steve Stadelman

 

SYNOPSIS AS INTRODUCED:
 
815 ILCS 505/2EEEE new

    Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that it is an unlawful practice within the meaning of the Act for a consumer reporting agency: (1) to make, create, or furnish any consumer report or credit report containing, incorporating, or reflecting any adverse information that the consumer reporting agency knows or should know relates to medical debt incurred by the consumer or a collection action against the consumer to collect medical debt; and (2) to maintain in the file on a consumer any information relating to medical debt incurred by a consumer or a collection action against the consumer to collect medical debt.


LRB103 37005 SPS 67120 b

 

 

A BILL FOR

 

SB2933LRB103 37005 SPS 67120 b

1    AN ACT concerning business.
 
2    Be it enacted by the People of the State of Illinois,
3represented in the General Assembly:
 
4    Section 5. The Consumer Fraud and Deceptive Business
5Practices Act is amended by adding Section 2EEEE as follows:
 
6    (815 ILCS 505/2EEEE new)
7    Sec. 2EEEE. Credit reporting; medical debt.
8    (a) As used in this Section:
9    "Collection action" means any referral of a bill to a
10collection agency or law firm to collect payment for services
11from a consumer for health care services.
12    "Collection agency" means any individual, partnership,
13corporation, trust, estate, co-operative, association,
14government or government subdivision, agency, or other entity
15that either purchases medical debt or collects medical debt on
16behalf of another entity.
17    "Consumer report" or "credit report" have the meaning
18ascribed to the term "consumer report" under 15 U.S.C.
191681a(d).
20    "Consumer reporting agency" has the meaning ascribed to
21that term in 15 U.S.C. 1681a(f).
22    "Medical debt" means a debt arising from the receipt of
23health care services, products, or devices.

 

 

SB2933- 2 -LRB103 37005 SPS 67120 b

1    (b) It is an unlawful practice within the meaning of this
2Act for a consumer reporting agency:
3        (1) to make, create, or furnish any consumer report or
4    credit report containing, incorporating, or reflecting any
5    adverse information that the consumer reporting agency
6    knows or should know relates to medical debt incurred by
7    the consumer or a collection action against the consumer
8    to collect medical debt; and
9        (2) to maintain in the file on a consumer any
10    information relating to medical debt incurred by a
11    consumer or a collection action against the consumer to
12    collect medical debt.