97TH GENERAL ASSEMBLY
State of Illinois
2011 and 2012
Introduced 2/1/2012, by Sen. Ira I. Silverstein
SYNOPSIS AS INTRODUCED:
Creates the Consumer Contract Right to Know Act. Requires certain
disclosures to be made by a person who utilizes standard form consumer
contracts in the usual course of business. Provides that consumers must be
given access to standard form consumer contracts before a sale to enable
the consumer to comparison shop. Authorizes the Attorney General to enforce
the Act. Provides remedies, including statutory damages. Applies to
contracts initiated on or after the effective date of this Act. Effective
|FISCAL NOTE ACT MAY APPLY|
A BILL FOR
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AN ACT concerning standard form consumer contract
disclosure in Illinois.
Be it enacted by the People of the State of Illinois,
represented in the General Assembly:
This Act may be cited as the
Consumer Contract Right to Know Act.
As used in this Act:
"Consumer" means an individual who borrows, buys, or leases
services or products under a consumer contract.
"Consumer contract" or "contract" means a written
agreement between a consumer and a party, acting in the usual
course of business, for products or services made or performed
for primarily personal, family, or household purposes. A
"consumer contract" includes, but is not limited to, standard
form contracts, consumer agreements, forms, or terms.
"Covered entity" means a person who utilizes standard form
consumer contracts in the usual course of business.
"Reasonable access" includes:
(1) posting of contracts on the company website in a
location that is clear and accessible to consumers;
(2) making contracts available from the company at its
usual places of business; and
(3) providing written copies of contracts upon request