Illinois General Assembly - Full Text of HB2696
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Full Text of HB2696  94th General Assembly


Rep. Ruth Munson

Adopted in House on Apr 05, 2005





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2     AMENDMENT NO. ______. Amend House Bill 2696 by replacing
3 everything after the enacting clause with the following:
4     "Section 5. The Consumer Fraud and Deceptive Business
5 Practices Act is amended by adding Section 2VV as follows:
6     (815 ILCS 505/2VV new)
7     Sec. 2VV. Credit and public utility service; identity
8 theft. It is an unlawful practice for a person to deny credit
9 or public utility service to or reduce the credit limit of a
10 consumer solely because the consumer has been a victim of
11 identity theft as defined in Section 16G-15 of the Criminal
12 Code of 1961, if the consumer:
13         (1) has provided a copy of an identity theft report as
14     defined under the federal Fair Credit Reporting Act and
15     implementing regulations evidencing the consumer's claim
16     of identity theft;
17         (2) has provided a properly completed copy of a
18     standardized affidavit of identity theft developed and
19     made available by the Federal Trade Commission pursuant to
20     15 U.S.C. 1681g or an affidavit of fact that is acceptable
21     to the person for that purpose;
22         (3) has obtained placement of an extended fraud alert
23     in his or her file maintained by a nationwide consumer
24     reporting agency, in accordance with the requirements of



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1     the federal Fair Credit Reporting Act; and
2         (4) is able to establish his or her identity and
3     address to the satisfaction of the person providing credit
4     or utility services.
5     Section 99. Effective date. This Act takes effect upon
6 becoming law.".