093_HB0259

 
                                     LRB093 03663 MBS 03693 b

 1        AN ACT in relation to credit and debit cards.

 2        Be  it  enacted  by  the People of the State of Illinois,
 3    represented in the General Assembly:

 4        Section 1.  Short title.  This Act may be  cited  as  the
 5    Credit Card and Debit Card Account Disclosure Act.

 6        Section 5.  Definitions.  As used in this Act:
 7        "Cardholder"  has  the  meaning ascribed to it in Section
 8    2.02 of the Illinois Credit Card and Debit Card Act.
 9        "Credit card" has the meaning ascribed to it  in  Section
10    2.03 of the Illinois Credit Card and Debit Card Act.
11        "Debit  Card"  has  the meaning ascribed to it in Section
12    2.15 of the Illinois Credit Card and Debit Card Act.
13        "Issuer" has the meaning ascribed to it in  Section  2.08
14    of the Illinois Credit Card and Debit Card Act.
15        "Person"  has  the meaning ascribed to it in Section 2.09
16    of the Illinois Credit Card and Debit Card Act.
17        "Provider" means a person  who  furnishes  money,  goods,
18    services,  or  anything  else  of  value  upon  presentation,
19    whether  physically, in writing, verbally, electronically, or
20    otherwise, of a credit card or debit card by the  cardholder,
21    or any agent or employee of that person.

22        Section  10.  Printing,  production,  or  reproduction of
23    credit card and debit card account information prohibited.
24        (a)  Except as otherwise provided  in  this  Section,  no
25    provider  may  print  or  otherwise  produce  or reproduce or
26    permit the printing or other production  or  reproduction  of
27    the following:
28             (1)  Any  part  of  the  credit  card  or debit card
29        account number, other than the last  5  digits  or  other
30        characters,  on any receipt provided or made available to
 
                            -2-      LRB093 03663 MBS 03693 b
 1        the cardholder.
 2             (2)  The credit card or debit card  expiration  date
 3        on   any  receipt  provided  or  made  available  to  the
 4        cardholder.
 5        (b)  This Section does not apply  to  a  credit  card  or
 6    debit  card  transaction in which the sole means available to
 7    the provider of recording  the  credit  card  or  debit  card
 8    account number is by handwriting or by imprint of the card.
 9        (c)  This  Section  does not apply to receipts issued for
10    transactions on the electronic benefits transfer card  system
11    in accordance with 7 CFR 274.12(g)(3).

12        Section  15. Liability. Any provider who violates Section
13    10 of this Act is liable to the cardholder or issuer for  any
14    actual  damages  suffered  by  the  cardholder or issuer as a
15    result of the use of the cardholder's credit  card  or  debit
16    card  without  the  permission  of  the cardholder, for court
17    costs, and for attorneys' fees.

18        Section 20. Operative dates.
19        (a)  This Act is  operative  on  January  1,  2005,  with
20    respect  to any cash register or other machine or device that
21    electronically prints receipts for credit card or debit  card
22    transactions that is in use prior to January 1, 2004.
23        (b)  This  Act  is  operative  on  January  1, 2004, with
24    respect to any cash register or other machine or device  that
25    electronically  prints receipts for credit card or debit card
26    transactions that is first put into use on or  after  January
27    1, 2004.