Illinois General Assembly - Full Text of HB1049
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Full Text of HB1049  103rd General Assembly




HB1049 EnrolledLRB103 04655 BMS 49946 b

1    AN ACT concerning regulation.
2    Be it enacted by the People of the State of Illinois,
3represented in the General Assembly:
4    Section 5. The Illinois Insurance Code is amended by
5adding Section 143.10e as follows:
6    (215 ILCS 5/143.10e new)
7    Sec. 143.10e. Home property insurance; dog breeds.
8    (a) With respect to homeowner's insurance policies and
9renter's insurance policies issued, renewed, modified,
10altered, or amended on or after the effective date of this
11amendatory Act of the 103rd General Assembly, no insurer shall
12refuse to issue or renew, cancel, charge or impose an
13increased premium or rate for a policy or contract, or
14exclude, limit, restrict, or reduce coverage under a policy or
15contract based solely upon harboring or owning any dog of a
16specific breed or mixture of breeds.
17    (b) Notwithstanding the provisions of subsection (a), an
18insurer may cancel or refuse to issue or renew any homeowner's
19or renter's insurance policy or impose a reasonably increased
20premium for such policy based on the determination of an
21individual dog as a dangerous or vicious dog under the Animal
22Control Act, as determined by underwriting and actuarial
23principles reasonably derived from actual loss experience of



HB1049 Enrolled- 2 -LRB103 04655 BMS 49946 b

1such insurer with that individual dog and any anticipated loss
2given such loss exposure.
3    (215 ILCS 5/143.10d rep.)
4    Section 10. The Illinois Insurance Code is amended by
5repealing Section 143.10d.
6    Section 99. Effective date. This Act takes effect upon
7becoming law, except that the changes to Section 143.10e of
8the Illinois Insurance Code take effect 6 months after
9becoming law.