SB1327 - 104th General Assembly

INS-HEALTH PARITY/DISABILITY
Last Action
5/13/2026 - House: Placed on Calendar 2nd Reading - Short Debate
Statutes Amended In Order of Appearance
Synopsis As Introduced
Amends the Illinois Insurance Code. Provides that every insurer that amends, delivers, issues, or renews a group or individual policy or certificate of disability insurance or disability income insurance shall ensure parity for the payment of mental, emotional, nervous, or substance use disorders or conditions. Changes the definition of "treatment limitation" to include benefit payments under disability insurance or disability income insurance.

Senate Floor Amendment No. 3
Deletes reference to:
Adds reference to:
215 ILCS 5/370c.5 new
Replaces everything after the enacting clause. Amends the Illinois Insurance Code. Provides that, on and after January 1, 2028, no insurer shall amend, deliver, issue, or renew a group or individual policy or certificate of long-term disability income insurance in the State without a disclosure, provided at the time of application, that includes the specified information concerning limitations on the duration of coverage for mental health or substance use disorders and the right to request more information about the limitation and other coverage options. Requires receipt of the disclosure to be acknowledged by the potential policyholder or plan sponsor, and provides that evidence of the disclosure and acknowledgment must be retained by the insurance company offering the coverage for a period of no less than 2 years. Effective January 1, 2028.

Senate Floor Amendment No. 4
Provides that no group or individual policy or contract of long-term disability income insurance in this State that limits the duration of coverage for mental health and substance use disorders shall be offered (rather than on and after January 1, 2028, no insurer shall amend, deliver, issue, or renew a group or individual policy or certificate of long-term disability income insurance in this State) without a disclosure containing the specified information. Provides that evidence of the disclosure and acknowledgment must be retained by the insurance company offering the coverage (rather than offering the coverage for a period of no less than 2 years)
Actions
Date Chamber Action
1/28/2025 Senate Filed with Secretary by Sen. Julie A. Morrison
1/28/2025 Senate First Reading
1/28/2025 Senate Referred to Assignments
1/29/2025 Senate Added as Chief Co-Sponsor Sen. Laura Fine
2/04/2025 Senate Assigned to Insurance
3/21/2025 Senate Rule 3-9(a) / Re-referred to Assignments
1/27/2026 Senate Re-assigned to Insurance
2/18/2026 Senate Senate Committee Amendment No. 1 Filed with Secretary by Sen. Julie A. Morrison
2/18/2026 Senate Senate Committee Amendment No. 1 Referred to Assignments
2/24/2026 Senate Senate Committee Amendment No. 1 Assignments Refers to Insurance
2/26/2026 Senate Added as Co-Sponsor Sen. Paul Faraci
2/26/2026 Senate Added as Co-Sponsor Sen. Christopher Belt
2/27/2026 Senate Added as Co-Sponsor Sen. Robert Peters
3/04/2026 Senate Added as Co-Sponsor Sen. Doris Turner
3/05/2026 Senate Chief Sponsor Changed to Sen. Mattie Hunter
3/10/2026 Senate Senate Committee Amendment No. 2 Filed with Secretary by Sen. Mattie Hunter
3/10/2026 Senate Senate Committee Amendment No. 2 Referred to Assignments
3/10/2026 Senate Senate Committee Amendment No. 1 Postponed - Insurance
3/11/2026 Senate Do Pass as Amended Insurance; 010-000-000
3/11/2026 Senate Placed on Calendar Order of 2nd Reading March 12, 2026
3/11/2026 Senate Senate Committee Amendment No. 2 Pursuant to Senate Rule 3-8(b-1), the following amendments will remain in the Committee on Assignments
3/12/2026 Senate Second Reading
3/12/2026 Senate Placed on Calendar Order of 3rd Reading March 24, 2026
3/13/2026 Senate Senate Committee Amendment No. 1 Rule 3-9(a) / Re-referred to Assignments
3/16/2026 Senate Senate Floor Amendment No. 3 Filed with Secretary by Sen. Mattie Hunter
3/16/2026 Senate Senate Floor Amendment No. 3 Referred to Assignments
3/18/2026 Senate Added as Chief Co-Sponsor Sen. Julie A. Morrison
3/18/2026 Senate Chief Co-Sponsor Changed to Sen. Julie A. Morrison
3/24/2026 Senate Senate Floor Amendment No. 3 Assignments Refers to Insurance
3/24/2026 Senate Added as Chief Co-Sponsor Sen. Rachel Ventura
3/24/2026 Senate Senate Floor Amendment No. 3 Recommend Do Adopt Insurance; 010-000-000
3/26/2026 Senate Added as Co-Sponsor Sen. Elgie R. Sims, Jr.
4/17/2026 Senate Rule 2-10 Third Reading Deadline Established As May 8, 2026
4/27/2026 Senate Senate Floor Amendment No. 4 Filed with Secretary by Sen. Mattie Hunter
4/27/2026 Senate Senate Floor Amendment No. 4 Referred to Assignments
4/28/2026 Senate Senate Floor Amendment No. 4 Assignments Refers to Insurance
4/29/2026 Senate Senate Floor Amendment No. 4 Recommend Do Adopt Insurance; 009-000-000
5/07/2026 Senate Recalled to Second Reading
5/07/2026 Senate Senate Floor Amendment No. 3 Adopted; Hunter
5/07/2026 Senate Senate Floor Amendment No. 4 Adopted; Hunter
5/07/2026 Senate Placed on Calendar Order of 3rd Reading
5/07/2026 Senate Third Reading - Passed; 058-000-000
5/07/2026 Senate Senate Committee Amendment No. 1 Tabled Pursuant to Rule 5-4(a)
5/07/2026 Senate Senate Committee Amendment No. 2 Tabled Pursuant to Rule 5-4(a)
5/08/2026 House Arrived in House
5/12/2026 House Chief House Sponsor Rep. Amy Briel
5/12/2026 House First Reading
5/12/2026 House Referred to Rules Committee
5/12/2026 House Assigned to Insurance Committee
5/12/2026 House Committee Deadline Extended-Rule 9(b) May 15, 2026
5/12/2026 House Motion Filed to Suspend Rule 21 Insurance Committee; Rep. Robyn Gabel
5/12/2026 House Motion to Suspend Rule 21 - Prevailed 075-036-001
5/12/2026 House Do Pass / Short Debate Insurance Committee; 012-000-000
5/13/2026 House Placed on Calendar 2nd Reading - Short Debate