SB1327 - 104th General Assembly
INS-HEALTH PARITY/DISABILITY
Last Action
Senate Sponsors
Sen. Mattie Hunter - Julie A. Morrison - Laura Fine - Rachel Ventura, Paul Faraci, Christopher Belt, Robert Peters, Doris Turner and Elgie R. Sims, Jr.House Sponsors
(Rep. Amy Briel)Statutes Amended In Order of Appearance
Synopsis As Introduced
Amends the Illinois Insurance Code. Provides that every insurer that amends, delivers, issues, or renews a group or individual policy or certificate of disability insurance or disability income insurance shall ensure parity for the payment of mental, emotional, nervous, or substance use disorders or conditions. Changes the definition of "treatment limitation" to include benefit payments under disability insurance or disability income insurance.
Senate Floor Amendment No. 3
Deletes reference to:
Adds reference to:
215 ILCS 5/370c.5 new
Replaces everything after the enacting clause. Amends the Illinois Insurance Code. Provides that, on and after January 1, 2028, no insurer shall amend, deliver, issue, or renew a group or individual policy or certificate of long-term disability income insurance in the State without a disclosure, provided at the time of application, that includes the specified information concerning limitations on the duration of coverage for mental health or substance use disorders and the right to request more information about the limitation and other coverage options. Requires receipt of the disclosure to be acknowledged by the potential policyholder or plan sponsor, and provides that evidence of the disclosure and acknowledgment must be retained by the insurance company offering the coverage for a period of no less than 2 years. Effective January 1, 2028.
Senate Floor Amendment No. 4
Provides that no group or individual policy or contract of long-term disability income insurance in this State that limits the duration of coverage for mental health and substance use disorders shall be offered (rather than on and after January 1, 2028, no insurer shall amend, deliver, issue, or renew a group or individual policy or certificate of long-term disability income insurance in this State) without a disclosure containing the specified information. Provides that evidence of the disclosure and acknowledgment must be retained by the insurance company offering the coverage (rather than offering the coverage for a period of no less than 2 years)
Actions
| Date | Chamber | Action |
|---|---|---|
| 1/28/2025 | Senate | Filed with Secretary by Sen. Julie A. Morrison |
| 1/28/2025 | Senate | First Reading |
| 1/28/2025 | Senate | Referred to Assignments |
| 1/29/2025 | Senate | Added as Chief Co-Sponsor Sen. Laura Fine |
| 2/04/2025 | Senate | Assigned to Insurance |
| 3/21/2025 | Senate | Rule 3-9(a) / Re-referred to Assignments |
| 1/27/2026 | Senate | Re-assigned to Insurance |
| 2/18/2026 | Senate | Senate Committee Amendment No. 1 Filed with Secretary by Sen. Julie A. Morrison |
| 2/18/2026 | Senate | Senate Committee Amendment No. 1 Referred to Assignments |
| 2/24/2026 | Senate | Senate Committee Amendment No. 1 Assignments Refers to Insurance |
| 2/26/2026 | Senate | Added as Co-Sponsor Sen. Paul Faraci |
| 2/26/2026 | Senate | Added as Co-Sponsor Sen. Christopher Belt |
| 2/27/2026 | Senate | Added as Co-Sponsor Sen. Robert Peters |
| 3/04/2026 | Senate | Added as Co-Sponsor Sen. Doris Turner |
| 3/05/2026 | Senate | Chief Sponsor Changed to Sen. Mattie Hunter |
| 3/10/2026 | Senate | Senate Committee Amendment No. 2 Filed with Secretary by Sen. Mattie Hunter |
| 3/10/2026 | Senate | Senate Committee Amendment No. 2 Referred to Assignments |
| 3/10/2026 | Senate | Senate Committee Amendment No. 1 Postponed - Insurance |
| 3/11/2026 | Senate | Do Pass as Amended Insurance; 010-000-000 |
| 3/11/2026 | Senate | Placed on Calendar Order of 2nd Reading March 12, 2026 |
| 3/11/2026 | Senate | Senate Committee Amendment No. 2 Pursuant to Senate Rule 3-8(b-1), the following amendments will remain in the Committee on Assignments |
| 3/12/2026 | Senate | Second Reading |
| 3/12/2026 | Senate | Placed on Calendar Order of 3rd Reading March 24, 2026 |
| 3/13/2026 | Senate | Senate Committee Amendment No. 1 Rule 3-9(a) / Re-referred to Assignments |
| 3/16/2026 | Senate | Senate Floor Amendment No. 3 Filed with Secretary by Sen. Mattie Hunter |
| 3/16/2026 | Senate | Senate Floor Amendment No. 3 Referred to Assignments |
| 3/18/2026 | Senate | Added as Chief Co-Sponsor Sen. Julie A. Morrison |
| 3/18/2026 | Senate | Chief Co-Sponsor Changed to Sen. Julie A. Morrison |
| 3/24/2026 | Senate | Senate Floor Amendment No. 3 Assignments Refers to Insurance |
| 3/24/2026 | Senate | Added as Chief Co-Sponsor Sen. Rachel Ventura |
| 3/24/2026 | Senate | Senate Floor Amendment No. 3 Recommend Do Adopt Insurance; 010-000-000 |
| 3/26/2026 | Senate | Added as Co-Sponsor Sen. Elgie R. Sims, Jr. |
| 4/17/2026 | Senate | Rule 2-10 Third Reading Deadline Established As May 8, 2026 |
| 4/27/2026 | Senate | Senate Floor Amendment No. 4 Filed with Secretary by Sen. Mattie Hunter |
| 4/27/2026 | Senate | Senate Floor Amendment No. 4 Referred to Assignments |
| 4/28/2026 | Senate | Senate Floor Amendment No. 4 Assignments Refers to Insurance |
| 4/29/2026 | Senate | Senate Floor Amendment No. 4 Recommend Do Adopt Insurance; 009-000-000 |
| 5/07/2026 | Senate | Recalled to Second Reading |
| 5/07/2026 | Senate | Senate Floor Amendment No. 3 Adopted; Hunter |
| 5/07/2026 | Senate | Senate Floor Amendment No. 4 Adopted; Hunter |
| 5/07/2026 | Senate | Placed on Calendar Order of 3rd Reading |
| 5/07/2026 | Senate | Third Reading - Passed; 058-000-000 |
| 5/07/2026 | Senate | Senate Committee Amendment No. 1 Tabled Pursuant to Rule 5-4(a) |
| 5/07/2026 | Senate | Senate Committee Amendment No. 2 Tabled Pursuant to Rule 5-4(a) |
| 5/08/2026 | House | Arrived in House |
| 5/12/2026 | House | Chief House Sponsor Rep. Amy Briel |
| 5/12/2026 | House | First Reading |
| 5/12/2026 | House | Referred to Rules Committee |
| 5/12/2026 | House | Assigned to Insurance Committee |
| 5/12/2026 | House | Committee Deadline Extended-Rule 9(b) May 15, 2026 |
| 5/12/2026 | House | Motion Filed to Suspend Rule 21 Insurance Committee; Rep. Robyn Gabel |
| 5/12/2026 | House | Motion to Suspend Rule 21 - Prevailed 075-036-001 |
| 5/12/2026 | House | Do Pass / Short Debate Insurance Committee; 012-000-000 |
| 5/13/2026 | House | Placed on Calendar 2nd Reading - Short Debate |
