Illinois General Assembly - Bill Status for SB2639
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 Bill Status of SB2639  93rd General Assembly


Senate Sponsors
Sen. Ira I. Silverstein

Last Action
DateChamber Action
  1/11/2005SenateSession Sine Die

Statutes Amended In Order of Appearance
815 ILCS 505/2MM
815 ILCS 505/2QQ new

Synopsis As Introduced
Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that any person who uses a consumer credit report in connection with the approval of credit, may not lend money, extend credit, or complete the purchase, lease, or rental of goods or non-credit related services without taking reasonable steps to verify the consumer's identity. Provides that if a consumer places a statement with a security alert in his or her file requesting that his or her identity be verified by calling a specified telephone number, any person who receives that statement with the security alert in the consumer's file must take reasonable steps to verify his or her identity by contacting the consumer using the specified telephone number, prior to lending money, extending credit, or completing the purchase, lease, or rental of goods or non-credit related services, with certain exceptions. Provides that a consumer credit reporting agency is required to provide to a consumer information about security alerts and security freezes and their consequences. Prohibits a person or entity from publicly posting or displaying an individual's social security number or doing certain other acts that might compromise the security of an individual's social security number. Provides that a person or entity shall not encode or embed a social security number on a card or document, including a bar code, chip, or magnetic strip.

DateChamber Action
  2/4/2004SenateFiled with Secretary by Sen. Ira I. Silverstein
  2/4/2004SenateFirst Reading
  2/4/2004SenateReferred to Rules
  1/11/2005SenateSession Sine Die

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