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Synopsis As Introduced Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that a consumer reporting agency may not impose a charge on a consumer for placing a freeze, removing a freeze, or temporarily lifting a freeze. Makes corresponding changes. Effective immediately.
House Committee Amendment No. 1 Provides that a consumer may request that a security freeze be placed on his or her credit report by at least one of telephone or electronic means at a telephone or electronic location designated by the consumer reporting agency to receive such requests.
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