Illinois General Assembly - Bill Status for SB1942
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 Bill Status of SB1942  102nd General Assembly


Short Description:  CREDIT REPORT PROTECT ACT

Senate Sponsors
Sen. Carole Pankau

Last Action
DateChamber Action
  1/9/2007SenateSession Sine Die

Statutes Amended In Order of Appearance
New Act


Synopsis As Introduced
Creates the Credit Report Protection Act. Provides that a consumer may place a security alert in his or her credit report by making a request to a consumer credit reporting agency. Provides that a consumer credit reporting agency shall notify each person requesting consumer credit information, with respect to a consumer, of the existence of a security alert in the credit report of that consumer. Provides that a consumer may place a security freeze on his or her credit report by making a request to a consumer credit reporting agency. Provides that if a security alert or security freeze is in place, a consumer credit reporting agency shall not modify certain information in a consumer credit report without sending a written confirmation of the change to the consumer within 30 days of the change being posted to the consumer's file. Provides that a consumer credit reporting agency may charge a reasonable fee to a consumer that elects to freeze, remove the freeze, or temporarily lift the freeze, except that a consumer credit reporting agency shall not charge a fee to a victim of identity theft that has submitted a valid police report. Provides that a consumer credit reporting agency shall supply files and credit report information to a consumer during normal business hours and on reasonable notice, subject to certain conditions. Provides certain exemptions.

Actions 
DateChamber Action
  2/25/2005SenateFiled with Secretary by Sen. Carole Pankau
  2/25/2005SenateFirst Reading
  2/25/2005SenateReferred to Rules
  3/2/2005SenateAssigned to Executive
  3/10/2005SenateHeld in Executive
  3/18/2005SenateRule 3-9(a) / Re-referred to Rules
  1/9/2007SenateSession Sine Die

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