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Deletes everything after the enacting clause. Repeals the Small Employer Group Health Insurance Law of the Illinois Insurance Code. Creates the Illinois Consumer Choice of Benefits Health Insurance Plan Act. Provides that insurers and employers may offer policies of accident and health insurance that do not provide state-mandated health benefits. Effective immediately.
Fiscal Note (Department of Insurance)
This bill if passed would not have a fiscal impact on the Department of Insurance.
House Floor Amendment No. 2 Provides that, for purposes of the Act, the term "state-mandated health benefits" does not include benefits that are mandated by specified provisions of the Illinois Administrative Code concerning minimum standards for benefits in individual policies of accident and health insurance. Changes a reference to "accident and sickness insurance" to "accident and health insurance".
Judicial Note (Admin Office of the Illinois Courts)
House Bill 5925, as amended by House Amendments 1 and 2, would neither increase nor decrease the number of judges needed in the State.
Home Rule Note (Department of Commerce and Economic Opportunity)
This legislation, as amended by House Amendments 1 and 2, does not pre-empt home rule authority.
State Mandates Fiscal Note (Department of Commerce and Economic Opportunity)
This legislation, as amended by House Amendments 1 and 2, does not create a State mandate under the State Mandates Act.
Judicial Note (Admin Office of the Illinois Courts)
Would neither increase nor decrease the number of judges needed in the state.
Pension Note (Economic and Fiscal Commission)
No impact.
Pension Note (Economic and Fiscal Commission)
No impact as amended by HA1.
Pension Note (Economic and Fiscal Commission)
No impact as amended by HA2.
Balanced Budget Note (Office of Management and Budget)
House Bill 5925, as amended by House Amendment 1, has no fiscal impact.
Balanced Budget Note (Office of Management and Budget)
House Bill 5925, as amended by House Amendment 2, has no fiscal impact.
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