Illinois General Assembly - Bill Status for HB4952
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 Bill Status of HB4952  93rd General Assembly


Short Description:  FAIR CREDIT REPORTING ACT

House Sponsors
Rep. Annazette Collins - Deborah L. Graham and Robin Kelly

Last Action
DateChamber Action
  1/11/2005HouseSession Sine Die

Statutes Amended In Order of Appearance
New Act
220 ILCS 5/4-201.5 new


Synopsis As Introduced
Creates the Illinois Fair Credit Reporting Act and amends the Public Utilities Act. Directs the Illinois Commerce Commission to regulate the business of credit reporting agencies. Directs the Commission to investigate complaints against credit reporting agencies and to host public hearings. Provides for a civil penalty of up to $1,000 for a credit reporting agency's willful or negligent failure to resolve a consumer's complaint in a timely manner. Imposes certain requirements on credit reporting agencies. Prohibits credit reporting agencies from making credit reports containing information reported by specified utilities. Provides that the federal Fair Credit Reporting Act governs matters not addressed by the Illinois Act.

House Committee Amendment No. 1
Provides that a credit reporting agency may not make any credit report on a current consumer account containing any of the listed information.

Actions 
DateChamber Action
  2/5/2004HouseFiled with the Clerk by Rep. Annazette Collins
  2/5/2004HouseFirst Reading
  2/5/2004HouseReferred to Rules Committee
  2/18/2004HouseAssigned to Consumer Protection Committee
  2/19/2004HouseAdded Chief Co-Sponsor Rep. Deborah L. Graham
  3/2/2004HouseAdded Co-Sponsor Rep. Robin Kelly
  3/3/2004HouseHouse Committee Amendment No. 1 Filed with Clerk by Consumer Protection Committee
  3/3/2004HouseHouse Committee Amendment No. 1 Adopted in Consumer Protection Committee; by Voice Vote
  3/3/2004HouseMotion Do Pass as Amended - Lost Consumer Protection Committee; 002-005-004
  3/3/2004HouseRemains in Consumer Protection Committee
  3/4/2004HouseRule 19(a) / Re-referred to Rules Committee
  1/11/2005HouseSession Sine Die

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