97TH GENERAL ASSEMBLY
State of Illinois
2011 and 2012
Introduced 2/1/2012, by Sen. Michael Noland
SYNOPSIS AS INTRODUCED:
Creates the Consumer Contract Plain Language Act. Requires consumer
contracts to be written in a simple, clear, understandable, and easily
readable manner. Establishes the requirements necessary for compliance
with the Act. Authorizes the Attorney General to enforce the Act. Provides
remedies, including statutory damages. Effective immediately.
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A BILL FOR
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AN ACT concerning consumer contract protection in
Be it enacted by the People of the State of Illinois,
represented in the General Assembly:
This Act may be cited as the
Consumer Contract Plain Language Act.
As used in this Act:
"Consumer" means an individual who borrows, buys, or leases
services or products under a consumer contract.
"Consumer contract" or "contract" means a written
agreement between a consumer and a party, acting in the usual
course of business, for products or services made or performed
for primarily personal, family, or household purposes. A
"consumer contract" includes, but is not limited to, standard
form contracts, consumer agreements, forms, or terms.
"Covered entity" means a person who utilizes consumer
contracts in the usual course of business.
"Transaction" means a business transaction that occurs
between a consumer and a covered entity for the exchange of
products or services through the use of a consumer contract.
This Act applies to all consumer