Sen. John G. Mulroe

Filed: 5/18/2011

 

 


 

 


 
09700HB1698sam001LRB097 07917 AJO 55727 a

1
AMENDMENT TO HOUSE BILL 1698

2    AMENDMENT NO. ______. Amend House Bill 1698 by replacing
3everything after the enacting clause with the following:
 
4    "Section 5. The Code of Civil Procedure is amended by
5changing Sections 15-1504, 15-1504.1, 15-1507.1, 15-1508,
615-1603, and 15-1701 and by adding Sections 15-1200.5 and
715-1505.8 as follows:
 
8    (735 ILCS 5/15-1200.5 new)
9    Sec. 15-1200.5. Abandoned residential property. "Abandoned
10residential property" means residential real estate that upon
11inspection is not occupied by any mortgagor or bona fide tenant
12as a principal residence and as to which at least 2 of the
13following circumstances exist:
14        (1) the property has had at least one uncorrected
15    municipal or county building, housing, or similar code
16    violation in the preceding year, or has been declared unfit

 

 

09700HB1698sam001- 2 -LRB097 07917 AJO 55727 a

1    for occupancy and ordered to remain vacant and unoccupied
2    by a municipal or county authority;
3        (2) construction was initiated on the property and
4    discontinued prior to completion, and there is no valid
5    municipal or county construction or building permit posted
6    on the property;
7        (3) gas, electric, or water utility service to the
8    property has been terminated;
9        (4) windows or entrances to the property are boarded up
10    or closed off, or multiple window panes are broken and
11    unrepaired;
12        (5) doors to the property are smashed through, broken
13    off, unhinged, or continuously unlocked;
14        (6) rubbish, trash, garbage, debris, graffiti,
15    neglected weeds, grass, trees, bushes, or other nuisance
16    greenery, or other hazardous, noxious, or unhealthy
17    substances or materials, have accumulated on the property;
18        (7) the police or the sheriff's office has received at
19    least one report of trespassing, vandalism, or other
20    illegal activity being committed on the property in the
21    preceding year;
22        (8) pursuant to the terms of the mortgage, the
23    mortgagee has posted a pre-foreclosure notice of its intent
24    to enter the property for purposes of maintaining or
25    repairing it, and upon entering the property following the
26    posting of the notice and a lack of response by the

 

 

09700HB1698sam001- 3 -LRB097 07917 AJO 55727 a

1    mortgagor, has found the property unoccupied;
2        (9) the mortgagee or an interested or authorized party
3    has secured or winterized the property due to the property
4    being deemed vacant and unprotected or in danger of
5    freezing;
6        (10) any mortgagor, or his or her personal
7    representatives or assigns, has issued an oral or written
8    statement expressing the clear intent of all mortgagors to
9    abandon the property;
10        (11) any property manager or other person conducting an
11    inspection of the property has issued an oral or written
12    statement indicating all mortgagors or bona fide tenants
13    have moved out and vacated the property;
14        (12) the property is a vacant lot;
15        (13) the property is deteriorating and is either below
16    or is in imminent danger of falling below minimum municipal
17    or county government standards for public safety and
18    sanitation; or
19        (14) any other reasonable indicia of abandonment that
20    is not otherwise included in this Section.
 
21    (735 ILCS 5/15-1504)  (from Ch. 110, par. 15-1504)
22    Sec. 15-1504. Pleadings and service.
23    (a) Form of Complaint. A foreclosure complaint may be in
24substantially the following form:
25        (1) Plaintiff files this complaint to foreclose the

 

 

09700HB1698sam001- 4 -LRB097 07917 AJO 55727 a

1    mortgage (or other conveyance in the nature of a mortgage)
2    (hereinafter called "mortgage") hereinafter described and
3    joins the following person as defendants: (here insert
4    names of all defendants).
5        (2) Attached as Exhibit "A" is a copy of the mortgage
6    and as Exhibit "B" is a copy of the note secured thereby.
7        (3) Information concerning mortgage:
8            (A) Nature of instrument: (here insert whether a
9        mortgage, trust deed or other instrument in the nature
10        of a mortgage, etc.)
11            (B) Date of mortgage:
12            (C) Name of mortgagor:
13            (D) Name of mortgagee:
14            (E) Date and place of recording:
15            (F) Identification of recording: (here insert book
16        and page number or document number)
17            (G) Interest subject to the mortgage: (here insert
18        whether fee simple, estate for years, undivided
19        interest, etc.)
20            (H) Amount of original indebtedness, including
21        subsequent advances made under the mortgage:
22            (I) Both the legal description of the mortgaged
23        real estate and the common address or other information
24        sufficient to identify it with reasonable certainty:
25            (J) Statement as to defaults, including, but not
26        necessarily limited to, date of default, current

 

 

09700HB1698sam001- 5 -LRB097 07917 AJO 55727 a

1        unpaid principal balance, per diem interest accruing,
2        and any further information concerning the default:
3            (K) Name of present owner of the real estate:
4            (L) Names of other persons who are joined as
5        defendants and whose interest in or lien on the
6        mortgaged real estate is sought to be terminated:
7            (M) Names of defendants claimed to be personally
8        liable for deficiency, if any:
9            (N) Capacity in which plaintiff brings this
10        foreclosure (here indicate whether plaintiff is the
11        legal holder of the indebtedness, a pledgee, an agent,
12        the trustee under a trust deed or otherwise, as
13        appropriate):
14            (O) Facts in support of redemption period shorter
15        than the longer of (i) 7 months from the date the
16        mortgagor or, if more than one, all the mortgagors (I)
17        have been served with summons or by publication or (II)
18        have otherwise submitted to the jurisdiction of the
19        court, or (ii) 3 months from the entry of the judgment
20        of foreclosure, if sought (here indicate whether based
21        upon the real estate not being residential,
22        abandonment, or real estate value less than 90% of
23        amount owed, etc.):
24            (P) Statement that the right of redemption has been
25        waived by all owners of redemption, if applicable:
26            (Q) Facts in support of request for attorneys' fees

 

 

09700HB1698sam001- 6 -LRB097 07917 AJO 55727 a

1        and of costs and expenses, if applicable:
2            (R) Facts in support of a request for appointment
3        of mortgagee in possession or for appointment of
4        receiver, and identity of such receiver, if sought:
5            (S) Offer to mortgagor in accordance with Section
6        15-1402 to accept title to the real estate in
7        satisfaction of all indebtedness and obligations
8        secured by the mortgage without judicial sale, if
9        sought:
10            (T) Name or names of defendants whose right to
11        possess the mortgaged real estate, after the
12        confirmation of a foreclosure sale, is sought to be
13        terminated and, if not elsewhere stated, the facts in
14        support thereof:
 
15
REQUEST FOR RELIEF
16    Plaintiff requests:
17        (i) A judgment of foreclosure and sale.
18        (ii) An order granting a shortened redemption period,
19    if sought.
20        (iii) A personal judgment for a deficiency, if sought.
21        (iv) An order granting possession, if sought.
22        (v) An order placing the mortgagee in possession or
23    appointing a receiver, if sought.
24        (vi) A judgment for attorneys' fees, costs and
25    expenses, if sought.

 

 

09700HB1698sam001- 7 -LRB097 07917 AJO 55727 a

1    (b) Required Information. A foreclosure complaint need
2contain only such statements and requests called for by the
3form set forth in subsection (a) of Section 15-1504 as may be
4appropriate for the relief sought. Such complaint may be filed
5as a counterclaim, may be joined with other counts or may
6include in the same count additional matters or a request for
7any additional relief permitted by Article II of the Code of
8Civil Procedure.
9    (c) Allegations. The statements contained in a complaint in
10the form set forth in subsection (a) of Section 15-1504 are
11deemed and construed to include allegations as follows:
12        (1) on the date indicated the obligor of the
13    indebtedness or other obligations secured by the mortgage
14    was justly indebted in the amount of the indicated original
15    indebtedness to the original mortgagee or payee of the
16    mortgage note;
17        (2) that the exhibits attached are true and correct
18    copies of the mortgage and note and are incorporated and
19    made a part of the complaint by express reference;
20        (3) that the mortgagor was at the date indicated an
21    owner of the interest in the real estate described in the
22    complaint and that as of that date made, executed and
23    delivered the mortgage as security for the note or other
24    obligations;
25        (4) that the mortgage was recorded in the county in
26    which the mortgaged real estate is located, on the date

 

 

09700HB1698sam001- 8 -LRB097 07917 AJO 55727 a

1    indicated, in the book and page or as the document number
2    indicated;
3        (5) that defaults occurred as indicated;
4        (6) that at the time of the filing of the complaint the
5    persons named as present owners are the owners of the
6    indicated interests in and to the real estate described;
7        (7) that the mortgage constitutes a valid, prior and
8    paramount lien upon the indicated interest in the mortgaged
9    real estate, which lien is prior and superior to the right,
10    title, interest, claim or lien of all parties and nonrecord
11    claimants whose interests in the mortgaged real estate are
12    sought to be terminated;
13        (8) that by reason of the defaults alleged, if the
14    indebtedness has not matured by its terms, the same has
15    become due by the exercise, by the plaintiff or other
16    persons having such power, of a right or power to declare
17    immediately due and payable the whole of all indebtedness
18    secured by the mortgage;
19        (9) that any and all notices of default or election to
20    declare the indebtedness due and payable or other notices
21    required to be given have been duly and properly given;
22        (10) that any and all periods of grace or other period
23    of time allowed for the performance of the covenants or
24    conditions claimed to be breached or for the curing of any
25    breaches have expired;
26        (11) that the amounts indicated in the statement in the

 

 

09700HB1698sam001- 9 -LRB097 07917 AJO 55727 a

1    complaint are correctly stated and if such statement
2    indicates any advances made or to be made by the plaintiff
3    or owner of the mortgage indebtedness, that such advances
4    were, in fact, made or will be required to be made, and
5    under and by virtue of the mortgage the same constitute
6    additional indebtedness secured by the mortgage; and
7        (12) that, upon confirmation of the sale, the holder of
8    the certificate of sale or deed issued pursuant to that
9    certificate or, if no certificate or deed was issued, the
10    purchaser at the sale will be entitled to full possession
11    of the mortgaged real estate against the parties named in
12    clause (T) of paragraph (3) of subsection (a) of Section
13    15-1504 or elsewhere to the same effect; the omission of
14    any party indicates that plaintiff will not seek a
15    possessory order in the order confirming sale unless the
16    request is subsequently made under subsection (h) of
17    Section 15-1701 or by separate action under Article 9 of
18    this Code.
19    (d) Request for Fees and Costs. A statement in the
20complaint that plaintiff seeks the inclusion of attorneys' fees
21and of costs and expenses shall be deemed and construed to
22include allegations that:
23        (1) plaintiff has been compelled to employ and retain
24    attorneys to prepare and file the complaint and to
25    represent and advise the plaintiff in the foreclosure of
26    the mortgage and the plaintiff will thereby become liable

 

 

09700HB1698sam001- 10 -LRB097 07917 AJO 55727 a

1    for the usual, reasonable and customary fees of the
2    attorneys in that behalf;
3        (2) that the plaintiff has been compelled to advance or
4    will be compelled to advance, various sums of money in
5    payment of costs, fees, expenses and disbursements
6    incurred in connection with the foreclosure, including,
7    without limiting the generality of the foregoing, filing
8    fees, stenographer's fees, witness fees, costs of
9    publication, costs of procuring and preparing documentary
10    evidence and costs of procuring abstracts of title, Torrens
11    certificates, foreclosure minutes and a title insurance
12    policy;
13        (3) that under the terms of the mortgage, all such
14    advances, costs, attorneys' fees and other fees, expenses
15    and disbursements are made a lien upon the mortgaged real
16    estate and the plaintiff is entitled to recover all such
17    advances, costs, attorneys' fees, expenses and
18    disbursements, together with interest on all advances at
19    the rate provided in the mortgage, or, if no rate is
20    provided therein, at the statutory judgment rate, from the
21    date on which such advances are made;
22        (4) that in order to protect the lien of the mortgage,
23    it may become necessary for plaintiff to pay taxes and
24    assessments which have been or may be levied upon the
25    mortgaged real estate;
26        (5) that in order to protect and preserve the mortgaged

 

 

09700HB1698sam001- 11 -LRB097 07917 AJO 55727 a

1    real estate, it may also become necessary for the plaintiff
2    to pay liability (protecting mortgagor and mortgagee),
3    fire and other hazard insurance premiums on the mortgaged
4    real estate, make such repairs to the mortgaged real estate
5    as may reasonably be deemed necessary for the proper
6    preservation thereof, advance for costs to inspect the
7    mortgaged real estate or to appraise it, or both, and
8    advance for premiums for pre-existing private or
9    governmental mortgage insurance to the extent required
10    after a foreclosure is commenced in order to keep such
11    insurance in force; and
12        (6) that under the terms of the mortgage, any money so
13    paid or expended will become an additional indebtedness
14    secured by the mortgage and will bear interest from the
15    date such monies are advanced at the rate provided in the
16    mortgage, or, if no rate is provided, at the statutory
17    judgment rate.
18    (e) Request for Foreclosure. The request for foreclosure is
19deemed and construed to mean that the plaintiff requests that:
20        (1) an accounting may be taken under the direction of
21    the court of the amounts due and owing to the plaintiff;
22        (2) that the defendants be ordered to pay to the
23    plaintiff before expiration of any redemption period (or,
24    if no redemption period, before a short date fixed by the
25    court) whatever sums may appear to be due upon the taking
26    of such account, together with attorneys' fees and costs of

 

 

09700HB1698sam001- 12 -LRB097 07917 AJO 55727 a

1    the proceedings (to the extent provided in the mortgage or
2    by law);
3        (3) that in default of such payment in accordance with
4    the judgment, the mortgaged real estate be sold as directed
5    by the court, to satisfy the amount due to the plaintiff as
6    set forth in the judgment, together with the interest
7    thereon at the statutory judgment rate from the date of the
8    judgment;
9        (4) that in the event the plaintiff is a purchaser of
10    the mortgaged real estate at such sale, the plaintiff may
11    offset against the purchase price of such real estate the
12    amounts due under the judgment of foreclosure and order
13    confirming the sale;
14        (5) that in the event of such sale and the failure of
15    any person entitled thereto to redeem prior to such sale
16    pursuant to this Article, the defendants made parties to
17    the foreclosure in accordance with this Article, and all
18    nonrecord claimants given notice of the foreclosure in
19    accordance with this Article, and all persons claiming by,
20    through or under them, and each and any and all of them,
21    may be forever barred and foreclosed of any right, title,
22    interest, claim, lien, or right to redeem in and to the
23    mortgaged real estate; and
24        (6) that if no redemption is made prior to such sale, a
25    deed may be issued to the purchaser thereat according to
26    law and such purchaser be let into possession of the

 

 

09700HB1698sam001- 13 -LRB097 07917 AJO 55727 a

1    mortgaged real estate in accordance with Part 17 of this
2    Article.
3    (f) Request for Deficiency Judgment. A request for a
4personal judgment for a deficiency in a foreclosure complaint
5if the sale of the mortgaged real estate fails to produce a
6sufficient amount to pay the amount found due, the plaintiff
7may have a personal judgment against any party in the
8foreclosure indicated as being personally liable therefor and
9the enforcement thereof be had as provided by law.
10    (g) Request for Possession or Receiver. A request for
11possession or appointment of a receiver has the meaning as
12stated in subsection (b) of Section 15-1706.
13    (h) Answers by Parties. Any party may assert its interest
14by counterclaim and such counterclaim may at the option of that
15party stand in lieu of answer to the complaint for foreclosure
16and all counter complaints previously or thereafter filed in
17the foreclosure. Any such counterclaim shall be deemed to
18constitute a statement that the counter claimant does not have
19sufficient knowledge to form a belief as to the truth or
20falsity of the allegations of the complaint and all other
21counterclaims, except to the extent that the counterclaim
22admits or specifically denies such allegations.
23(Source: P.A. 91-357, eff. 7-29-99.)
 
24    (735 ILCS 5/15-1504.1)
25    Sec. 15-1504.1. Filing fee for Abandoned Residential

 

 

09700HB1698sam001- 14 -LRB097 07917 AJO 55727 a

1Property Municipality Relief Foreclosure Prevention Program
2Fund.
3    (a) With respect to residential real estate, at the time of
4the filing of a foreclosure complaint, the plaintiff shall pay
5to the clerk of the court in which the foreclosure complaint is
6filed a fee of $50 for deposit into the Abandoned Residential
7Property Municipality Relief Foreclosure Prevention Program
8Fund, a special fund created in the State treasury. The clerk
9shall remit the fee to the State Treasurer as provided in this
10Section to be expended for the purposes set forth in Section
117.31 7.30 of the Illinois Housing Development Act. All fees
12paid by plaintiffs to the clerk of the court as provided in
13this Section shall be disbursed within 60 days after receipt by
14the clerk of the court as follows: (i) 98% to the State
15Treasurer for deposit into the Abandoned Residential Property
16Municipality Relief Foreclosure Prevention Counseling Program
17Fund, and (ii) 2% to the clerk of the court for administrative
18expenses related to implementation of this Section.
19    (b) Not later than March 1 of each year, the clerk of the
20court shall submit to the Illinois Housing Development
21Authority a report of the funds collected and remitted pursuant
22to this Section during the preceding year.
23    (c) Subsection (a) shall become inoperative on January 1,
242016. This Section is repealed on March 2, 2016.
25(Source: P.A. 96-1419, eff. 10-1-10; revised 9-16-10.)
 

 

 

09700HB1698sam001- 15 -LRB097 07917 AJO 55727 a

1    (735 ILCS 5/15-1505.8 new)
2    Sec. 15-1505.8. Expedited judgment and sale procedure for
3abandoned residential property.
4    (a) Upon motion and notice, the mortgagee may elect to
5utilize the expedited judgment and sale procedure for abandoned
6residential property set forth in this Section to obtain a
7judgment of foreclosure pursuant to Section 15-1506. The motion
8may be combined with or made part of the motion requesting a
9judgment of foreclosure. If service upon the mortgagor was
10obtained by publication, then notice of the motion to the
11mortgagor shall be posted at the property address.
12    (b) The motion requesting an expedited judgment of
13foreclosure and sale may be filed by the mortgagee at the time
14the foreclosure complaint is filed or any time thereafter and
15shall be accompanied by an affidavit setting forth facts
16sufficient for the court to find that the mortgaged real estate
17is abandoned residential property.
18    (c) Motion for an expedited judgment and sale.
19        (1) If a motion for an expedited judgment and sale is
20    filed at the time the foreclosure complaint is filed, the
21    motion shall be heard by the court no later than:
22            (A) 45 days after the date of service of the
23        summons on the mortgagor or, if more than one, no later
24        than 45 days after the date of service on the last
25        served mortgagor;
26            (B) 45 days after the date of first publication, if

 

 

09700HB1698sam001- 16 -LRB097 07917 AJO 55727 a

1        service of process is by publication; or
2            (C) 45 days after the mortgagors have otherwise
3        submitted to the jurisdiction of the court.
4        (2) If a motion for an expedited judgment and sale is
5    filed after the foreclosure complaint is filed, the motion
6    shall be heard no later than 15 days after the motion is
7    filed, provided that at least:
8            (A) 30 days have transpired since service of the
9        summons on the mortgagor, or, if there is more than one
10        mortgagor, 30 days have transpired since service on all
11        mortgagors; or
12            (B) 30 days have transpired since the date of first
13        publication, if service of process is by publication;
14        or
15            (C) 30 days have transpired since all mortgagors
16        have otherwise submitted to the jurisdiction of the
17        court.
18    (d) The hearing shall be given priority by the court and
19shall be scheduled to be heard within the applicable time
20period set forth in subsection (c).
21    (e) The affidavit shall be signed by and based upon the
22information and belief of the mortgagee, an agent of the
23mortgagee, the sheriff of the county or local law enforcement
24agency of the municipality in which the property is located, or
25a building inspector or other municipal or county official for
26the municipality or county in which the property is located.

 

 

09700HB1698sam001- 17 -LRB097 07917 AJO 55727 a

1The affidavit shall state that the property is not occupied by
2any mortgagor or bona fide tenant as a principal residence and
3there exists at least 2 of the criteria set forth in Section
415-1200.5, which shall be stated in the affidavit. Photographic
5or other documentary evidence that demonstrates supporting
6facts set forth in the affidavit shall be attached to the
7affidavit. An affidavit that meets the foregoing criteria shall
8be prima facie evidence that the property which is the subject
9of the foreclosure complaint is abandoned residential
10property.
11    (f) At the hearing on the motion requesting an expedited
12judgment and sale, and upon a finding by the court that the
13mortgaged real estate is abandoned residential property, the
14court shall immediately proceed to enter a judgment of
15foreclosure as requested in the complaint. The judgment of
16foreclosure shall include the matters identified in Section
1715-1506.
18    (g) The reinstatement period and redemption period for the
19abandoned residential property shall end in accordance with
20paragraph (4) of subsection (b) of Section 15-1603, and the
21property shall be sold at the earliest practicable time at a
22sale as provided in this Article.
23    (h) Mortgagee responsibility.
24        (1) A mortgagee or its agent may enter an abandoned
25    residential property that is the subject of a foreclosure
26    complaint for the purpose of maintaining or securing the

 

 

09700HB1698sam001- 18 -LRB097 07917 AJO 55727 a

1    property, provided that entry is not barred by an automatic
2    stay issued by a bankruptcy court. A mortgagee and its
3    agents shall not be held liable for any claim of
4    negligence, civil trespass, or criminal trespass based
5    upon entering the abandoned residential property or
6    maintaining or securing the abandoned residential
7    property.
8        (2) The mortgagee shall be responsible for repairs or
9    other maintenance to the abandoned residential property if
10    it purchases the property at the foreclosure sale held
11    pursuant to Section 15-1507 and the sale is confirmed by
12    the court pursuant to Section 15-1508.
13    (i) Upon confirmation of the sale held pursuant to Section
1415-1507, any personal property remaining in or upon the
15abandoned residential property shall be deemed to have been
16abandoned by the owner of such personal property and may be
17disposed of or donated by the holder of the certificate of sale
18or, if none, by the purchaser at the sale. In the event of
19donation of any such personal property, the holder of the
20certificate of sale or, if none, the purchaser at the sale may
21transfer such donated property with a bill of sale. No
22mortgagee or its successors or assigns, holder of a certificate
23of sale, or purchaser at the sale, or its attorneys or agents,
24shall be liable for any such disposal or donation of personal
25property.
26    (j) No mortgagee shall be held liable for seeking a

 

 

09700HB1698sam001- 19 -LRB097 07917 AJO 55727 a

1judicial determination of abandonment, if the mortgagee, upon
2information and belief at the time the motion requesting an
3expedited judgment of foreclosure and sale is filed with the
4court, makes a good faith assertion through its affidavit that
5evidence exists supporting the fact the mortgaged real estate
6is abandoned residential property.
 
7    (735 ILCS 5/15-1507.1)
8    (Section scheduled to be repealed on March 2, 2016)
9    Sec. 15-1507.1. Judicial sale fee for Foreclosure
10Prevention Program Abandoned Residential Property Municipality
11Relief Fund.
12    (a) Upon and at the sale of residential real estate under
13Section 15-1507, the purchaser shall pay to the person
14conducting the sale pursuant to Section 15-1507 a fee for
15deposit into the Foreclosure Prevention Program Abandoned
16Residential Property Municipality Relief Fund, a special fund
17created in the State treasury. The fee shall be calculated at
18the rate of $1 for each $1,000 or fraction thereof of the
19amount paid by the purchaser to the person conducting the sale,
20as reflected in the receipt of sale issued to the purchaser,
21provided that in no event shall the fee exceed $300. No fee
22shall be paid by the mortgagee acquiring the residential real
23estate pursuant to its credit bid at the sale or by any
24mortgagee, judgment creditor, or other lienor acquiring the
25residential real estate whose rights in and to the residential

 

 

09700HB1698sam001- 20 -LRB097 07917 AJO 55727 a

1real estate arose prior to the sale. Upon confirmation of the
2sale under Section 15-1508, the person conducting the sale
3shall remit the fee to the clerk of the court in which the
4foreclosure case is pending. The clerk shall remit the fee to
5the State Treasurer as provided in this Section, to be expended
6for the purposes set forth in Section 7.30 7.31 of the Illinois
7Housing Development Act.
8    (b) All fees paid by purchasers as provided in this Section
9shall be disbursed within 60 days after receipt by the clerk of
10the court as follows: (i) 98% to the State Treasurer for
11deposit into the Foreclosure Prevention Program Abandoned
12Residential Property Municipality Relief Fund, and (ii) 2% to
13the clerk of the court for administrative expenses related to
14implementation of this Section.
15    (c) Not later than March 1 of each year, the clerk of the
16court shall submit to the Illinois Housing Development
17Authority a report of the funds collected and remitted during
18the preceding year pursuant to this Section.
19    (d) (Blank.) Subsections (a) and (b) of this Section shall
20become inoperative on January 1, 2016. This Section is repealed
21on March 2, 2016.
22(Source: P.A. 96-1419, eff. 10-1-10.)
 
23    (735 ILCS 5/15-1508)  (from Ch. 110, par. 15-1508)
24    Sec. 15-1508. Report of Sale and Confirmation of Sale.
25    (a) Report. The person conducting the sale shall promptly

 

 

09700HB1698sam001- 21 -LRB097 07917 AJO 55727 a

1make a report to the court, which report shall include a copy
2of all receipts and, if any, certificate of sale.
3    (b) Hearing. Upon motion and notice in accordance with
4court rules applicable to motions generally, which motion shall
5not be made prior to sale, the court shall conduct a hearing to
6confirm the sale. Unless the court finds that (i) a notice
7required in accordance with subsection (c) of Section 15-1507
8was not given, (ii) the terms of sale were unconscionable,
9(iii) the sale was conducted fraudulently, or (iv) that justice
10was otherwise not done, the court shall then enter an order
11confirming the sale. The confirmation order shall include a
12name, address, and telephone number of the holder of the
13certificate of sale or deed issued pursuant to that certificate
14or, if no certificate or deed was issued, the purchaser, whom a
15municipality or county may contact with concerns about the real
16estate. The confirmation order may also:
17        (1) approve the mortgagee's fees and costs arising
18    between the entry of the judgment of foreclosure and the
19    confirmation hearing, those costs and fees to be allowable
20    to the same extent as provided in the note and mortgage and
21    in Section 15-1504;
22        (2) provide for a personal judgment against any party
23    for a deficiency; and
24        (3) determine the priority of the judgments of parties
25    who deferred proving the priority pursuant to subsection
26    (h) of Section 15-1506, but the court shall not defer

 

 

09700HB1698sam001- 22 -LRB097 07917 AJO 55727 a

1    confirming the sale pending the determination of such
2    priority.
3    (b-3) Hearing to confirm sale of abandoned residential
4property. Upon motion and notice, which motion shall be made
5prior to the sale and heard by the court upon conclusion of the
6sale, the court shall enter an order confirming the sale of the
7abandoned residential property, unless the court finds that a
8reason set forth in items (i) through (iv) of subsection (b) of
9this Section exists for not approving the sale. The
10confirmation order also may address the matters identified in
11items (1) through (3) of subsection (b) of this Section.
12Notwithstanding anything to the contrary in subsection (g) of
13this Section, the order confirming the sale of the abandoned
14residential property shall award to the purchaser possession of
15the property as of the date of the entry of the order
16confirming the sale.
17    (b-5) Notice with respect to residential real estate. With
18respect to residential real estate, the notice required under
19subsection (b) of this Section shall be sent to the mortgagor
20even if the mortgagor has previously been held in default. In
21the event the mortgagor has filed an appearance, the notice
22shall be sent to the address indicated on the appearance. In
23all other cases, the notice shall be sent to the mortgagor at
24the common address of the foreclosed property. The notice shall
25be sent by first class mail. Unless the right to possession has
26been previously terminated by the court, the notice shall

 

 

09700HB1698sam001- 23 -LRB097 07917 AJO 55727 a

1include the following language in 12-point boldface
2capitalized type:
3
IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO
4
REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF
5
POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(c) OF THE
6
ILLINOIS MORTGAGE FORECLOSURE LAW.
7    (b-10) Notice of confirmation order sent to municipality or
8county. A copy of the confirmation order required under
9subsection (b) shall be sent to the municipality in which the
10foreclosed property is located, or to the county within the
11boundary of which the foreclosed property is located if the
12foreclosed property is located in an unincorporated territory.
13A municipality or county must clearly publish on its website a
14single address to which such notice shall be sent. If a
15municipality or county does not maintain a website, then the
16municipality or county must publicly post in its main office a
17single address to which such notice shall be sent. In the event
18that a municipality or county has not complied with the
19publication requirement in this subsection (b-10), then such
20notice to the municipality or county shall be provided pursuant
21to Section 2-211 of the Code of Civil Procedure.
22    (c) Failure to Give Notice. If any sale is held without
23compliance with subsection (c) of Section 15-1507 of this
24Article, any party entitled to the notice provided for in
25paragraph (3) of that subsection (c) who was not so notified
26may, by motion supported by affidavit made prior to

 

 

09700HB1698sam001- 24 -LRB097 07917 AJO 55727 a

1confirmation of such sale, ask the court which entered the
2judgment to set aside the sale. Any such party shall guarantee
3or secure by bond a bid equal to the successful bid at the
4prior sale, unless the party seeking to set aside the sale is
5the mortgagor, the real estate sold at the sale is residential
6real estate, and the mortgagor occupies the residential real
7estate at the time the motion is filed. In that event, no
8guarantee or bond shall be required of the mortgagor. Any
9subsequent sale is subject to the same notice requirement as
10the original sale.
11    (d) Validity of Sale. Except as provided in subsection (c)
12of Section 15-1508, no sale under this Article shall be held
13invalid or be set aside because of any defect in the notice
14thereof or in the publication of the same, or in the
15proceedings of the officer conducting the sale, except upon
16good cause shown in a hearing pursuant to subsection (b) of
17Section 15-1508. At any time after a sale has occurred, any
18party entitled to notice under paragraph (3) of subsection (c)
19of Section 15-1507 may recover from the mortgagee any damages
20caused by the mortgagee's failure to comply with such paragraph
21(3). Any party who recovers damages in a judicial proceeding
22brought under this subsection may also recover from the
23mortgagee the reasonable expenses of litigation, including
24reasonable attorney's fees.
25    (d-5) Making Home Affordable Program. The court that
26entered the judgment shall set aside a sale held pursuant to

 

 

09700HB1698sam001- 25 -LRB097 07917 AJO 55727 a

1Section 15-1507, upon motion of the mortgagor at any time prior
2to the confirmation of the sale, if the mortgagor proves by a
3preponderance of the evidence that (i) the mortgagor has
4applied for assistance under the Making Home Affordable Program
5established by the United States Department of the Treasury
6pursuant to the Emergency Economic Stabilization Act of 2008,
7as amended by the American Recovery and Reinvestment Act of
82009, and (ii) the mortgaged real estate was sold in material
9violation of the program's requirements for proceeding to a
10judicial sale. The provisions of this subsection (d-5), except
11for this sentence, shall become inoperative on January 1, 2013
12for all actions filed under this Article after December 31,
132012, in which the mortgagor did not apply for assistance under
14the Making Home Affordable Program on or before December 31,
152012.
16    (e) Deficiency Judgment. In any order confirming a sale
17pursuant to the judgment of foreclosure, the court shall also
18enter a personal judgment for deficiency against any party (i)
19if otherwise authorized and (ii) to the extent requested in the
20complaint and proven upon presentation of the report of sale in
21accordance with Section 15-1508. Except as otherwise provided
22in this Article, a judgment may be entered for any balance of
23money that may be found due to the plaintiff, over and above
24the proceeds of the sale or sales, and enforcement may be had
25for the collection of such balance, the same as when the
26judgment is solely for the payment of money. Such judgment may

 

 

09700HB1698sam001- 26 -LRB097 07917 AJO 55727 a

1be entered, or enforcement had, only in cases where personal
2service has been had upon the persons personally liable for the
3mortgage indebtedness, unless they have entered their
4appearance in the foreclosure action.
5    (f) Satisfaction. Upon confirmation of the sale, the
6judgment stands satisfied to the extent of the sale price less
7expenses and costs. If the order confirming the sale includes a
8deficiency judgment, the judgment shall become a lien in the
9manner of any other judgment for the payment of money.
10    (g) The order confirming the sale shall include,
11notwithstanding any previous orders awarding possession during
12the pendency of the foreclosure, an award to the purchaser of
13possession of the mortgaged real estate, as of the date 30 days
14after the entry of the order, against the parties to the
15foreclosure whose interests have been terminated.
16    An order of possession authorizing the removal of a person
17from possession of the mortgaged real estate shall be entered
18and enforced only against those persons personally named as
19individuals in the complaint or the petition under subsection
20(h) of Section 15-1701 and in the order of possession and shall
21not be entered and enforced against any person who is only
22generically described as an unknown owner or nonrecord claimant
23or by another generic designation in the complaint.
24    Notwithstanding the preceding paragraph, the failure to
25personally name, include, or seek an award of possession of the
26mortgaged real estate against a person in the confirmation

 

 

09700HB1698sam001- 27 -LRB097 07917 AJO 55727 a

1order shall not abrogate any right that the purchaser may have
2to possession of the mortgaged real estate and to maintain a
3proceeding against that person for possession under Article 9
4of this Code or subsection (h) of Section 15-1701; and
5possession against a person who (1) has not been personally
6named as a party to the foreclosure and (2) has not been
7provided an opportunity to be heard in the foreclosure
8proceeding may be sought only by maintaining a proceeding under
9Article 9 of this Code or subsection (h) of Section 15-1701.
10(Source: P.A. 95-826, eff. 8-14-08; 96-265, eff. 8-11-09;
1196-856, eff. 3-1-10; 96-1245, eff. 7-23-10; revised 9-16-10.)
 
12    (735 ILCS 5/15-1603)  (from Ch. 110, par. 15-1603)
13    Sec. 15-1603. Redemption.
14    (a) Owner of Redemption. Except as provided in subsection
15(b) of Section 15-1402, only an owner of redemption may redeem
16from the foreclosure, and such owner of redemption may redeem
17only during the redemption period specified in subsection (b)
18of Section 15-1603 and only if the right of redemption has not
19been validly waived.
20    (b) Redemption Period.
21        (1) In the foreclosure of a mortgage of real estate
22    which is residential real estate at the time the
23    foreclosure is commenced, the redemption period shall end
24    on the later of (i) the date 7 months from the date the
25    mortgagor or, if more than one, all the mortgagors (A) have

 

 

09700HB1698sam001- 28 -LRB097 07917 AJO 55727 a

1    been served with summons or by publication or (B) have
2    otherwise submitted to the jurisdiction of the court, or
3    (ii) the date 3 months from the date of entry of a judgment
4    of foreclosure.
5        (2) In all other foreclosures, the redemption period
6    shall end on the later of (i) the date 6 months from the
7    date the mortgagor or, if more than one, all the mortgagors
8    (A) have been served with summons or by publication or (B)
9    have otherwise submitted to the jurisdiction of the court,
10    or (ii) the date 3 months from the date of entry of a
11    judgment of foreclosure.
12        (3) Notwithstanding paragraphs (1) and (2), the
13    redemption period shall end at the later of the expiration
14    of any reinstatement period provided for in Section 15-1602
15    or the date 60 days after the date the judgment of
16    foreclosure is entered, if the court finds that (i) the
17    value of the mortgaged real estate as of the date of the
18    judgment is less than 90% of the amount specified pursuant
19    to subsection (d) of Section 15-1603 and (ii) the mortgagee
20    waives any and all rights to a personal judgment for a
21    deficiency against the mortgagor and against all other
22    persons liable for the indebtedness or other obligations
23    secured by the mortgage.
24        (4) Notwithstanding paragraphs (1) and (2), the
25    redemption period shall end on the date 30 days after the
26    date the judgment of foreclosure is entered if the court

 

 

09700HB1698sam001- 29 -LRB097 07917 AJO 55727 a

1    finds that the mortgaged real estate is abandoned
2    residential property has been abandoned. In cases where the
3    redemption period is shortened on account of abandonment,
4    the reinstatement period shall not extend beyond the date
5    the judgment is entered redemption period as shortened.
6    (c) Extension of Redemption Period.
7        (1) Once expired, the right of redemption provided for
8    in Sections 15-1603 or 15-1604 shall not be revived. The
9    period within which the right of redemption provided for in
10    Sections 15-1603 or 15-1604 may be exercised runs
11    independently of any action by any person to enforce the
12    judgment of foreclosure or effect a sale pursuant thereto.
13    Neither the initiation of any legal proceeding nor the
14    order of any court staying the enforcement of a judgment of
15    foreclosure or the sale pursuant to a judgment or the
16    confirmation of the sale, shall have the effect of tolling
17    the running of the redemption period.
18        (2) If a court has the authority to stay, and does
19    stay, the running of the redemption period, or if the
20    redemption period is extended by any statute of the United
21    States, the redemption period shall be extended until the
22    expiration of the same number of days after the expiration
23    of the stay order as the number of days remaining in the
24    redemption period at the time the stay order became
25    effective, or, if later, until the expiration of 30 days
26    after the stay order terminates. If the stay order

 

 

09700HB1698sam001- 30 -LRB097 07917 AJO 55727 a

1    terminates more than 30 days prior to the expiration of the
2    redemption period, the redemption period shall not be
3    extended.
4    (d) Amount Required to Redeem. The amount required to
5redeem shall be the sum of:
6        (1) The amount specified in the judgment of
7    foreclosure, which shall consist of (i) all principal and
8    accrued interest secured by the mortgage and due as of the
9    date of the judgment, (ii) all costs allowed by law, (iii)
10    costs and expenses approved by the court, (iv) to the
11    extent provided for in the mortgage and approved by the
12    court, additional costs, expenses and reasonable
13    attorneys' fees incurred by the mortgagee, (v) all amounts
14    paid pursuant to Section 15-1505 and (vi) per diem interest
15    from the date of judgment to the date of redemption
16    calculated at the mortgage rate of interest applicable as
17    if no default had occurred; and
18        (2) The amount of other expenses authorized by the
19    court which the mortgagee reasonably incurs between the
20    date of judgment and the date of redemption, which shall be
21    the amount certified by the mortgagee in accordance with
22    subsection (e) of Section 15-1603.
23    (e) Notice of Intent to Redeem. An owner of redemption who
24intends to redeem shall give written notice of such intent to
25redeem to the mortgagee's attorney of record specifying the
26date designated for redemption and the current address of the

 

 

09700HB1698sam001- 31 -LRB097 07917 AJO 55727 a

1owner of redemption for purposes of receiving notice. Such
2owner of redemption shall file with the clerk of the court a
3certification of the giving of such notice. The notice of
4intent to redeem must be received by the mortgagee's attorney
5at least 15 days (other than Saturday, Sunday or court holiday)
6prior to the date designated for redemption. The mortgagee
7shall thereupon file with the clerk of the court and shall give
8written notice to the owner of redemption at least three days
9(other than Saturday, Sunday or court holiday) before the date
10designated for redemption a certification, accompanied by
11copies of paid receipts or appropriate affidavits, of any
12expenses authorized in paragraph (2) of subsection (d) of
13Section 15-1603. If the mortgagee fails to serve such
14certification within the time specified herein, then the owner
15of redemption intending to redeem may redeem on the date
16designated for redemption in the notice of intent to redeem,
17and the mortgagee shall not be entitled to payment of any
18expenses authorized in paragraph (2) of subsection (d) of
19Section 15-1603.
20    (f) Procedure for Redemption.
21        (1) An owner of redemption may redeem the real estate
22    from the foreclosure by paying the amount specified in
23    subsection (d) of Section 15-1603 to the mortgagee or the
24    mortgagee's attorney of record on or before the date
25    designated for redemption pursuant to subsection (e) of
26    Section 15-1603.

 

 

09700HB1698sam001- 32 -LRB097 07917 AJO 55727 a

1        (2) If the mortgagee refuses to accept payment or if
2    the owner of redemption redeeming from the foreclosure
3    objects to the reasonableness of the additional expenses
4    authorized in paragraph (2) of subsection (d) of Section
5    15-1603 and certified in accordance with subsection (e) of
6    Section 15-1603, the owner of redemption shall pay the
7    certified amount to the clerk of the court on or before the
8    date designated for redemption, together with a written
9    statement specifying the expenses to which objection is
10    made. In such case the clerk shall pay to the mortgagee the
11    amount tendered minus the amount to which the objection
12    pertains.
13        (3) Upon payment to the clerk, whether or not the owner
14    of redemption files an objection at the time of payment,
15    the clerk shall give a receipt of payment to the person
16    redeeming from the foreclosure, and shall file a copy of
17    that receipt in the foreclosure record. Upon receipt of the
18    amounts specified to be paid to the mortgagee pursuant to
19    this Section, the mortgagee shall promptly furnish the
20    mortgagor with a release of the mortgage or satisfaction of
21    the judgment, as appropriate, and the evidence of all
22    indebtedness secured by the mortgage shall be cancelled.
23    (g) Procedure Upon Objection. If an objection is filed by
24an owner of redemption in accordance with paragraph (2) of
25subsection (f) of Section 15-1603, the clerk shall hold the
26amount to which the objection pertains until the court orders

 

 

09700HB1698sam001- 33 -LRB097 07917 AJO 55727 a

1distribution of those funds. The court shall hold a hearing
2promptly to determine the distribution of any funds held by the
3clerk pursuant to such objection. Each party shall pay its own
4costs and expenses in connection with any objection, including
5attorneys' fees, subject to Section 2-611 of the Code of Civil
6Procedure.
7    (h) Failure to Redeem. Unless the real estate being
8foreclosed is redeemed from the foreclosure, it shall be sold
9as provided in this Article.
10(Source: P.A. 86-974.)
 
11    (735 ILCS 5/15-1701)  (from Ch. 110, par. 15-1701)
12    Sec. 15-1701. Right to possession.
13    (a) General. The provisions of this Article shall govern
14the right to possession of the mortgaged real estate during
15foreclosure. Possession under this Article includes physical
16possession of the mortgaged real estate to the same extent to
17which the mortgagor, absent the foreclosure, would have been
18entitled to physical possession. For the purposes of Part 17,
19real estate is residential real estate only if it is
20residential real estate at the time the foreclosure is
21commenced.
22    (a-5) Abandoned residential property. Notwithstanding
23anything to the contrary in this Section, the holder of the
24certificate of sale or deed issued pursuant to that certificate
25or, if no certificate or deed was issued, the purchaser, of

 

 

09700HB1698sam001- 34 -LRB097 07917 AJO 55727 a

1abandoned residential property shall be entitled to possession
2of the property as of the date the order confirming the sale of
3the abandoned residential property is entered.
4    (b) Pre-Judgment. Prior to the entry of a judgment of
5foreclosure:
6        (1) In the case of residential real estate, the
7    mortgagor shall be entitled to possession of the real
8    estate except if (i) the mortgagee shall object and show
9    good cause, (ii) the mortgagee is so authorized by the
10    terms of the mortgage or other written instrument, and
11    (iii) the court is satisfied that there is a reasonable
12    probability that the mortgagee will prevail on a final
13    hearing of the cause, the court shall upon request place
14    the mortgagee in possession. If the residential real estate
15    consists of more than one dwelling unit, then for the
16    purpose of this Part residential real estate shall mean
17    only that dwelling unit or units occupied by persons
18    described in clauses (i), (ii) and (iii) of Section
19    15-1219.
20        (2) In all other cases, if (i) the mortgagee is so
21    authorized by the terms of the mortgage or other written
22    instrument, and (ii) the court is satisfied that there is a
23    reasonable probability that the mortgagee will prevail on a
24    final hearing of the cause, the mortgagee shall upon
25    request be placed in possession of the real estate, except
26    that if the mortgagor shall object and show good cause, the

 

 

09700HB1698sam001- 35 -LRB097 07917 AJO 55727 a

1    court shall allow the mortgagor to remain in possession.
2    (c) Judgment Through 30 Days After Sale Confirmation. After
3the entry of a judgment of foreclosure and through the 30th day
4after a foreclosure sale is confirmed:
5        (1) Subsection (b) of Section 15-1701 shall be
6    applicable, regardless of the provisions of the mortgage or
7    other instrument, except that after a sale pursuant to the
8    judgment the holder of the certificate of sale (or, if
9    none, the purchaser at the sale) shall have the mortgagee's
10    right to be placed in possession, with all rights and
11    duties of a mortgagee in possession under this Article.
12        (2) Notwithstanding paragraph (1) of subsection (b)
13    and paragraph (1) of subsection (c) of Section 15-1701,
14    upon request of the mortgagee, a mortgagor of residential
15    real estate shall not be allowed to remain in possession
16    between the expiration of the redemption period and through
17    the 30th day after sale confirmation unless (i) the
18    mortgagor pays to the mortgagee or such holder or
19    purchaser, whichever is applicable, monthly the lesser of
20    the interest due under the mortgage calculated at the
21    mortgage rate of interest applicable as if no default had
22    occurred or the fair rental value of the real estate, or
23    (ii) the mortgagor otherwise shows good cause. Any amounts
24    paid by the mortgagor pursuant to this subsection shall be
25    credited against the amounts due from the mortgagor.
26    (d) After 30 Days After Sale Confirmation. The holder of

 

 

09700HB1698sam001- 36 -LRB097 07917 AJO 55727 a

1the certificate of sale or deed issued pursuant to that
2certificate or, if no certificate or deed was issued, the
3purchaser, except to the extent the holder or purchaser may
4consent otherwise, shall be entitled to possession of the
5mortgaged real estate, as of the date 30 days after the order
6confirming the sale is entered, against those parties to the
7foreclosure whose interests the court has ordered terminated,
8without further notice to any party, further order of the
9court, or resort to proceedings under any other statute other
10than this Article. This right to possession shall be limited by
11the provisions governing entering and enforcing orders of
12possession under subsection (g) of Section 15-1508. If the
13holder or purchaser determines that there are occupants of the
14mortgaged real estate who have not been made parties to the
15foreclosure and had their interests terminated therein, the
16holder or purchaser may bring a proceeding under subsection (h)
17of this Section or under Article 9 of this Code to terminate
18the rights of possession of any such occupants. The holder or
19purchaser shall not be entitled to proceed against any such
20occupant under Article 9 of this Code until after 30 days after
21the order confirming the sale is entered.
22    (e) Termination of Leases. A lease of all or any part of
23the mortgaged real estate shall not be terminated automatically
24solely by virtue of the entry into possession by (i) a
25mortgagee or receiver prior to the entry of an order confirming
26the sale, (ii) the holder of the certificate of sale, (iii) the

 

 

09700HB1698sam001- 37 -LRB097 07917 AJO 55727 a

1holder of the deed issued pursuant to that certificate, or (iv)
2if no certificate or deed was issued, the purchaser at the
3sale.
4    (f) Other Statutes; Instruments. The provisions of this
5Article providing for possession of mortgaged real estate shall
6supersede any other inconsistent statutory provisions. In
7particular, and without limitation, whenever a receiver is
8sought to be appointed in any action in which a foreclosure is
9also pending, a receiver shall be appointed only in accordance
10with this Article. Except as may be authorized by this Article,
11no mortgage or other instrument may modify or supersede the
12provisions of this Article.
13    (g) Certain Leases. Leases of the mortgaged real estate
14entered into by a mortgagee in possession or a receiver and
15approved by the court in a foreclosure shall be binding on all
16parties, including the mortgagor after redemption, the
17purchaser at a sale pursuant to a judgment of foreclosure and
18any person acquiring an interest in the mortgaged real estate
19after entry of a judgment of foreclosure in accordance with
20Sections 15-1402 and 15-1403.
21    (h) Proceedings Against Certain Occupants.
22        (1) The mortgagee-in-possession of the mortgaged real
23    estate under Section 15-1703, a receiver appointed under
24    Section 15-1704, a holder of the certificate of sale or
25    deed, or the purchaser may, at any time during the pendency
26    of the foreclosure and up to 90 days after the date of the

 

 

09700HB1698sam001- 38 -LRB097 07917 AJO 55727 a

1    order confirming the sale, file a supplemental petition for
2    possession against a person not personally named as a party
3    to the foreclosure. The supplemental petition for
4    possession shall name each such occupant against whom
5    possession is sought and state the facts upon which the
6    claim for relief is premised.
7        (2) The petitioner shall serve upon each named occupant
8    the petition, a notice of hearing on the petition, and, if
9    any, a copy of the certificate of sale or deed. The
10    proceeding for the termination of such occupant's
11    possessory interest, including service of the notice of the
12    hearing and the petition, shall in all respects comport
13    with the requirements of Article 9 of this Code, except as
14    otherwise specified in this Section. The hearing shall be
15    no less than 21 days from the date of service of the
16    notice.
17        (3) The supplemental petition shall be heard as part of
18    the foreclosure proceeding and without the payment of
19    additional filing fees. An order for possession obtained
20    under this Section shall name each occupant whose interest
21    has been terminated, shall recite that it is only effective
22    as to the occupant so named and those holding under them,
23    and shall be enforceable for no more than 120 days after
24    its entry, except that the 120-day period may be extended
25    to the extent and in the manner provided in Section 9-117
26    of Article 9 and except as provided in item (4) of this

 

 

09700HB1698sam001- 39 -LRB097 07917 AJO 55727 a

1    subsection (h).
2        (4) In a case of foreclosure where the occupant is
3    current on his or her rent, or where timely written notice
4    of to whom and where the rent is to be paid has not been
5    provided to the occupant, or where the occupant has made
6    good-faith efforts to make rental payments in order to keep
7    current, any order of possession must allow the occupant to
8    retain possession of the property covered in his or her
9    rental agreement (i) for 120 days following the notice of
10    the hearing on the supplemental petition that has been
11    properly served upon the occupant, or (ii) through the
12    duration of his or her lease, whichever is shorter,
13    provided that if the duration of his or her lease is less
14    than 30 days from the date of the order, the order shall
15    allow the occupant to retain possession for 30 days from
16    the date of the order. A mortgagee in possession, receiver,
17    holder of a certificate of sale or deed, or purchaser at
18    the judicial sale, who asserts that the occupant is not
19    current in rent, shall file an affidavit to that effect in
20    the supplemental petition proceeding. If the occupant has
21    been given timely written notice of to whom and where the
22    rent is to be paid, this item (4) shall only apply if the
23    occupant continues to pay his or her rent in full during
24    the 120-day period or has made good-faith efforts to pay
25    the rent in full during that period. No
26    mortgagee-in-possession, receiver or holder of a

 

 

09700HB1698sam001- 40 -LRB097 07917 AJO 55727 a

1    certificate of sale or deed, or purchaser who fails to file
2    a supplemental petition under this subsection during the
3    pendency of a mortgage foreclosure shall file a forcible
4    entry and detainer action against an occupant of the
5    mortgaged real estate until 90 days after a notice of
6    intent to file such action has been properly served upon
7    the occupant.
8        (5) The court records relating to a supplemental
9    petition for possession filed under this subsection (h)
10    against an occupant who is entitled to notice under item
11    (4) of this subsection (h), or relating to a forcible entry
12    and detainer action brought against an occupant who would
13    have lawful possession of the premises but for the
14    foreclosure of a mortgage on the property, shall be ordered
15    sealed and shall not be disclosed to any person, other than
16    a law enforcement officer or any other representative of a
17    governmental entity, except upon further order of the
18    court.
19(Source: P.A. 95-262, eff. 1-1-08; 95-933, eff. 8-26-08; 96-60,
20eff. 7-23-09; 96-111, eff. 10-29-09; 96-1000, eff. 7-2-10.)
 
21    Section 99. Effective date. This Act takes effect upon
22becoming law.".