103RD GENERAL ASSEMBLY
State of Illinois
2023 and 2024
SB2933
 
Introduced 1/31/2024, by Sen. Steve Stadelman
 
SYNOPSIS AS INTRODUCED:
 
815 ILCS 505/2EEEE new
    Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that it is an unlawful practice within the meaning of the Act for a consumer reporting agency: (1) to make, create, or furnish any consumer report or credit report containing, incorporating, or reflecting any adverse information that the consumer reporting agency knows or should know relates to medical debt incurred by the consumer or a collection action against the consumer to collect medical debt; and (2) to maintain in the file on a consumer any information relating to medical debt incurred by a consumer or a collection action against the consumer to collect medical debt.


LRB103 37005 SPS 67120 b

 
 
A BILL FOR
 
SB2933LRB103 37005 SPS 67120 b

1    AN ACT concerning business.
 
2    Be it enacted by the People of the State of Illinois, 
3represented in the General Assembly:
 
4    Section 5. The Consumer Fraud and Deceptive Business 
5Practices Act is amended by adding Section 2EEEE as follows:
 
6    (815 ILCS 505/2EEEE new)
7    Sec. 2EEEE. Credit reporting; medical debt.
8    (a) As used in this Section:
9    "Collection action" means any referral of a bill to a 
10collection agency or law firm to collect payment for services 
11from a consumer for health care services. 
12    "Collection agency" means any individual, partnership, 
13corporation, trust, estate, co-operative, association, 
14government or government subdivision, agency, or other entity 
15that either purchases medical debt or collects medical debt on 
16behalf of another entity.
17    "Consumer report" or "credit report" have the meaning 
18ascribed to the term "consumer report" under 15 U.S.C. 
191681a(d).
20    "Consumer reporting agency" has the meaning ascribed to 
21that term in 15 U.S.C. 1681a(f).
22    "Medical debt" means a debt arising from the receipt of 
23health care services, products, or devices.
 
 
SB2933- 2 -LRB103 37005 SPS 67120 b

1    (b) It is an unlawful practice within the meaning of this 
2Act for a consumer reporting agency:
3        (1) to make, create, or furnish any consumer report or 
4    credit report containing, incorporating, or reflecting any 
5    adverse information that the consumer reporting agency 
6    knows or should know relates to medical debt incurred by 
7    the consumer or a collection action against the consumer 
8    to collect medical debt; and
9        (2) to maintain in the file on a consumer any 
10    information relating to medical debt incurred by a 
11    consumer or a collection action against the consumer to 
12    collect medical debt.