INS USE OF CREDIT INFORMATION Senate SponsorsSen. Denny Jacobs and Bill Brady 1/11/2005SenateSession Sine Die New Act215 ILCS 5/155.38 repCreates the Use of Credit Information in Personal Insurance Act. Sets forth the manner in which credit information may be used in the underwriting and rating of personal insurance. Applies only to personal insurance. Provides for resolution of disputes over alleged errors in the credit information used by insurers. Requires insurers to file credit scoring models with the Department of Insurance. Effective October 1, 2003. 2/19/2003SenateFiled with Secretary by Sen. Denny Jacobs 2/19/2003SenateCo-Sponsor Sen. Bill Brady 2/19/2003SenateFirst Reading 2/19/2003SenateReferred to Rules 2/26/2003SenateAssigned to Insurance & Pensions 3/5/2003SenatePostponed - Insurance & Pensions 3/13/2003SenatePostponed - Insurance & Pensions 3/14/2003SenateRule 3-9(a) / Re-referred to Rules 1/11/2005SenateSession Sine Die