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<xml>
<title>Illinois General Assembly - Bill Status for HB 4952   </title>
<shortdesc>FAIR CREDIT REPORTING ACT</shortdesc>
<sponsor>
<sponsorhead1>House Sponsors</sponsorhead1><sponsors>Rep. Annazette Collins-Deborah L. Graham and Robin Kelly</sponsors>
</sponsor>
<lastaction>
<statusdate>1/11/2005</statusdate><chamber>House</chamber><action>Session Sine Die</action>
</lastaction>
<synopsis>
<synopsistitle></synopsistitle>
<reference>New Act</reference><aliasreference></aliasreference><reference>220 ILCS 5/4-201.5 new</reference><aliasreference></aliasreference><SynopsisText>     Creates the Illinois Fair Credit Reporting Act and amends the Public Utilities Act. Directs the Illinois Commerce Commission to regulate the business of credit reporting agencies. Directs the Commission to investigate complaints against credit reporting agencies and to host public hearings. Provides for a civil penalty of up to $1,000 for a credit reporting agency's willful or negligent failure to resolve a consumer's complaint in a timely manner. Imposes certain requirements on credit reporting agencies. Prohibits credit reporting agencies from making credit reports containing information reported by specified utilities. Provides that the federal Fair Credit Reporting Act governs matters not addressed by the Illinois Act.</SynopsisText><synopsistitle>House Amendment No. 1</synopsistitle>
<SynopsisText>Provides that a credit reporting agency may not make any credit report on a current consumer account containing any of the listed information.</SynopsisText></synopsis>
<actions>
<statusdate>2/5/2004</statusdate><chamber>House</chamber><action>Filed with the Clerk by Rep. Annazette Collins</action>
<statusdate>2/5/2004</statusdate><chamber>House</chamber><action>First Reading</action>
<statusdate>2/5/2004</statusdate><chamber>House</chamber><action>Referred to Rules Committee</action>
<statusdate>2/18/2004</statusdate><chamber>House</chamber><action>Assigned to Consumer Protection Committee</action>
<statusdate>2/19/2004</statusdate><chamber>House</chamber><action>Added Chief Co-Sponsor Rep. Deborah L. Graham</action>
<statusdate>3/2/2004</statusdate><chamber>House</chamber><action>Added Co-Sponsor Rep. Robin Kelly</action>
<statusdate>3/3/2004</statusdate><chamber>House</chamber><action>House Amendment No. 1 Filed with Clerk by Consumer Protection Committee</action>
<statusdate>3/3/2004</statusdate><chamber>House</chamber><action>House Amendment No. 1 Adopted in Consumer Protection Committee;  by Voice Vote</action>
<statusdate>3/3/2004</statusdate><chamber>House</chamber><action>Motion Do Pass as Amended - Lost Consumer Protection Committee;  002-005-004</action>
<statusdate>3/3/2004</statusdate><chamber>House</chamber><action>Remains in Consumer Protection Committee</action>
<statusdate>3/4/2004</statusdate><chamber>House</chamber><action>Rule 19(a) / Re-referred to Rules Committee</action>
<statusdate>1/11/2005</statusdate><chamber>House</chamber><action>Session Sine Die</action>
</actions>
</xml>

