CREDIT REPORTING AGENCY ACT House SponsorsRep. Mary E. Flowers 1/11/2005HouseSession Sine Die New Act Creates the Consumer Credit Reporting Agency Act. Establishes the duties of credit reporting agencies with respect to the gathering and distribution of credit information relating to consumers. Requires credit reporting agencies to allow inspections of files and requires notices to be given to subjects of credit reports. Sets forth conditions that must be met before a credit report may be distributed or disclosed. Establishes consumer rights. Prohibits certain information from being included in credit reports. Establishes a consumer's right to information in a credit report. Requires disclosure of credit scores to consumers. Provides a mechanism to correct disputed information. Establishes remedies for consumers.House Amendment No. 1 Provides that the Act does not apply to banks, savings banks, savings and loan associations, trust companies, credit unions, or their subsidiaries. 2/20/2003HouseFiled with the Clerk by Rep. Mary E. Flowers 2/20/2003HouseFirst Reading 2/20/2003HouseReferred to Rules Committee 2/26/2003HouseAssigned to Consumer Protection Committee 3/12/2003HouseHouse Amendment No. 1 Filed with Clerk by Consumer Protection Committee 3/12/2003HouseHouse Amendment No. 1 Adopted in Consumer Protection Committee; by Voice Vote 3/12/2003HouseDo Pass as Amended / Short Debate Consumer Protection Committee; 010-000-000 3/12/2003HousePlaced on Calendar 2nd Reading - Short Debate 4/4/2003HouseRule 19(a) / Re-referred to Rules Committee 1/11/2005HouseSession Sine Die