INS USE OF CREDIT INFORMATION House SponsorsRep. JoAnn D. Osmond-Frank J. Mautino-Terry R. Parke-Karen A. Yarbrough-Marlow H. Colvin, Sara Feigenholtz, Calvin L. Giles, Karen May, Mark H. Beaubien, Jr., Renee Kosel, Chapin Rose, Ed Sullivan, Jr., Michael P. McAuliffe, Lou Lang, Kenneth Dunkin, Mary E. Flowers, Patricia R. Bellock, Julie Hamos, Elizabeth Coulson, Patricia Reid Lindner, Carole Pankau, Shane Cultra, Robert Rita, William Delgado, Eddie Washington, Patricia Bailey, Rosemary Kurtz, John J. Millner, James H. Meyer, Dave Winters, Arthur L. Turner, Jack McGuire, David A. Wirsing, Sidney H. Mathias, Richard P. Myers, Elaine Nekritz, Ruth Munson, Donald L. Moffitt, Jim Watson, Bob Biggins, Jack D. Franks, Mike Bost, Raymond Poe, Angelo Saviano, William B. Black, Carolyn H. Krause, Sandra M. Pihos, Joe Dunn, Brent Hassert, Timothy L. Schmitz, Robert W. Churchill, Lee A. Daniels, Keith P. Sommer, Frank Aguilar, Suzanne Bassi, Dan Brady, Eileen Lyons, Joseph M. Lyons, Tom Cross, Joel Brunsvold, Kathleen A. Ryg, Susana Mendoza, Constance A. Howard, Ron Stephens, Jerry L. Mitchell, Thomas Holbrook, Linda Chapa LaVia, David E. Miller, Monique D. Davis, Rosemary Mulligan, Annazette Collins and William Davis Senate Sponsors(Sen. Denny Jacobs-William E. Peterson-Don Harmon and Todd Sieben) 7/9/2003HousePublic Act . . . . . . . . . 93-0114 New Act215 ILCS 5/155.38 rep Creates the Use of Credit Information in Personal Insurance Act. Sets forth the manner in which credit information may be used in the underwriting and rating of personal insurance. Applies only to personal insurance. Provides for resolution of disputes over alleged errors in the credit information used by insurers. Requires insurers to file credit scoring models with the Department of Insurance. Effective October 1, 2003. 2/11/2003HouseFiled with the Clerk by Rep. JoAnn D. Osmond 2/11/2003HouseChief Co-Sponsor Rep. Frank J. Mautino 2/11/2003HouseChief Co-Sponsor Rep. Terry R. Parke 2/11/2003HouseChief Co-Sponsor Rep. Karen A. Yarbrough 2/11/2003HouseFirst Reading 2/11/2003HouseReferred to Rules Committee 2/19/2003HouseAssigned to Insurance Committee 2/21/2003HouseAdded Chief Co-Sponsor Rep. Marlow H. Colvin 2/21/2003HouseAdded Co-Sponsor Rep. Sara Feigenholtz 2/21/2003HouseAdded Co-Sponsor Rep. Calvin L. Giles 2/21/2003HouseAdded Co-Sponsor Rep. Karen May 2/21/2003HouseAdded Co-Sponsor Rep. Mark H. Beaubien, Jr. 2/21/2003HouseAdded Co-Sponsor Rep. Renee Kosel 2/21/2003HouseAdded Co-Sponsor Rep. Chapin Rose 2/21/2003HouseAdded Co-Sponsor Rep. Ed Sullivan, Jr. 2/21/2003HouseAdded Co-Sponsor Rep. Michael P. McAuliffe 2/21/2003HouseAdded Co-Sponsor Rep. Lou Lang 2/21/2003HouseAdded Co-Sponsor Rep. Kenneth Dunkin 2/21/2003HouseAdded Co-Sponsor Rep. Mary E. Flowers 2/21/2003HouseAdded Co-Sponsor Rep. Patricia R. Bellock 2/21/2003HouseAdded Co-Sponsor Rep. Julie Hamos 2/21/2003HouseAdded Co-Sponsor Rep. Elizabeth Coulson 2/21/2003HouseAdded Co-Sponsor Rep. Patricia Reid Lindner 2/21/2003HouseAdded Co-Sponsor Rep. Carole Pankau 2/21/2003HouseAdded Co-Sponsor Rep. Shane Cultra 2/21/2003HouseAdded Co-Sponsor Rep. William Delgado 2/21/2003HouseAdded Co-Sponsor Rep. Robert Rita 2/21/2003HouseAdded Co-Sponsor Rep. Eddie Washington 2/21/2003HouseAdded Co-Sponsor Rep. Patricia Bailey 2/21/2003HouseAdded Co-Sponsor Rep. Rosemary Kurtz 2/21/2003HouseAdded Co-Sponsor Rep. John J. Millner 2/21/2003HouseAdded Co-Sponsor Rep. James H. Meyer 2/21/2003HouseAdded Co-Sponsor Rep. Dave Winters 2/21/2003HouseAdded Co-Sponsor Rep. Arthur L. Turner 2/21/2003HouseAdded Co-Sponsor Rep. Jack McGuire 2/21/2003HouseAdded Co-Sponsor Rep. David A. Wirsing 2/21/2003HouseAdded Co-Sponsor Rep. Sidney H. Mathias 2/21/2003HouseAdded Co-Sponsor Rep. Richard P. Myers 2/21/2003HouseAdded Co-Sponsor Rep. Elaine Nekritz 2/21/2003HouseAdded Co-Sponsor Rep. Ruth Munson 2/21/2003HouseAdded Co-Sponsor Rep. Donald L. Moffitt 2/21/2003HouseAdded Co-Sponsor Rep. Jim Watson 2/21/2003HouseAdded Co-Sponsor Rep. Bob Biggins 2/21/2003HouseAdded Co-Sponsor Rep. Jack D. Franks 2/21/2003HouseAdded Co-Sponsor Rep. Mike Bost 2/21/2003HouseAdded Co-Sponsor Rep. Raymond Poe 2/21/2003HouseAdded Co-Sponsor Rep. Angelo Saviano 2/21/2003HouseAdded Co-Sponsor Rep. William B. Black 2/21/2003HouseAdded Co-Sponsor Rep. Carolyn H. Krause 2/21/2003HouseAdded Co-Sponsor Rep. Sandra M. Pihos 2/21/2003HouseAdded Co-Sponsor Rep. Joe Dunn 2/21/2003HouseAdded Co-Sponsor Rep. Brent Hassert 2/21/2003HouseAdded Co-Sponsor Rep. Timothy L. Schmitz 2/21/2003HouseAdded Co-Sponsor Rep. Robert W. Churchill 2/21/2003HouseAdded Co-Sponsor Rep. Lee A. Daniels 2/21/2003HouseAdded Co-Sponsor Rep. Keith P. Sommer 2/21/2003HouseAdded Co-Sponsor Rep. Frank Aguilar 2/21/2003HouseAdded Co-Sponsor Rep. Suzanne Bassi 2/21/2003HouseAdded Co-Sponsor Rep. Dan Brady 2/26/2003HouseAdded Co-Sponsor Rep. Eileen Lyons 2/26/2003HouseAdded Co-Sponsor Rep. Joseph M. Lyons 2/26/2003HouseAdded Co-Sponsor Rep. Tom Cross 2/26/2003HouseAdded Co-Sponsor Rep. Joel Brunsvold 2/26/2003HouseAdded Co-Sponsor Rep. Kathleen A. Ryg 3/5/2003HouseDo Pass / Short Debate Insurance Committee; 012-000-000 3/5/2003HousePlaced on Calendar 2nd Reading - Short Debate 3/5/2003HouseAdded Co-Sponsor Rep. Susana Mendoza 3/5/2003HouseAdded Co-Sponsor Rep. Constance A. Howard 3/6/2003HouseAdded Co-Sponsor Rep. Ron Stephens 3/6/2003HouseAdded Co-Sponsor Rep. Jerry L. Mitchell 3/6/2003HouseAdded Co-Sponsor Rep. Thomas Holbrook 3/6/2003HouseAdded Co-Sponsor Rep. Linda Chapa LaVia 3/6/2003HouseAdded Co-Sponsor Rep. David E. Miller 3/6/2003HouseAdded Co-Sponsor Rep. Monique D. Davis 3/18/2003HouseSecond Reading - Short Debate 3/18/2003HousePlaced on Calendar Order of 3rd Reading - Short Debate 3/19/2003HouseAdded Co-Sponsor Rep. Rosemary Mulligan 3/19/2003HouseAdded Co-Sponsor Rep. Annazette Collins 3/19/2003HouseAdded Co-Sponsor Rep. William Davis 3/19/2003HouseThird Reading - Short Debate - Passed 113-000-000 3/20/2003SenateArrive in Senate 3/20/2003SenatePlaced on Calendar Order of First Reading March 21, 2003 3/24/2003SenateChief Senate Sponsor Sen. Denny Jacobs 3/24/2003SenateAdded as Alternate Chief Co-Sponsor Sen. William E. Peterson 3/26/2003SenateFirst Reading 3/26/2003SenateReferred to Rules 4/8/2003SenateAdded as Alternate Chief Co-Sponsor Sen. Don Harmon 4/10/2003SenateAdded as Alternate Co-Sponsor Sen. Todd Sieben 4/10/2003SenateAssigned to Insurance & Pensions 4/29/2003SenateDo Pass Insurance & Pensions; 007-000-000 4/29/2003SenatePlaced on Calendar Order of 2nd Reading April 30, 2003 4/30/2003SenateSecond Reading 4/30/2003SenatePlaced on Calendar Order of 3rd Reading May 1, 2003 5/6/2003SenateThird Reading - Passed; 057-000-000 5/6/2003HousePassed Both Houses 6/4/2003HouseSent to the Governor 7/9/2003HouseGovernor Approved 7/9/2003HouseEffective Date October 1, 2003 7/9/2003HousePublic Act . . . . . . . . . 93-0114