HB4464 - 104th General Assembly (2025-2026)

INS-DENTAL COVERAGE REIMBURSE
Last Action

2/11/2026 - House: Assigned to Insurance Committee
Hearings

Insurance Committee Hearing Feb 17 2026 2:00PM Stratton Building Room C-1 Springfield, IL
Statutes Amended In Order of Appearance

Synopsis As Introduced

Amends the Illinois Insurance Code. Prohibits an insurer, dental service plan corporation, professional service corporation, insurance network leasing company, or any other company or its contracted vendor that amends, delivers, issues, or renews an individual or group policy of accident and health insurance on or after the effective date of the amendatory Act from requiring a dental care provider to only accept payment from a credit card or electronic funds transfer, in addition to the existing prohibition on incurred fees to access and obtain payment or reimbursement for services provided. Provides that any insurer, dental service plan corporation, professional service corporation, insurance network leasing company, or any other company or its contracted vendor that amends, delivers, issues, or renews an individual or group policy of accident and health insurance may initiate or change payment methodology to a dental care provider using electronic funds transfer payments, including virtual credit card payments, if the specified conditions are met. Sets forth provisions concerning claim payment methodologies and fees for transmitting payments. Provides that the specified dental coverage reimbursement provisions shall not be waived by contract. Effective January 1, 2027.
Actions

DateChamberAction
1/15/2026HouseFiled with the Clerk by Rep. Jennifer Gong-Gershowitz
1/20/2026HouseFirst Reading
1/20/2026HouseReferred to Rules Committee
2/11/2026HouseAssigned to Insurance Committee