HB3595 - 104th General Assembly (2025-2026)

INS CD-PET INSURANCE
Last Action
2/13/2026 - House: Placed on Calendar 2nd Reading - Short Debate
House Sponsors
Rep. Joyce Mason
Statutes Amended In Order of Appearance
215 ILCS 5/Art. XLVIII heading new  
215 ILCS 5/1800 new  
215 ILCS 5/1805 new  
215 ILCS 5/1810 new  
215 ILCS 5/1815 new  
215 ILCS 5/1820 new  
215 ILCS 5/1825 new  
Synopsis As Introduced
Amends the Illinois Insurance Code. Creates the Pet Insurance Article of the Code. Defines terms. Requires a pet insurer to disclose coverage exclusions, limitations, waiting periods, and other information. Provides that pet insurance applicants shall have the right to examine and return the policy, certificate, or rider to the company or an agent or insurance producer of the company within 30 days of its receipt and to have the premium refunded if, after examination of the policy, certificate, or rider, the applicant is not satisfied for any reason. Provides that a pet insurer may issue policies that exclude coverage on the basis of one or more preexisting conditions with appropriate disclosure to the consumer. Provides that a pet insurer may issue policies that impose waiting periods upon effectuation of the policy that do not exceed 30 days for illnesses or orthopedic conditions not resulting from an accident. Prohibits waiting periods for accidents. Provides that no pet insurer or insurance producer shall market a wellness program as pet insurance. Sets forth provisions concerning wellness programs sold by a pet insurer or insurance producer.
Actions
DateChamberAction
2/07/2025HouseFiled with the Clerk by Rep. Joyce Mason
2/18/2025HouseFirst Reading
2/18/2025HouseReferred to Rules Committee
3/11/2025HouseAssigned to Insurance Committee
3/18/2025HouseDo Pass / Short Debate Insurance Committee; 017-000-000
3/19/2025HousePlaced on Calendar 2nd Reading - Short Debate
3/26/2025HouseSecond Reading - Short Debate
3/26/2025HouseHeld on Calendar Order of Second Reading - Short Debate
4/11/2025HouseRule 19(a) / Re-referred to Rules Committee
2/11/2026HouseApproved for Consideration Rules Committee; 005-000-000
2/13/2026HousePlaced on Calendar 2nd Reading - Short Debate
3/13/2026HouseHouse Floor Amendment No. 1 Filed with Clerk by Rep. Joyce Mason
3/13/2026HouseHouse Floor Amendment No. 1 Referred to Rules Committee