Sen. Sue Rezin
Filed: 5/9/2023
 
 

 

 

 
10300SB1071sam002LRB103 05970 SPS 61644 a



1
AMENDMENT TO SENATE BILL 1071 




2    AMENDMENT NO. ______. Amend Senate Bill 1071 by replacing 
3everything after the enacting clause with the following:

 
4    "Section 1. Legislative intent. It is the intent of the 
5General Assembly for this amendatory Act of the 103rd General 
6Assembly to be enforceable if federal law, including, but not 
7limited to, the Fair Credit Reporting Act, does not contradict 
8or preempt it.
 
9    Section 5. The Consumer Fraud and Deceptive Business 
10Practices Act is amended  by adding Section 2BBBB as follows:
 
11    (815 ILCS 505/2BBBB new)
12    Sec. 2BBBB. Consumer report inquiries for mortgage or 
13automobile loans. No consumer reporting agency may furnish a 
14consumer report or contact information that is not requested 
15by the consumer if the report or information is being procured 
 
 
10300SB1071sam002- 2 -LRB103 05970 SPS 61644 a

1based in whole or in part on the presence of an inquiry made in 
2connection with a residential mortgage loan as defined by 
3Section 103 of the Truth in Lending Act (15 U.S.C. 1602) or an 
4automobile loan as covered under the Truth in Lending Act. A 
5violation of this Section constitutes an unlawful practice 
6within the meaning of this Act.".