TITLE 50: INSURANCE
CHAPTER I: DEPARTMENT OF INSURANCE
SUBCHAPTER z: ACCIDENT AND HEALTH INSURANCE
PART 2051 PREFERRED PROVIDER PROGRAMS
SECTION 2051.295 WORKERS' COMPENSATION PREFERRED PROVIDER PROGRAM PROVIDER AGREEMENTS


 

Section 2051.295  Workers' Compensation Preferred Provider Program Provider Agreements

 

All provider agreements between providers and insurers, employers or WC PPP administrators with regard to a WC PPP shall contain, at a minimum:

 

a)         A provision stating, within the preamble, that the agreement conforms to the requirements of Section 8.1a of the Illinois Workers' Compensation Act;

 

b)         A provision identifying the specific covered health care services for which the preferred provider will be responsible, including any discount services, limitations and exclusions, as well as any discount amount or discounted fee schedule reflecting discounted rates;

 

c)         A provision requiring the provider to comply with applicable administrative policies and procedures of the administrator, including, but not limited to, credentialing or recredentialing requirements, utilization review requirements, and referral procedures;

 

d)         A provision requiring that, when payments are due to the provider for services rendered to a beneficiary, the provider must maintain and make the beneficiary's medical records available:

 

1)         To the administrator and/or payor for the purpose of determining, on a concurrent or retrospective basis, the compensability, medical necessity and appropriateness of care provided to beneficiaries;

 

2)         To appropriate State and federal authorities and their agents involved in assessing the accessibility and availability of care or investigating member grievances or complaints; and

 

3)         To show compliance with the applicable State and federal laws related to privacy and confidentiality of medical records;

 

e)         A provision requiring providers to be licensed by the state and to notify the administrator immediately whenever there is a change in licensure or certification status;

 

f)         A provision requiring all physician providers licensed to practice medicine in all its branches to have admitting privileges in at least one hospital. The administrator shall be notified immediately of any changes in privileges at any hospital or admitting facility. Reasonable exceptions shall be made for physicians who, because of the type of clinical specialty or location or type of practice, do not customarily have admitting privileges;

 

g)         A provision describing notification procedures for contract termination. Termination provisions shall require:

 

1)         Not less than 30 days prior written notice by either party who wishes to terminate the contract without cause; and

 

2)         that the administrator may immediately terminate the provider contract for cause;

 

h)         A provision explaining the provider's responsibilities for continuation of covered services in the event of contract termination, to the extent that an extension of benefits is required by law or regulation or that continuation is voluntarily provided by the administrator;

 

i)          A provision stating that the rights and responsibilities under the contract cannot be sold, leased, assigned, assumed or otherwise delegated by either party without the prior written consent of the other party. Similarly, the provider's written consent must be obtained for any assignment or assumption of the provider contract whenever an administrator or insurer is bought by another administrator or insurer. A clause within the provider contract allowing assignment will be deemed consent so long as the assignment is in accordance with the terms of the contract. The assignee must comply with all the terms and conditions of the contract being assigned, including all checklists, policies and fee schedules;

 

j)          A provision stating that the preferred provider has and will maintain adequate professional liability and malpractice coverage, through insurance, self-funding or other means satisfactory to the administrator. The administrator must be notified within no less than 10 days after the preferred provider's receipt of notice of any reduction or cancellation of the required coverage;

 

k)         A provision stating that the provider will provide health care services without discrimination against any beneficiary on the basis of participation in the preferred provider program, source of payment, age, sex, ethnicity, religion, sexual preference, health status or disability;

 

l)          A provision regarding the preferred provider's obligation to provide notice to beneficiaries of their personal financial obligations for non-covered services;

 

m)        A provision that providers may charge covered employees for those services determined to be not compensable under the Workers' Compensation Act;

 

n)         A provision regarding any obligation to provide covered health services on a 24 hour per day, 7 day per week basis;

 

o)         A provision clearly describing the administrator's and payor's payment obligations to the provider, including but not limited to the payment of statutory interest on late payments as required in Section 8.2(d)(3) of the Workers' Compensation Act;

 

p)         A provision identifying the administrative services, if any, the administrator will perform and the types of information (e.g., financial, enrollment, utilization) that will be submitted to the provider, as well as other information that is accessible to the provider;

 

q)         A provision obligating the administrator to provide a method for providers to access each payor to obtain benefit information and a provision obligating the administrator to provide all of the administrator's operational policies; and

 

r)          A provision identifying applicable internal appeal or arbitration procedures for settling contractual disputes or disagreements between the administrator and preferred provider.

 

(Source:  Amended at 43 Ill. Reg. 11356, effective September 24, 2019)