Section 2010.APPENDIX A   Interpretive Guidelines

Section 2010.ILLUSTRATION I   Guideline to Section 2010.60(a)(4)

Explanations must not minimize nor describe restrictive provisions in a positive manner.  Negative features must be accurately set forth.  Any limitation on benefits precluding preexisting conditions must also be restated under a caption concerning exclusions or limitations, notwithstanding that the preexisting condition exclusion has been disclosed elsewhere in the advertisement.  (See Illustration L for additional comments on preexisting conditions.)