Public Act 104-0651
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| Public Act 104-0651 | ||||
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AN ACT concerning transportation. | ||||
Be it enacted by the People of the State of Illinois, | ||||
represented in the General Assembly: | ||||
Section 5. The Boat Registration and Safety Act is amended | ||||
by adding Section 5-24 as follows: | ||||
(625 ILCS 45/5-24 new) | ||||
Sec. 5-24. Mandatory liability insurance. | ||||
(a) It is unlawful for the owner of a motorboat of more | ||||
than 50 horsepower, a motorboat over 21 feet long, or a | ||||
personal watercraft to operate or allow the operation of the | ||||
motorboat or personal watercraft unless it is covered by a | ||||
liability insurance policy that has been issued by an | ||||
insurance company licensed in this State. The insurance policy | ||||
shall be issued in amounts no less than the minimum amounts set | ||||
for bodily injury or death and for destruction of property | ||||
under Section 7-203 of the Illinois Vehicle Code, and shall be | ||||
issued in accordance with the requirements of Sections 143a | ||||
and 143a-2 of the Illinois Insurance Code. No insurer other | ||||
than an insurer authorized to do business in this State shall | ||||
issue a policy pursuant to this Section. Nothing herein shall | ||||
deprive an insurer of any policy defense available at common | ||||
law. | ||||
(b) Proof of insurance as required by this Section shall | ||||
be produced and displayed by the owner or operator of the | ||
motorboat or personal watercraft upon request to any law | ||
enforcement officer or to any person who has suffered or | ||
claims to have suffered either personal injury or property | ||
damage as a result of the operation of the motorboat or | ||
personal watercraft by the owner or operator. | ||
(c) Except as provided in subsection (d), any operator of | ||
a motorboat or personal watercraft subject to registration and | ||
numbering under this Act who is convicted of violating | ||
subsection (a) is guilty of a petty offense and shall be | ||
required to pay a fine in excess of $500, but not more than | ||
$1,000. However, no person charged with violating this Section | ||
shall be convicted if such person produces in court | ||
satisfactory evidence that at the time of the arrest the | ||
motorboat or personal watercraft was covered by a liability | ||
insurance policy in accordance with subsection (a). The chief | ||
judge of each circuit may designate an officer of the court to | ||
review the documentation demonstrating that at the time of | ||
arrest the motorboat or personal watercraft was covered by a | ||
liability insurance policy in accordance with subsection (a). | ||
(d) A person who (i) has not previously been convicted of | ||
or received a disposition of court supervision for violating | ||
subsection (a) and (ii) produces at his or her court | ||
appearance satisfactory evidence that the motorboat or | ||
personal watercraft is covered, as of the date of the court | ||
appearance, by a liability insurance policy in accordance with | ||
Section 7-601 of the Illinois Vehicle Code shall, for a | ||
violation of this Section, pay a fine of $100 and receive a | ||
disposition of court supervision. The person must, on the date | ||
that the period of court supervision is scheduled to | ||
terminate, produce satisfactory evidence that the motorboat or | ||
personal watercraft was covered by the required liability | ||
insurance policy during the entire period of court | ||
supervision. | ||
An officer of the court designated under subsection (c) | ||
may also review liability insurance documentation under this | ||
subsection to determine if the motorboat or personal | ||
watercraft is, as of the date of the court appearance, covered | ||
by a liability insurance policy in accordance with Section | ||
7-601 of the Illinois Vehicle Code. The officer of the court | ||
shall also determine, on the date the period of court | ||
supervision is scheduled to terminate, whether the motorboat | ||
or personal watercraft was covered by the required policy | ||
during the entire period of court supervision. | ||
Effective Date: 1/1/2027
