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SB3258 - 104th General Assembly
INS-RENTAL VEHICLE COVERAGE
Last Action
Senate Sponsors
Sen. Laura M. Murphy, Suzy Glowiak Hilton, Paul Faraci and Doris TurnerHouse Sponsors
(Rep. Justin Cochran)Hearings
Insurance Committee Hearing May 12 2026 2:00PM Capitol Building 115 and Virtual Room 4 Springfield, ILStatutes Amended In Order of Appearance
215 ILCS 5/143.35 new
Synopsis As Introduced
Amends the Illinois Insurance Code. Provides that a policy of automobile insurance that provides coverage for rental vehicle reimbursement or loss of use shall include coverage that guarantees the insured is provided with a comparable vehicle during the period of loss of use. Provides that this requirement applies to all applicable claims if the insured has elected coverage for rental vehicle reimbursement or loss of use, regardless of whether the loss of use is due to maintenance or is the result of an at-fault motor vehicle crash.
Senate Floor Amendment No. 1
Replaces everything after the enacting clause. Amends the Illinois Insurance Code. Provides that, in response to all applications for a policy of automobile insurance received by an insurance company, the insurance company or its agent shall provide the applicant information regarding the availability of coverage for loss of use of an insured vehicle as a result of a cause of loss covered by the policy contract. Provides that, at least 30 days prior to each renewal of a policy of automobile insurance, the insurance company or its agent shall provide the insured information regarding the availability of coverage for loss of use of an insured vehicle as a result of a cause of loss covered by the policy contract. Effective July 1, 2027.
Actions
| Date | Chamber | Action |
|---|---|---|
| 2/03/2026 | Senate | Filed with Secretary by Sen. Laura M. Murphy |
| 2/03/2026 | Senate | First Reading |
| 2/03/2026 | Senate | Referred to Assignments |
| 2/17/2026 | Senate | Assigned to Insurance |
| 2/25/2026 | Senate | Added as Co-Sponsor Sen. Suzy Glowiak Hilton |
| 2/26/2026 | Senate | Added as Co-Sponsor Sen. Paul Faraci |
| 2/27/2026 | Senate | Added as Co-Sponsor Sen. Doris Turner |
| 3/03/2026 | Senate | Postponed - Insurance |
| 3/11/2026 | Senate | Do Pass Insurance; 010-000-000 |
| 3/11/2026 | Senate | Placed on Calendar Order of 2nd Reading March 12, 2026 |
| 3/25/2026 | Senate | Second Reading |
| 3/25/2026 | Senate | Placed on Calendar Order of 3rd Reading March 26, 2026 |
| 4/16/2026 | Senate | Senate Floor Amendment No. 1 Filed with Secretary by Sen. Laura M. Murphy |
| 4/16/2026 | Senate | Senate Floor Amendment No. 1 Referred to Assignments |
| 4/16/2026 | Senate | Senate Floor Amendment No. 1 Be Approved for Consideration Assignments |
| 4/16/2026 | Senate | Recalled to Second Reading |
| 4/16/2026 | Senate | Senate Floor Amendment No. 1 Adopted; Murphy |
| 4/16/2026 | Senate | Placed on Calendar Order of 3rd Reading |
| 4/16/2026 | Senate | Third Reading - Passed; 056-000-000 |
| 4/17/2026 | House | Arrived in House |
| 4/20/2026 | House | Chief House Sponsor Rep. Justin Cochran |
| 4/20/2026 | House | First Reading |
| 4/20/2026 | House | Referred to Rules Committee |
| 4/27/2026 | House | Assigned to Insurance Committee |
| 5/07/2026 | House | Committee Deadline Extended-Rule 9(b) May 15, 2026 |
| 5/08/2026 | House | House Committee Amendment No. 1 Filed with Clerk by Rep. Justin Cochran |
| 5/08/2026 | House | House Committee Amendment No. 1 Referred to Rules Committee |