HB4719 - 104th General Assembly

INS-IMPROPER CLAIMS PRACTICE
Last Action
2/06/2026 - House: Referred to Rules Committee
House Sponsors
Rep. Jaime M. Andrade, Jr.
Statutes Amended In Order of Appearance
215 ILCS 5/154.6from Ch. 73, par. 766.6
815 ILCS 505/2MMMM new
Synopsis As Introduced
Amends the Illinois Insurance Code. In provisions concerning acts by a company constituting improper claims practice, includes: (i) knowingly taking advantage of the insured's physical infirmity, ignorance, illiteracy, or inability to understand the language of the policy or any associated agreements in order to obtain a favorable settlement of a claim and (ii) willfully misrepresenting the status or outcome of an investigation or failing to take any meaningful investigatory acts before issuing a denial or offer of a compromise settlement. Provides that committing any of the improper claims practice acts is a violation of the Consumer Fraud and Deceptive Business Practices Act. Amends the Consumer Fraud and Deceptive Business Practices Act to provide that a person who commits an improper claims practice under the Illinois Insurance Code commits an unlawful practice within the meaning of the Act.
Actions
Date Chamber Action
1/30/2026 House Filed with the Clerk by Rep. Jaime M. Andrade, Jr.
2/06/2026 House First Reading
2/06/2026 House Referred to Rules Committee