HB2425 - 104th General Assembly

INS CD-DISCRIMINATION-FELONY
Last Action
8/15/2025 - House: Public Act . . . . . . . . . 104-0224
Statutes Amended In Order of Appearance
215 ILCS 5/236from Ch. 73, par. 848
Synopsis As Introduced
Amends the Illinois Insurance Code. Provides that an insurer or producer authorized to issue policies of insurance in the State may not make a distinction or otherwise discriminate between persons, reject an applicant, cancel a policy, or demand or require a higher rate of premium for reasons based solely upon the basis that an applicant or insured has been convicted of a felony.

House Floor Amendment No. 1
Replaces everything after the enacting clause. Amends the Illinois Insurance Code. Provides that, with respect to life insurance final expense policies, no life company authorized to issue those policies in the State shall refuse to insure an individual; refuse to continue to insure an individual; limit the amount, extent, or kind of coverage available to an individual; or charge an individual a different rate for the same coverage solely on the basis that an insured or applicant has been convicted of a felony. Provides that nothing in the provisions shall be construed to require a life company to issue or otherwise provide coverage for a life insurance policy to a person who is actively incarcerated pursuant to a felony conviction. Defines "final expense policy".
Actions
Date Chamber Action
2/03/2025 House Filed with the Clerk by Rep. Rita Mayfield
2/04/2025 House First Reading
2/04/2025 House Referred to Rules Committee
2/25/2025 House Assigned to Insurance Committee
3/04/2025 House Do Pass / Short Debate Insurance Committee; 009-005-000
3/05/2025 House Placed on Calendar 2nd Reading - Short Debate
3/11/2025 House House Floor Amendment No. 1 Filed with Clerk by Rep. Rita Mayfield
3/11/2025 House House Floor Amendment No. 1 Referred to Rules Committee
3/12/2025 House House Floor Amendment No. 1 Rules Refers to Insurance Committee
3/25/2025 House House Floor Amendment No. 1 Recommends Be Adopted Insurance Committee; 010-005-000
3/26/2025 House Second Reading - Short Debate
3/26/2025 House Held on Calendar Order of Second Reading - Short Debate
4/10/2025 House Added Chief Co-Sponsor Rep. La Shawn K. Ford
4/10/2025 House Added Chief Co-Sponsor Rep. Thaddeus Jones
4/10/2025 House House Floor Amendment No. 1 Adopted
4/10/2025 House Placed on Calendar Order of 3rd Reading - Short Debate
4/10/2025 House Third Reading - Short Debate - Passed 076-038-000
4/10/2025 House Added Co-Sponsor Rep. Yolonda Morris
4/10/2025 House Added Co-Sponsor Rep. Sonya M. Harper
4/10/2025 House Added Co-Sponsor Rep. Justin Slaughter
4/10/2025 House Added Co-Sponsor Rep. Michael Crawford
4/10/2025 House Added Co-Sponsor Rep. Kelly M. Cassidy
4/10/2025 House Added Co-Sponsor Rep. Michelle Mussman
4/10/2025 House Added Co-Sponsor Rep. Lisa Davis
4/10/2025 House Added Co-Sponsor Rep. Jawaharial Williams
4/10/2025 House Added Co-Sponsor Rep. Camille Y. Lilly
4/10/2025 House Added Co-Sponsor Rep. Kimberly Du Buclet
4/10/2025 House Added Co-Sponsor Rep. Jehan Gordon-Booth
4/14/2025 Senate Arrive in Senate
4/14/2025 Senate Placed on Calendar Order of First Reading April 29, 2025
4/15/2025 House Added Co-Sponsor Rep. Mary Beth Canty
4/25/2025 Senate Chief Senate Sponsor Sen. Adriane Johnson
4/25/2025 Senate First Reading
4/25/2025 Senate Referred to Assignments
4/29/2025 Senate Assigned to Insurance
5/09/2025 Senate Rule 2-10 Committee Deadline Established As May 23, 2025
5/23/2025 Senate Rule 2-10 Committee Deadline Established As June 1, 2025
5/27/2025 Senate Added as Alternate Co-Sponsor Sen. Doris Turner
5/27/2025 Senate Added as Alternate Co-Sponsor Sen. Rachel Ventura
5/27/2025 Senate Added as Alternate Chief Co-Sponsor Sen. Christopher Belt
5/27/2025 Senate Added as Alternate Co-Sponsor Sen. Mike Simmons
5/27/2025 Senate Rule 2-10 Third Reading/Passage Deadline Established As June 1, 2025
5/27/2025 Senate Do Pass Insurance; 008-004-000
5/27/2025 Senate Placed on Calendar Order of 2nd Reading
5/27/2025 Senate Second Reading
5/27/2025 Senate Placed on Calendar Order of 3rd Reading May 28, 2025
5/29/2025 Senate Third Reading - Passed; 036-018-001
5/29/2025 House Passed Both Houses
5/29/2025 Senate Added as Alternate Co-Sponsor Sen. Emil Jones, III
5/29/2025 Senate Added as Alternate Co-Sponsor Sen. Javier L. Cervantes
5/29/2025 Senate Added as Alternate Co-Sponsor Sen. Lakesia Collins
5/30/2025 Senate Added as Alternate Co-Sponsor Sen. Mary Edly-Allen
6/24/2025 House Sent to the Governor
8/15/2025 House Governor Approved
8/15/2025 House Effective Date January 1, 2026
8/15/2025 House Public Act . . . . . . . . . 104-0224