Bill Status of SB1425

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SB1425 - 104th General Assembly

AI USE IN HEALTH INSURANCE ACT
Last Action
4/11/2025 - Senate: Rule 3-9(a) / Re-referred to Assignments
Senate Sponsors
Sen. Laura Fine
Statutes Amended In Order of Appearance
New Act
5 ILCS 100/5-45.65 new
Synopsis As Introduced
Creates the Artificial Intelligence Systems Use in Health Insurance Act. Provides that the Department of Insurance's regulatory oversight of insurers includes oversight of an insurer's use of AI systems to make or support adverse determinations that affect consumers. Provides that any insurer authorized to operate in the State is subject to review by the Department in an investigation or market conduct action regarding the development, implementation, and use of AI systems or predictive models and the outcomes from the use of those AI systems or predictive models. Provides that an insurer authorized to do business in Illinois shall not issue an adverse consumer outcome with regard to the denial, reduction, or termination of insurance plans or benefits that result solely from the use or application of any AI system or predictive model. Provides that any decision-making process for the denial, reduction, or termination of insurance plans or benefits that results from the use of AI systems or predictive models shall be meaningfully reviewed, in accordance with review procedures determined by Department rules, by an individual with authority to override the AI systems and determinations. Authorizes the Department to adopt emergency rules to implement the Act and to adopt rules concerning standards for full and fair disclosure of an insurer's use of AI systems. Makes a conforming change in the Illinois Administrative Procedure Act.
Actions
Date Chamber Action
1/31/2025 Senate Filed with Secretary by Sen. Laura Fine
1/31/2025 Senate First Reading
1/31/2025 Senate Referred to Assignments
3/12/2025 Senate Assigned to Executive
3/19/2025 Senate To AI and Social Media
3/21/2025 Senate Rule 2-10 Committee Deadline Established As April 11, 2025
4/11/2025 Senate Rule 3-9(a) / Re-referred to Assignments