State of Illinois
91st General Assembly
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Public Act 91-0887

HB1583 Enrolled                                LRB9101658EGfg

    AN ACT in relation to public employee benefits.

    Be it enacted by the People of  the  State  of  Illinois,
represented in the General Assembly:

    Section  5.   The  State Employees Group Insurance Act of
1971 is amended by changing Section 6.10 as follows:

    (5 ILCS 375/6.10)
    Sec. 6.10.  Contributions to the Community College Health
Insurance Security Fund.
    (a)  Beginning January 1, 1999, every active  contributor
of  the  State  Universities  Retirement  System (established
under Article 15 of the Illinois Pension Code) who (1)  is  a
full-time  employee  of  a  community college district (other
than a community college district subject to Article  VII  of
the  Public  Community  College  Act)  or  an  association of
community college boards  and  (2)  is  not  an  employee  as
defined  in  Section  3  of this Act shall make contributions
toward the cost of community college annuitant  and  survivor
health benefits at the rate of 0.50% of salary.
    These contributions shall be deducted by the employer and
paid  to  the State Universities Retirement System as service
agent for the Department of Central Management Services.  The
System  may  use  the  same  processes  for  collecting   the
contributions  required  by  this  subsection that it uses to
collect the contributions received from those employees under
Section 15-157 of the Illinois Pension Code.  An employer may
agree to pick up or pay the contributions required under this
subsection on behalf  of  the  employee;  such  contributions
shall be deemed to have been paid by the employee.
    A  person  required  to  make  contributions  under  this
subsection  (a)  who  purchases optional service credit under
Article 15 of the Illinois Pension Code  must  also  pay  the
contribution  required under this subsection (a) with respect
to that optional service credit.  This contribution  must  be
received by the System before that optional service credit is
granted.
    The  State  Universities Retirement System shall promptly
deposit all moneys collected under this subsection  (a)  into
the  Community College Health Insurance Security Fund created
in Section 6.9 of this Act.  The moneys collected under  this
Section  shall  be  used  only for the purposes authorized in
Section 6.9 of this Act and shall not  be  considered  to  be
assets   of   the   State   Universities  Retirement  System.
Contributions made under this Section are not transferable to
other  pension  funds  or  retirement  systems  and  are  not
refundable upon termination of service.
    (b)  Beginning January 1, 1999, every  community  college
district  (other than a community college district subject to
Article  VII  of  the  Public  Community  College   Act)   or
association  of  community college boards that is an employer
under  the  State  Universities   Retirement   System   shall
contribute  toward  the  cost of the community college health
benefits provided under Section 6.9 of  this  Act  an  amount
equal  to 0.50% of the salary paid to its full-time employees
who participate in the State Universities  Retirement  System
and are not members as defined in Section 3 of this Act.
    These  contributions shall be paid by the employer to the
State Universities Retirement System as service agent for the
Department of Central Management Services.   The  System  may
use  the  same  processes  for  collecting  the contributions
required by this subsection  that  it  uses  to  collect  the
contributions  received  from  those  employers under Section
15-155 of the Illinois Pension Code.
    The State Universities Retirement System  shall  promptly
deposit  all  moneys collected under this subsection (b) into
the Community College Health Insurance Security Fund  created
in  Section 6.9 of this Act.  The moneys collected under this
Section shall be used only for  the  purposes  authorized  in
Section  6.9  of  this  Act and shall not be considered to be
assets  of  the   State   Universities   Retirement   System.
Contributions made under this Section are not transferable to
other  pension  funds  or  retirement  systems  and  are  not
refundable upon termination of service.
    (c)  On  or before November 15 of each year, the Board of
Trustees of the State Universities  Retirement  System  shall
certify  to  the Governor, the Director of Central Management
Services, and the State Comptroller its estimate of the total
amount of contributions to be paid under  subsection  (a)  of
this  Section  for  the  next fiscal year.  The certification
shall include a  detailed  explanation  of  the  methods  and
information  that  the  Board  relied  upon  in preparing its
estimate.  As soon as possible after the  effective  date  of
this  Section, the Board shall submit its estimate for fiscal
year 1999.
    (d)  Beginning in fiscal year 1999, on the first  day  of
each  month,  or  as soon thereafter as may be practical, the
State Treasurer and the State Comptroller shall transfer from
the General Revenue Fund  to  the  Community  College  Health
Insurance   Security   Fund   1/12   of   the  annual  amount
appropriated for that fiscal year to  the  State  Comptroller
for  deposit  into  the  Community  College  Health Insurance
Security Fund under Section 1.4 of the  State  Pension  Funds
Continuing Appropriation Act.
    (e)  Except  where  otherwise  specified in this Section,
the definitions that apply to  Article  15  of  the  Illinois
Pension Code apply to this Section.
(Source: P.A. 90-497, eff. 8-18-97.)

    Section  10.   The  Illinois  Pension  Code is amended by
changing Sections  1-113.2,  1-116,  2-121,  2-121.1,  3-110,
7-139,  7-141,  7-141.1, 7-145.1, 7-157, 7-164, 7-166, 7-167,
7-184, 7-211,  8-125,  8-139,  8-153,  8-171,  8-244,  9-149,
9-194,  11-124,  11-134.2,  11-148,  11-167,  11-181, 11-182,
11-223,  13-303,  13-309,  13-310,  13-311,  13-314,  13-603,
14-118,  14-120,  14-128,  14-130,  15-107,  15-111,  15-112,
15-120, 15-134.5, 15-136.4, 15-139, 15-140,  15-141,  15-142,
15-144,  15-145,  15-154,  15-158.2,  15-181, 16-133, 16-135,
16-136.4, 16-138, 16-140, 16-143, 16-149.4,  16-184,  17-106,
17-117,  17-133,  17-150,  18-128,  20-121,  20-123,  20-124,
20-125,  and  20-131  and  adding  Sections 1-120, 7-224, and
15-132.2 as follows:

    (40 ILCS 5/1-113.2)
    Sec. 1-113.2.  List  of  permitted  investments  for  all
Article  3  or 4 pension funds.  Any pension fund established
under Article 3 or 4 may invest in the following items:
    (1)  Interest bearing direct obligations  of  the  United
States of America.
    (2)  Interest bearing obligations to the extent that they
are  fully  guaranteed  or insured as to payment of principal
and interest by the United States of America.
    (3)  Interest bearing bonds, notes, debentures, or  other
similar  obligations  of  agencies  of  the  United States of
America.  For the purposes of this Section, "agencies of  the
United  States of America" includes: (i) the Federal National
Mortgage  Association  and   the   Student   Loan   Marketing
Association;  (ii)  federal  land banks, federal intermediate
credit banks, federal farm credit banks, and any other entity
authorized to issue direct debt  obligations  of  the  United
States  of  America  under  the  Farm  Credit  Act of 1971 or
amendments to that Act; (iii) federal home loan banks and the
Federal Home Loan Mortgage Corporation; and (iv)  any  agency
created by Act of Congress that is authorized to issue direct
debt obligations of the United States of America.
    (4)  Interest bearing savings accounts or certificates of
deposit,  issued  by federally chartered banks or savings and
loan associations,  to  the  extent  that  the  deposits  are
insured  by  agencies  or  instrumentalities  of  the federal
government.
    (5)  Interest bearing savings accounts or certificates of
deposit, issued by  State  of  Illinois  chartered  banks  or
savings  and  loan  associations,  to  the  extent  that  the
deposits  are insured by agencies or instrumentalities of the
federal government.
    (6)  Investments in credit unions, to the extent that the
investments are insured by agencies or  instrumentalities  of
the federal government.
    (7)  Interest bearing bonds of the State of Illinois.
    (8)  Pooled  interest  bearing  accounts  managed  by the
Illinois Public Treasurer's  Investment  Pool  in  accordance
with  the  Deposit  of  State Moneys Act and interest bearing
funds or pooled accounts managed, operated, and  administered
by  banks,  subsidiaries  of  banks,  or subsidiaries of bank
holding companies in accordance with the laws of the State of
Illinois.
    (9)  Interest bearing bonds or tax anticipation  warrants
of  any  county,  township,  or  municipal corporation of the
State of Illinois.
    (10)  Direct obligations of the State of Israel,  subject
to  the  conditions  and limitations of item (5.1) of Section
1-113.
    (11)  Money market mutual  funds  managed  by  investment
companies  that  are  registered under the federal Investment
Company Act of 1940 and the Illinois Securities Law  of  1953
and   are   diversified,   open-ended  management  investment
companies; provided that the portfolio of  the  money  market
mutual fund is limited to the following:
         (i)  bonds,  notes,  certificates  of  indebtedness,
    treasury  bills,  or other securities that are guaranteed
    by the full faith and credit  of  the  United  States  of
    America as to principal and interest;
         (ii)  bonds,  notes,  debentures,  or  other similar
    obligations of  the  United  States  of  America  or  its
    agencies; and
         (iii)  short   term   obligations   of  corporations
    organized in the  United  States  with  assets  exceeding
    $400,000,000, provided that (A) the obligations mature no
    later than 180 days from the date of purchase, (B) at the
    time of purchase, the obligations are rated by at least 2
    standard  national  rating  services  at  one  of their 3
    highest classifications, and (C) the obligations held  by
    the  mutual  fund  do not exceed 10% of the corporation's
    outstanding obligations.
    (12)  General  accounts  of  life   insurance   companies
authorized to transact business in Illinois.
    (13)  Any combination of the following, not to exceed 10%
of the pension fund's net assets:
         (i)  separate  accounts  that  are  managed  by life
    insurance companies authorized to  transact  business  in
    Illinois  and  are  comprised  of  diversified portfolios
    consisting of common or preferred stocks, bonds, or money
    market instruments; and
         (ii)  separate  accounts   that   are   managed   by
    insurance  companies  authorized  to transact business in
    Illinois, and are comprised of real estate or loans  upon
    real estate secured by first or second mortgages; and
         (iii)  mutual   funds   that   meet   the  following
    requirements:
              (A)  the  mutual  fund   is   managed   by   an
         investment  company  as defined and registered under
         the federal  Investment  Company  Act  of  1940  and
         registered  under  the  Illinois  Securities  Law of
         1953;
              (B)  the mutual fund has been in operation  for
         at least 5 years;
              (C)  the  mutual  fund  has total net assets of
         $250 million or more; and
              (D)  the   mutual   fund   is   comprised    of
         diversified   portfolios   of  common  or  preferred
         stocks, bonds, or money market instruments.
(Source: P.A. 90-507, eff. 8-22-97.)

    (40 ILCS 5/1-116) (from Ch. 108 1/2, par. 1-116)
    Sec. 1-116.  Federal contribution and benefit limitations
limitation.
    (a)  This  Section  applies  to  all  pension  funds  and
retirement systems established under this Code.
    (a-5)  All   pension   funds   and   retirement   systems
established under this Code shall comply with the  applicable
contribution  and  benefit limitations imposed by Section 415
of the U.S. Internal Revenue Code of 1986 for  tax  qualified
plans under Section 401(a) of that Code.
    (b)  If   any  benefit  payable  by  a  pension  fund  or
retirement  system  subject  to  this  Section  exceeds   the
applicable  benefit  limits  set  by  Section 415 of the U.S.
Internal Revenue Code of 1986 for tax qualified  plans  under
Section 401(a) of that Code, the excess shall be payable only
from an excess benefit fund established under this Section in
accordance with federal law.
    (c)  An  excess  benefit fund shall be established by any
pension fund or retirement system  subject  to  this  Section
that  has  any  member  eligible  to  receive  a benefit that
exceeds the applicable benefit limits set by Section  415  of
the  U.S.  Internal  Revenue  Code  of 1986 for tax qualified
plans under Section 401(a) of that Code.   Amounts  shall  be
credited  to the excess benefit fund, and payments for excess
benefits made from the  excess  benefit  fund,  in  a  manner
consistent with the applicable federal law.
    (d)  For  purposes  of  matters  relating  to the benefit
limits set by Section 415 of the U.S. Internal  Revenue  Code
of  1986, the limitation year may be defined by each affected
pension fund or retirement system for that fund or system.
(Source: P.A. 90-19, eff. 6-20-97.)

    (40 ILCS 5/1-120 new)
    Sec. 1-120. Payment to trust.
    (a)  If a person is a minor or has been determined  by  a
court to be under a legal disability, any benefits payable to
that  person  under this Code may be paid to the trustee of a
trust created for the sole benefit of that person  while  the
person is living, if the trustee of the trust has advised the
board of trustees of the pension fund or retirement system in
writing  that  the benefits will be held or used for the sole
benefit of that  person.   The  pension  fund  or  retirement
system shall not be required to determine the validity of the
trust   or   of   any   of  the  terms  of  the  trust.   The
representation of  the  trustee  that  the  trust  meets  the
requirements  of  this  Section shall be conclusive as to the
pension fund or retirement system.  Payment  of  benefits  to
the  trust shall be an absolute discharge of the pension fund
or retirement system's liability with respect to the  amounts
so paid.
    (b)  For  purposes  of  this  Section,  "minor"  means an
unmarried person under the age of 18.
    (c)  This Section is not a limitation on any other  power
to  pay  benefits  to or on behalf of a minor or person under
legal disability that is granted under  this  Code  or  other
applicable law.

    (40 ILCS 5/2-121) (from Ch. 108 1/2, par. 2-121)
    Sec. 2-121.  Survivor's annuity - conditions for payment.
    (a)  A survivor's annuity shall be payable to a surviving
spouse  or  eligible child (1) upon the death in service of a
participant with at least 2 years of service credit,  or  (2)
upon  the  death  of  an annuitant in receipt of a retirement
annuity,  or  (3)  upon  the  death  of  a  participant   who
terminated service with at least 4 years of service credit.
    The change in this subsection (a) made by this amendatory
Act  of  1995 applies to survivors of participants who die on
or after December 1, 1994, without regard to whether  or  not
the participant was in service on or after the effective date
of this amendatory Act of 1995.
    (b)  To  be  eligible  for  the  survivor's  annuity, the
spouse and  the  participant  or  annuitant  must  have  been
married  for  a  continuous  period  of  at  least  one  year
immediately  preceding  the  date of death, but need not have
been married on the day of the participant's last termination
of service, regardless of whether such  termination  occurred
prior to the effective date of this amendatory Act of 1985.
    (c)  The  annuity  shall be payable beginning on the date
of a participant's death, or the first of the month following
an annuitant's death, if the spouse is then age 50  or  over,
or  beginning  at  age 50 if the spouse is then under age 50.
If an eligible  child  or  children  of  the  participant  or
annuitant  (or  a  child  or  children of the eligible spouse
meeting the criteria of item (1), (2), or (3)  of  subsection
(d)  of this Section) also survive, and the child or children
are under the care of the eligible spouse, the annuity  shall
begin  as  of the date of a participant's death, or the first
of the month following an annuitant's death,  without  regard
to the spouse's age.
    The change to this subsection made by this amendatory Act
of  1998 (relating to children of an eligible spouse) applies
to the eligible spouse of a participant or annuitant who dies
on or after  the  effective  date  of  this  amendatory  Act,
without  regard to whether the participant or annuitant is in
service on or after that effective date.
    (d)  For  the  purposes  of  this  Section  and   Section
2-121.1,  "eligible  child"  means  a  child  of the deceased
participant  or  annuitant  who  is  at  least  one  of   the
following:
         (1)  unmarried and under the age of 18;
         (2)  unmarried,  a  full-time student, and under the
    age of 22;
         (3)  dependent  by  reason  of  physical  or  mental
    disability.
    The inclusion of unmarried students under age 22  in  the
calculation of survivor's annuities by this amendatory Act of
1991  shall  apply to all eligible students beginning January
1, 1992, without regard to whether the  deceased  participant
or annuitant was in service on or after the effective date of
this amendatory Act of 1991.
    Adopted  children  shall have the same status as children
of the participant or annuitant, but only if the  proceedings
for  adoption  are  commenced  at least one year prior to the
date of the participant's or annuitant's death.
    (e)  Remarriage of a surviving spouse prior to attainment
of age 55 shall disqualify  the  surviving  spouse  from  the
receipt  of  a  survivor's  annuity, if the remarriage occurs
before the effective date of this amendatory Act of the  91st
General Assembly.
    The  changes  made  to this subsection by this amendatory
Act of the 91st General Assembly  (pertaining  to  remarriage
prior to age 55) apply without regard to whether the deceased
participant  or  annuitant  was  in  service  on or after the
effective date of this amendatory Act.
(Source: P.A. 89-136, eff. 7-14-95; 90-766, eff. 8-14-98.)
    (40 ILCS 5/2-121.1) (from Ch. 108 1/2, par. 2-121.1)
    Sec. 2-121.1.  Survivor's annuity - amount.
    (a)  A surviving spouse shall be entitled to 66  2/3%  of
the  amount of retirement annuity to which the participant or
annuitant was entitled on the date of death,  without  regard
to  whether  the participant had attained age 55 prior to his
or her death, subject to a minimum payment of 10% of  salary.
If  a  surviving spouse, regardless of age, has in his or her
care at the date of death any eligible child or  children  of
the  participant, the survivor's annuity shall be the greater
of the following: (1) 66 2/3% of  the  amount  of  retirement
annuity to which the participant or annuitant was entitled on
the  date  of  death,  or (2) 30% of the participant's salary
increased by 10% of salary on account  of  each  such  child,
subject  to  a  total  payment  for  the surviving spouse and
children of 50% of salary.  If eligible children survive  but
there  is  no  surviving  spouse,  or if the surviving spouse
remarries or dies or becomes disqualified by remarriage while
eligible children  survive,  each  eligible  child  shall  be
entitled to an annuity of 20% of salary, subject to a maximum
total payment for all such children of 50% of salary.
    However,   the  survivor's  annuity  payable  under  this
Section shall  not  be  less  than  100%  of  the  amount  of
retirement  annuity to which the participant or annuitant was
entitled on the date of death, if he or she is survived by  a
dependent disabled child.
    The  salary  to  be  used  for determining these benefits
shall be the  salary  used  for  determining  the  amount  of
retirement annuity as provided in Section 2-119.01.
    (b)  Upon   the   death   of   a  participant  after  the
termination of service or upon death  of  an  annuitant,  the
maximum  total  payment  to  a  surviving spouse and eligible
children, or to  eligible  children  alone  if  there  is  no
surviving  spouse,  shall be 75% of the retirement annuity to
which the participant or annuitant was entitled, unless there
is a dependent disabled child among the survivors.
    (c)  When a child ceases to be  an  eligible  child,  the
annuity  to that child, or to the surviving spouse on account
of that child, shall thereupon cease, and the annuity payable
to the surviving spouse or other eligible children  shall  be
recalculated if necessary.
    Upon  the  ineligibility  of the last eligible child, the
annuity shall immediately revert to the amount  payable  upon
death  of  a  participant or annuitant who leaves no eligible
children.  If the surviving spouse is then under age 50,  the
annuity  as revised shall be deferred until the attainment of
age 50.
    (d)  Beginning January 1, 1990, every survivor's  annuity
shall  be  increased  (1)  on  each January 1 occurring on or
after the commencement of the annuity if the deceased  member
died  while  receiving  a retirement annuity, or (2) in other
cases, on each January 1 occurring  on  or  after  the  first
anniversary  of the commencement of the annuity, by an amount
equal to 3% of the current amount of the  annuity,  including
any  previous  increases  under  this Article. Such increases
shall apply without regard to whether the deceased member was
in service on or after the effective date of this  amendatory
Act  of  1991,  but  shall not accrue for any period prior to
January 1, 1990.
    (e)  Notwithstanding any other provision of this Article,
beginning January 1, 1990,  the  minimum  survivor's  annuity
payable to any person who is entitled to receive a survivor's
annuity  under  this Article shall be $300 per month, without
regard to whether or not  the  deceased  participant  was  in
service on the effective date of this amendatory Act of 1989.
    (f)  In  the  case  of  a proportional survivor's annuity
arising under the Retirement Systems Reciprocal Act where the
amount payable by the System on January 1, 1993 is less  than
$300  per  month,  the  amount payable by the System shall be
increased beginning on that date by a monthly amount equal to
$2 for each full year that  has  expired  since  the  annuity
began.
(Source: P.A. 86-273; 86-1488; 87-794; 87-1265.)

    (40 ILCS 5/3-110) (from Ch. 108 1/2, par. 3-110)
    Sec. 3-110.  Creditable service.
    (a)  "Creditable  service" is the time served by a police
officer as a member of a regularly constituted  police  force
of  a municipality. In computing creditable service furloughs
without pay exceeding 30 days shall not be counted,  but  all
leaves  of  absence  for  illness  or accident, regardless of
length, and all periods of disability retirement for which  a
police  officer  has  received no disability pension payments
under this Article shall be counted.
    (b)  Creditable service includes all periods  of  service
in  the  military,  naval  or air forces of the United States
entered  upon  while  an   active   police   officer   of   a
municipality,  provided  that  upon  applying for a permanent
pension, and in accordance with the rules of the  board,  the
police  officer  pays  into  the  fund the amount the officer
would have contributed if  he  or  she  had  been  a  regular
contributor  during  such  period,  to  the  extent  that the
municipality which the police officer  served  has  not  made
such contributions in the officer's behalf.  The total amount
of  such  creditable service shall not exceed 5 years, except
that any police officer who on July 1, 1973 had more  than  5
years  of  such  creditable  service  shall receive the total
amount thereof.
    (c)  Creditable service also includes service rendered by
a police officer while on leave  of  absence  from  a  police
department  to serve as an executive of an organization whose
membership  consists  of  members  of  a  police  department,
subject to the following conditions:  (i) the police  officer
is  a  participant  of  a fund established under this Article
with at least 10 years of service as a police  officer;  (ii)
the  police officer received no credit for such service under
any other retirement system, pension  fund,  or  annuity  and
benefit  fund  included  in  this Code; (iii) pursuant to the
rules of the board the police officer pays to  the  fund  the
amount  he or she would have contributed had the officer been
an active member of  the  police  department;  and  (iv)  the
organization  pays a contribution equal to the municipality's
normal cost for that period of service.
    (d)(1)  Creditable  service  also  includes  periods   of
service originally established in another police pension fund
under this Article or in the Fund established under Article 7
of  this  Code  for  which  (i)  the  contributions have been
transferred under Section 3-110.7 or Section 7-139.9 and (ii)
any additional contribution required under paragraph  (2)  of
this  subsection has been paid in full in accordance with the
requirements of this subsection (d).
    (2)  If the board of the pension fund to which creditable
service  and  related  contributions  are  transferred  under
Section  3-110.7  or  7-139.9  determines  that  the   amount
transferred is less than the true cost to the pension fund of
allowing  that  creditable service to be established, then in
order to establish that creditable service the police officer
must pay to the  pension  fund,  within  the  payment  period
specified  in paragraph (3) of this subsection, an additional
contribution equal to the difference, as  determined  by  the
board  in  accordance  with  the rules and procedures adopted
under paragraph (6) of this subsection.
    (3)  Except as provided in paragraph (4), the  additional
contribution  must  be  paid  to the board (i) within 5 years
from the date of the transfer of contributions under  Section
3-110.7  or  7-139.9  and  (ii)  before  the  police  officer
terminates   service   with   the   fund.    The   additional
contribution  may be paid in a lump sum or in accordance with
a schedule of installment payments authorized by the board.
    (4)  If the police officer dies in service before payment
in full has been made and before the expiration of the 5-year
payment period, the surviving spouse of the officer may elect
to pay the unpaid amount on the  officer's  behalf  within  6
months  after the date of death, in which case the creditable
service shall  be  granted  as  though  the  deceased  police
officer  had paid the remaining balance on the day before the
date of death.
    (5)  If the additional contribution is not paid  in  full
within the required time, the creditable service shall not be
granted  and  the  police officer (or the officer's surviving
spouse or estate) shall be entitled to receive  a  refund  of
(i)  any  partial payment of the additional contribution that
has been made by the police officer and (ii)  those  portions
of  the  amounts  transferred  under  subdivision  (a)(1)  of
Section  3-110.7 or subdivisions (a)(1) and (a)(3) of Section
7-139.9 that represent employee  contributions  paid  by  the
police  officer  (but  not  the accumulated interest on those
contributions) and interest paid by the police officer to the
prior pension fund in order to reinstate  service  terminated
by acceptance of a refund.
    At  the  time of paying a refund under this item (5), the
pension fund shall also repay to the pension fund from  which
the  contributions  were transferred under Section 3-110.7 or
7-139.9 the amount originally transferred  under  subdivision
(a)(2)  of  that Section, plus interest at the rate of 6% per
year, compounded annually, from  the  date  of  the  original
transfer  to  the  date  of repayment.  Amounts repaid to the
Article 7 fund under this provision shall be credited to  the
appropriate municipality.
    Transferred  credit that is not granted due to failure to
pay the additional contribution within the required  time  is
lost;  it  may not be transferred to another pension fund and
may not be reinstated in the pension fund from which  it  was
transferred.
    (6)  The  Public  Employee  Pension  Fund Division of the
Department of Insurance shall establish by rule the manner of
making the calculation required under paragraph (2)  of  this
subsection,  taking  into  account  the appropriate actuarial
assumptions; the police officer's service,  age,  and  salary
history;  the  level  of funding of the pension fund to which
the credits are being transferred; and any other factors that
the Division  determines  to  be  relevant.   The  rules  may
require  that  all  calculations  made under paragraph (2) be
reported  to  the  Division  by  the  board  performing   the
calculation,  together  with  documentation of the creditable
service to be transferred, the amounts of  contributions  and
interest   to   be  transferred,  the  manner  in  which  the
calculation was performed, the numbers relied upon in  making
the  calculation,  the  results  of  the calculation, and any
other information the Division may deem useful.
(Source: P.A. 89-52, eff. 6-30-95; 90-460, eff. 8-17-97.)

    (40 ILCS 5/7-139) (from Ch. 108 1/2, par. 7-139)
    Sec. 7-139.  Credits and creditable service to employees.
    (a)  Each participating employee shall be granted credits
and creditable  service,  for  purposes  of  determining  the
amount of any annuity or benefit to which he or a beneficiary
is entitled, as follows:
         1.   For  prior service: Each participating employee
    who is an employee of  a  participating  municipality  or
    participating instrumentality on the effective date shall
    be  granted  creditable  service,  but  no  credits under
    paragraph 2 of this subsection (a), for periods of  prior
    service  for which credit has not been received under any
    other pension fund or retirement system established under
    this Code, as follows:
         If the  effective  date  of  participation  for  the
    participating      municipality      or     participating
    instrumentality  is  on  or  before  January   1,   1998,
    creditable service shall be granted for the entire period
    of  prior service with that employer without any employee
    contribution.
         If the  effective  date  of  participation  for  the
    participating      municipality      or     participating
    instrumentality is  after  January  1,  1998,  creditable
    service  shall  be granted for the last 20% of the period
    of prior service with that employer, but no more  than  5
    years,    without    any    employee   contribution.    A
    participating employee may establish  creditable  service
    for  the  remainder  of  the period of prior service with
    that  employer  by  making  an  application  in  writing,
    accompanied by payment of an employee contribution in  an
    amount  determined  by  the  Fund,  based on the employee
    contribution rates in effect at the time  of  application
    for the creditable service and the employee's salary rate
    on the effective date of participation for that employer,
    plus  interest at the effective rate from the date of the
    prior service to the date of  payment.   Application  for
    this creditable service may be made at any time while the
    employee is still in service.
         Any  person  who has withdrawn from the service of a
    participating     municipality      or      participating
    instrumentality prior to the effective date, who reenters
    the  service  of  the  same municipality or participating
    instrumentality after the effective date  and  becomes  a
    participating  employee is entitled to creditable service
    for  prior  service  as  otherwise   provided   in   this
    subdivision  (a)(1)  only if he or she renders 2 years of
    service as a participating employee after  the  effective
    date.  Application for such service must be made while in
    a  participating  status.   The salary rate to be used in
    the calculation of the required employee contribution, if
    any, shall be the employee's salary rate at the  time  of
    first  reentering  service  with  the  employer after the
    employer's effective date of participation.
         2.  For current service, each participating employee
    shall be credited with:
              a.  Additional credits of amounts equal to each
         payment of additional  contributions  received  from
         him   under  Section  7-173,  as  of  the  date  the
         corresponding payment of earnings is payable to him.
              b.  Normal credits of  amounts  equal  to  each
         payment  of  normal contributions received from him,
         as of the date the corresponding payment of earnings
         is payable to him, and normal contributions made for
         the purpose  of  establishing  out-of-state  service
         credits  as permitted under the conditions set forth
         in paragraph 6 of this subsection (a).
              c.  Municipality credits in an amount equal  to
         1.4   times   the   normal   credits,  except  those
         established by out-of-state service credits,  as  of
         the  date  of  computation  of  any benefit if these
         credits would increase the benefit.
              d.  Survivor credits equal to each  payment  of
         survivor    contributions    received    from    the
         participating   employee   as   of   the   date  the
         corresponding payment of earnings  is  payable,  and
         survivor  contributions  made  for  the  purpose  of
         establishing out-of-state service credits.
         3.  For periods of temporary and total and permanent
    disability  benefits,  each employee receiving disability
    benefits shall be  granted  creditable  service  for  the
    period  during  which  disability  benefits  are payable.
    Normal and survivor  credits,  based  upon  the  rate  of
    earnings  applied  for disability benefits, shall also be
    granted if such credits would result in a higher  benefit
    to any such employee or his beneficiary.
         4.  For  authorized leave of absence without pay:  A
    participating  employee  shall  be  granted  credits  and
    creditable service for periods  of  authorized  leave  of
    absence without pay under the following conditions:
              a.  An  application  for credits and creditable
         service is submitted to the board while the employee
         is in a status of active employment,  and  within  2
         years  after  termination  of  the  leave of absence
         period for which credits and creditable service  are
         sought.
              b.  Not   more   than  12  complete  months  of
         creditable service for authorized leave  of  absence
         without   pay  shall  be  counted  for  purposes  of
         determining any benefits payable under this Article.
              c.  Credits and  creditable  service  shall  be
         granted  for  leave of absence only if such leave is
         approved by the governing body of the  municipality,
         including  approval of the estimated cost thereof to
         the municipality as  determined  by  the  fund,  and
         employee   contributions,   plus   interest  at  the
         effective rate applicable for each year from the end
         of the period of leave to date of payment, have been
         paid to the fund in accordance with  Section  7-173.
         The   contributions   shall  be  computed  upon  the
         assumption earnings continued during the  period  of
         leave at the rate in effect when the leave began.
              d.  Benefits  under  the provisions of Sections
         7-141, 7-146, 7-150 and 7-163 shall  become  payable
         to  employees  on  authorized  leave  of absence, or
         their designated beneficiary, only if such leave  of
         absence is creditable hereunder, and if the employee
         has  at  least  one year of creditable service other
         than the service granted for leave of absence.   Any
         employee  contributions due may be deducted from any
         benefits payable.
              e.  No credits or creditable service  shall  be
         allowed  for leave of absence without pay during any
         period of prior service.
         5.  For military service: The governing  body  of  a
    municipality  or  participating instrumentality may elect
    to allow creditable service  to  participating  employees
    who  leave  their employment to serve in the armed forces
    of the United States for all  periods  of  such  service,
    provided  that  the  person  returns to active employment
    within 90 days after completion of full time active duty,
    but no creditable service shall be  allowed  such  person
    for  any  period that can be used in the computation of a
    pension or any other pay or benefit, other than  pay  for
    active  duty,  for  service  in  any  branch of the armed
    forces  of  the  United  States.   If  necessary  to  the
    computation of any benefit,  the  board  shall  establish
    municipality  credits  for  participating employees under
    this  paragraph  on  the  assumption  that  the  employee
    received earnings at the rate received  at  the  time  he
    left  the  employment  to  enter  the  armed  forces.   A
    participating  employee  in the armed forces shall not be
    considered an employee during such period of service  and
    no  additional  death  and  no  disability  benefits  are
    payable for death or disability during such period.
         Any  participating  employee who left his employment
    with a municipality or participating  instrumentality  to
    serve  in  the  armed forces of the United States and who
    again became a  participating  employee  within  90  days
    after completion of full time active duty by entering the
    service  of  a  different  municipality  or participating
    instrumentality, which has elected  to  allow  creditable
    service   for  periods  of  military  service  under  the
    preceding paragraph, shall  also  be  allowed  creditable
    service  for  his  period of military service on the same
    terms that would apply if he had  been  employed,  before
    entering   military   service,  by  the  municipality  or
    instrumentality which employed  him  after  he  left  the
    military  service  and  the  employer  costs  arising  in
    relation  to  such  grant  of creditable service shall be
    charged   to   and   paid   by   that   municipality   or
    instrumentality.
         Notwithstanding  the  foregoing,  any  participating
    employee shall  be  entitled  to  creditable  service  as
    required  by  any  federal  law relating to re-employment
    rights of persons who served in the United  States  Armed
    Services.   Such creditable service shall be granted upon
    payment by the member of an amount equal to the  employee
    contributions  which  would  have  been  required had the
    employee  continued  in  service  at  the  same  rate  of
    earnings during the military leave period, plus  interest
    at the effective rate.
         5.1.  In   addition   to   any   creditable  service
    established under paragraph 5  of  this  subsection  (a),
    creditable  service may be granted for up to 24 months of
    service in the armed forces of the United States.
         In order to receive creditable service for  military
    service   under   this  paragraph  5.1,  a  participating
    employee must (1)  apply  to  the  Fund  in  writing  and
    provide   evidence   of  the  military  service  that  is
    satisfactory  to  the  Board;  (2)  obtain  the   written
    approval   of   the   current   employer;  and  (3)  make
    contributions to the  Fund  equal  to  (i)  the  employee
    contributions  that  would  have  been  required  had the
    service been rendered as a member, plus  (ii)  an  amount
    determined  by  the  board  to be equal to the employer's
    normal cost of the benefits  accrued  for  that  military
    service,  plus  (iii) interest on items (i) and (ii) from
    the date of first membership in the Fund to the  date  of
    payment.   If  payment  is made during the 6-month period
    that begins 3 months after the  effective  date  of  this
    amendatory Act of 1997, the required interest shall be at
    the   rate   of   2.5%  per  year,  compounded  annually;
    otherwise, the required interest shall be  calculated  at
    the regular interest rate.
         6.  For  out-of-state  service:  Creditable  service
    shall  be granted for service rendered to an out-of-state
    local governmental body under the  following  conditions:
    The   employee   had  participated  and  has  irrevocably
    forfeited all rights  to  benefits  in  the  out-of-state
    public  employees  pension  system; the governing body of
    his   participating   municipality   or   instrumentality
    authorizes the employee to establish  such  service;  the
    employee   has   2   years   current  service  with  this
    municipality  or   participating   instrumentality;   the
    employee makes a payment of contributions, which shall be
    computed  at  8% (normal) plus 2% (survivor) times length
    of service purchased times the average rate  of  earnings
    for the first 2 years of service with the municipality or
    participating   instrumentality   whose   governing  body
    authorizes the service established plus interest  at  the
    effective  rate on the date such credits are established,
    payable from the date the employee completes the required
    2 years of current service to date  of  payment.   In  no
    case  shall more than 120 months of creditable service be
    granted under this provision.
         7.  For retroactive service:  Any employee who could
    have  but  did  not  elect  to  become  a   participating
    employee,  or  who  should have been a participant in the
    Municipal  Public  Utilities  Annuity  and  Benefit  Fund
    before that fund was superseded, may  receive  creditable
    service  for  the  period  of  service  not  to exceed 50
    months; however, a current or former county board  member
    may establish credit under this paragraph 7 for more than
    50  months  of service as a member of the county board if
    the excess over 50 months is approved  by  resolution  of
    the  affected  county  board  filed  with the Fund before
    January 1, 1999.
         Any employee who is a participating employee  on  or
    after  September  24,  1981  and  who  was  excluded from
    participation by the age restrictions removed  by  Public
    Act 82-596 may receive creditable service for the period,
    on  or  after  January  1,  1979,  excluded  by  the  age
    restriction  and,  in  addition, if the governing body of
    the   participating   municipality    or    participating
    instrumentality  elects  to  allow creditable service for
    all employees excluded by the age  restriction  prior  to
    January  1,  1979, for service during the period prior to
    that date excluded by the age restriction.  Any  employee
    who   was   excluded   from   participation  by  the  age
    restriction removed by Public Act 82-596 and who is not a
    participating employee on or after September 24, 1981 may
    receive creditable service for service after  January  1,
    1979.  Creditable  service  under this paragraph shall be
    granted upon payment of the employee contributions  which
    would  have  been  required  had  he  participated,  with
    interest at the effective rate for each year from the end
    of the period of service established to date of payment.
         8.  For    accumulated   unused   sick   leave:    A
    participating employee who is applying for  a  retirement
    annuity  shall be entitled to creditable service for that
    portion of the employee's accumulated unused  sick  leave
    for which payment is not received, as follows:
              a.  Sick  leave  days shall be limited to those
         accumulated under a sick leave plan established by a
         participating    municipality    or    participating
         instrumentality which is available to all  employees
         or a class of employees.
              b.  Only  sick  leave  days  accumulated with a
         participating    municipality    or    participating
         instrumentality  with  which  the  employee  was  in
         service within 60 days of the effective date of  his
         retirement   annuity   shall  be  credited;  If  the
         employee was in service with more than one  employer
         during this period only the sick leave days with the
         employer  with  which  the employee has the greatest
         number  of  unpaid  sick   leave   days   shall   be
         considered.
              c.  The  creditable  service  granted  shall be
         considered solely for the purpose of  computing  the
         amount  of  the  retirement annuity and shall not be
         used  to  establish  any  minimum   service   period
         required  by  any  provision of the Illinois Pension
         Code, the effective date of the retirement  annuity,
         or the final rate of earnings.
              d.  The creditable service shall be at the rate
         of  1/20 of a month for each full sick day, provided
         that no more than 12 months may  be  credited  under
         this subdivision 8.
              e.  Employee   contributions   shall   not   be
         required   for   creditable   service   under   this
         subdivision 8.
              f.  Each    participating    municipality   and
         participating instrumentality with which an employee
         has service within 60 days of the effective date  of
         his  retirement  annuity  shall certify to the board
         the number of accumulated  unpaid  sick  leave  days
         credited  to the employee at the time of termination
         of service.
         9.  For service  transferred  from  another  system:
    Credits  and  creditable  service  shall  be  granted for
    service under Article 3, 4, 5, 14 or 16 of this  Act,  to
    any  active  member  of  this  Fund,  and to any inactive
    member who has been a county sheriff,  upon  transfer  of
    such credits pursuant to Section 3-110.3, 4-108.3, 5-235,
    14-105.6  or  16-131.4,  and payment by the member of the
    amount  by  which   (1)   the   employer   and   employee
    contributions  that  would  have  been required if he had
    participated in this Fund as a sheriff's law  enforcement
    employee  during  the  period  for  which credit is being
    transferred, plus interest thereon at the effective  rate
    for  each  year,   compounded  annually, from the date of
    termination of the service  for  which  credit  is  being
    transferred  to  the  date  of  payment,  exceeds (2) the
    amount actually transferred to the Fund. Such transferred
    service shall be deemed to be service as a sheriff's  law
    enforcement employee for the purposes of Section 7-142.1.
    (b)  Creditable service - amount:
         1.  One month of creditable service shall be allowed
    for  each  month  for which a participating employee made
    contributions as required under  Section  7-173,  or  for
    which  creditable service is otherwise granted hereunder.
    Not more than 1 month of service shall  be  credited  and
    counted for 1 calendar month, and not more than 1 year of
    service  shall  be  credited and counted for any calendar
    year.  A calendar month means a nominal  month  beginning
    on  the  first  day  thereof, and a calendar year means a
    year beginning January 1 and ending December 31.
         2.  A seasonal employee shall be given 12 months  of
    creditable  service if he renders the number of months of
    service normally required by the position in  a  12-month
    period  and he remains in service for the entire 12-month
    period.  Otherwise a fractional year of  service  in  the
    number of months of service rendered shall be credited.
         3.  An   intermittent   employee   shall   be  given
    creditable service for  only  those  months  in  which  a
    contribution is made under Section 7-173.
    (c)  No   application   for   correction  of  credits  or
creditable service  shall  be  considered  unless  the  board
receives   an   application  for  correction  while  (1)  the
applicant  is  a  participating  employee   and   in   active
employment    with    a    participating    municipality   or
instrumentality, or  (2)  while  the  applicant  is  actively
participating in a pension fund or retirement system which is
a   participating   system   under   the  Retirement  Systems
Reciprocal Act.  A participating employee or other  applicant
shall not be entitled to credits or creditable service unless
the required employee contributions are made in a lump sum or
in installments made in accordance with board rule.
    (d)  Upon  the granting of a retirement, surviving spouse
or child annuity, a death benefit or a separation benefit, on
account of any employee, all individual  accumulated  credits
shall  thereupon terminate. Upon the withdrawal of additional
contributions, the credits applicable thereto shall thereupon
terminate.   Terminated  credits  shall  not  be  applied  to
increase the benefits any remaining employee would  otherwise
receive under this Article.
(Source: P.A. 90-448, eff. 8-16-97.)

    (40 ILCS 5/7-141) (from Ch. 108 1/2, par. 7-141)
    Sec.   7-141.    Retirement   annuities   -   Conditions.
Retirement  annuities  shall  be  payable  as hereinafter set
forth:
    (a)  A participating employee who, regardless  of  cause,
is   separated   from   the   service  of  all  participating
municipalities    and    instrumentalities    thereof     and
participating   instrumentalities  shall  be  entitled  to  a
retirement annuity provided:
    1.  He is at least age 55, or in the case of a person who
is eligible to have  his  annuity  calculated  under  Section
7-142.1, he is at least age 50;
    2.   He  is  (i)  an  employee  who  was  employed by any
participating municipality or  participating  instrumentality
which   had  not  elected  to  exclude  persons  employed  in
positions normally requiring performance  of  duty  for  less
than  1000  hours  per  year  or  was  employed in a position
normally requiring performance of duty for 600 hours or  more
per   year  prior  to  such  election  by  any  participating
municipality or participating instrumentality included in and
subject to this Article on or before the  effective  date  of
this  amendatory  Act of 1981 which made such election and is
not entitled to receive earnings for employment in a position
normally requiring performance of duty for 600 hours or  more
per    year    for   any   participating   municipality   and
instrumentalities thereof and participating  instrumentality;
or  (ii) an employee who was employed only by a participating
municipality    or    participating    instrumentality,    or
participating      municipalities      or       participating
instrumentalities,  which  have elected to exclude persons in
positions normally requiring performance  of  duty  for  less
than  1000  hours  per  year after the effective date of such
exclusion or which are included  under  and  subject  to  the
Article  after  the  effective date of this amendatory Act of
1981 and elects to exclude persons in such positions, and  is
not entitled to receive earnings for employment in a position
normally requiring performance of duty for 1000 hours or more
per   year   by   such   a   participating   municipality  or
participating instrumentality;
    3.  The amount of his annuity, before the application  of
paragraph (b) of Section 7-142 is at least $10 per month;
    4.  If  he  first  became  a participating employee after
December 31, 1961, he has at least 8 years of service.   This
service  requirement  shall  not  apply  to any participating
employee, regardless of participation date,  if  the  General
Assembly terminates the Fund.
    (b)  Retirement annuities shall be payable:
    1.  As provided in Section 7-119;
    2.  Except  as  provided  in  item 3, upon receipt by the
fund of a written application by the  board.   The  effective
date  may  be not more than one year prior to the date of the
receipt by the fund of the application;
    3.  Upon attainment of age 70 1/2 if (i) the  member  (i)
has  not  submitted  an application for the annuity, (ii) the
member has at least 8 years  of  service  credit  and  is  no
longer  in  service,  and  (ii)  is  otherwise entitled to an
annuity under this Article  (iii) the pension  amount  is  at
least  $30 per month, and (iv) the Fund is able to locate the
member;
    4.  To the beneficiary of the deceased annuitant for  the
unpaid amount accrued to date of death, if any.
(Source: P.A. 87-740.)

    (40 ILCS 5/7-141.1)
    Sec. 7-141.1. Early retirement incentive.
    (a)  The General Assembly finds and declares that:
         (1)  Units of local government across the State have
    been functioning under a financial crisis.
         (2)  This financial crisis is expected to continue.
         (3)  Units   of  local  government  must  depend  on
    additional sources of revenue and, when those sources are
    not forthcoming, must establish cost-saving programs.
         (4)  An   early   retirement   incentive    designed
    specifically to target highly-paid senior employees could
    result in significant annual cost savings.
         (5)  The  early  retirement incentive should be made
    available only to those units of  local  government  that
    determine  that an early retirement incentive is in their
    best interest.
         (6)  A unit of local government adopting  a  program
    of  early  retirement  incentives  under  this Section is
    encouraged to implement personnel procedures to prohibit,
    for at least 5 years, the rehiring (whether on payroll or
    by independent contract) of employees who  receive  early
    retirement incentives.
         (7)  A  unit  of local government adopting a program
    of early retirement incentives under this Section is also
    encouraged  to  replace  as  few  of  the   participating
    employees  as  possible and to hire replacement employees
    for salaries totaling no  more  than  80%  of  the  total
    salaries  formerly  paid to the employees who participate
    in the early retirement program.
    It is the primary purpose of this  Section  to  encourage
units of local government that can realize true cost savings,
or  have  determined  that  an early retirement program is in
their  best  interest,  to  implement  an  early   retirement
program.
    (b)  Until  the  effective date of this amendatory Act of
1997, this Section does not apply to any employer that  is  a
city,  village, or incorporated town, nor to the employees of
any such employer.  Beginning on the effective date  of  this
amendatory  Act  of  1997,  any  employer under this Article,
including  an  employer  that  is   a   city,   village,   or
incorporated   town,    may  establish  an  early  retirement
incentive program for its employees under this Section.   The
decision of a city, village, or incorporated town to consider
or  establish  an  early  retirement  program  is at the sole
discretion of that city, village, or incorporated  town,  and
nothing  in  this  amendatory Act of 1997 limits or otherwise
diminishes  this  discretion.   Nothing  contained  in   this
Section  shall  be  construed  to require a city, village, or
incorporated town to establish an  early  retirement  program
and  no  city, village, or incorporated town may be compelled
to implement such a program.
    The benefits provided in this Section are available  only
to  members  employed  by  a  participating employer that has
filed with the Board of the Fund a  resolution  or  ordinance
expressly  providing  for the creation of an early retirement
incentive program under this Section for  its  employees  and
specifying   the  effective  date  of  the  early  retirement
incentive program.  Subject to the limitation  in  subsection
(h),   an  employer  may  adopt  a  resolution  or  ordinance
providing a program of early retirement incentives under this
Section at any time.
    The resolution or ordinance shall be in substantially the
following form:

               RESOLUTION (ORDINANCE) NO. ....
         A RESOLUTION (ORDINANCE) ADOPTING AN EARLY
         RETIREMENT INCENTIVE PROGRAM FOR EMPLOYEES
          IN THE ILLINOIS MUNICIPAL RETIREMENT FUND
    WHEREAS, Section 7-141.1 of  the  Illinois  Pension  Code
provides  that a participating employer may elect to adopt an
early retirement incentive program offered  by  the  Illinois
Municipal   Retirement  Fund  by  adopting  a  resolution  or
ordinance; and
    WHEREAS, The goal of adopting an early retirement program
is to realize a substantial savings  in  personnel  costs  by
offering  early  retirement  incentives to employees who have
accumulated many years of service credit; and
    WHEREAS, Implementation of the early  retirement  program
will  provide  a budgeting tool to aid in controlling payroll
costs; and
    WHEREAS, The (name of governing body) has determined that
the adoption of an early retirement incentive program  is  in
the  best  interests of the (name of participating employer);
therefore be it
    RESOLVED (ORDAINED) by the (name of  governing  body)  of
(name of participating employer) that:
    (1)  The  (name  of  participating  employer) does hereby
adopt the Illinois Municipal Retirement Fund early retirement
incentive program as  provided  in  Section  7-141.1  of  the
Illinois   Pension  Code.   The  early  retirement  incentive
program shall take effect on (date).
    (2)  In order to help achieve  a  true  cost  savings,  a
person  who  retires  under  the  early  retirement incentive
program shall lose  those  incentives  if  he  or  she  later
accepts  employment  with any IMRF employer in a position for
which participation in IMRF is required or is elected by  the
employee.
    (3)  In order to utilize an early retirement incentive as
a  budgeting  tool, the (name of participating employer) will
use its best efforts either to limit the number of  employees
who   replace  the  employees  who  retire  under  the  early
retirement program or to  limit  the  salaries  paid  to  the
employees  who  replace  the  employees  who retire under the
early retirement program.
    (4)  The effective date  of  each  employee's  retirement
under  this early retirement program shall be set by (name of
employer) and shall be no earlier than the effective date  of
the  program  and no later than one year after that effective
date;  except  that  the  employee  may  require   that   the
retirement date set by the employer be no later than the June
30 next occurring after the effective date of the program and
no  earlier  than  the date upon which the employee qualifies
for retirement.
    (5)  To be eligible for the  early  retirement  incentive
under  this  Section,  the employee must have attained age 50
and have at least 20 years of creditable service  by  his  or
her retirement date.
    (6)  The  (clerk  or  secretary)  shall  promptly  file a
certified copy of this resolution (ordinance) with the  Board
of Trustees of the Illinois Municipal Retirement Fund.
CERTIFICATION
    I,  (name),  the  (clerk  or  secretary)  of the (name of
participating employer) of the County  of  (name),  State  of
Illinois, do hereby certify that I am the keeper of the books
and  records of the (name of employer) and that the foregoing
is a true and correct copy of a resolution  (ordinance)  duly
adopted  by  the  (governing body) at a meeting duly convened
and held on (date).
SEAL
(Signature of clerk or secretary)

    (c)  To be eligible for the benefits  provided  under  an
early   retirement   incentive  program  adopted  under  this
Section, a member must:
         (1)  be a participating employee of this  Fund  who,
    on  the  effective  date of the program, (i) is in active
    payroll status as an employee of a participating employer
    that has filed the required ordinance or resolution  with
    the  Board, (ii) is on layoff status from such a position
    with a right of re-employment or recall to service, (iii)
    is on a leave of absence from such a position, or (iv) is
    on disability but has not been receiving  benefits  under
    Section  7-146 or 7-150 for a period of more than 2 years
    from the date of application;
         (2)  have never  previously  received  a  retirement
    annuity  under  this  Article  or  under  the  Retirement
    Systems  Reciprocal  Act using service credit established
    under this Article;
         (3)  (blank);  file with the Board within 60 days of
    the  effective  date  of  the  program   an   application
    requesting the benefits provided in this Section;
         (4)  have at least 20 years of creditable service in
    the  Fund  by  the date of retirement, without the use of
    any creditable service established under this Section;
         (5)  have attained age 50 by the date of retirement,
    without the use of any  age  enhancement  received  under
    this Section; and
         (6)  be  eligible  to  receive  a retirement annuity
    under this Article by the date of retirement,  for  which
    purpose   the  age  enhancement  and  creditable  service
    established under this Section may be considered.
    (d)  The employer shall determine the retirement date for
each employee participating in the early  retirement  program
adopted  under this Section.  The retirement date shall be no
earlier than the effective date of the program and  no  later
than  one  year  after  that  effective date, except that the
employee may require that the  retirement  date  set  by  the
employer  be  no  later than the June 30 next occurring after
the effective date of the program and  no  earlier  than  the
date  upon  which the employee qualifies for retirement.  The
employer shall give each employee participating in the  early
retirement  program  at  least  30 days written notice of the
employee's designated retirement date,  unless  the  employee
waives this notice requirement.
    (e)  An  eligible  person  may establish up to 5 years of
creditable service under this Section.  In addition, for each
period of creditable service established under this  Section,
a  person  shall  have  his  or  her age at retirement deemed
enhanced by an equivalent period.
    The creditable service established under this Section may
be  used  for  all  purposes  under  this  Article  and   the
Retirement Systems Reciprocal Act, except for the computation
of  final rate of earnings and the determination of earnings,
salary, or compensation under this or any  other  Article  of
the Code.
    The age enhancement established under this Section may be
used   for   all   purposes  under  this  Article  (including
calculation  of  the  reduction  imposed  under   subdivision
(a)1b(iv)  of  Section  7-142),   except  for  purposes  of a
reversionary   annuity   under   Section   7-145   and    any
distributions  required  because of age.  The age enhancement
established under this Section may be used in  calculating  a
proportionate   annuity   payable  by  this  Fund  under  the
Retirement Systems Reciprocal Act, but shall not be  used  in
determining  benefits  payable  under  other Articles of this
Code under the Retirement Systems Reciprocal Act.
    (f)  For all creditable service  established  under  this
Section,  the  member  must  pay  to  the  Fund  an  employee
contribution  consisting  of  4.5%  of  the  member's highest
annual salary rate used in the  determination  of  the  final
rate  of  earnings  for  retirement annuity purposes for each
year of creditable service granted under this  Section.   For
creditable service established under this Section by a person
who  is  a  sheriff's  law  enforcement employee to be deemed
service as a sheriff's law enforcement employee, the employee
contribution shall be at the rate of 6.5% of  highest  annual
salary per year of creditable service granted.  Contributions
for  fractions  of  a year of service shall be prorated.  Any
amounts that are disregarded in determining the final rate of
earnings under subdivision (d)(5) of Section 7-116 (the  125%
rule)  shall  also be disregarded in determining the required
contribution under this subsection (f).
    The employee contribution shall be paid to  the  Fund  as
follows:  If the member is entitled to a lump sum payment for
accumulated  vacation,  sick  leave,  or  personal leave upon
withdrawal  from  service,  the  employer  shall  deduct  the
employee contribution from that lump sum and pay the deducted
amount directly to the Fund.  If there is no  such  lump  sum
payment or the required employee contribution exceeds the net
amount  of  the  lump  sum payment, then the remaining amount
due, at the option of the employee, may either be paid to the
Fund before  the  annuity  commences  or  deducted  from  the
retirement annuity in 24 equal monthly installments.
    (g)  An annuitant who has received any age enhancement or
creditable  service under this Section and thereafter accepts
employment with or enters into a personal  services  contract
with an employer under this Article thereby forfeits that age
enhancement  and  creditable  service.   A  person forfeiting
early retirement incentives under this  subsection  (i)  must
repay  to  the  Fund  that  portion of the retirement annuity
already  received  which  is  attributable   to   the   early
retirement  incentives  that  are being forfeited, (ii) shall
not be eligible to participate in any future early retirement
program adopted under this Section, and (iii) is entitled  to
a  refund  of the employee contribution paid under subsection
(f).  The Board shall deduct the required repayment from  the
refund  and  may  impose  a  reasonable  payment schedule for
repaying the amount, if any, by which the required  repayment
exceeds the refund amount.
    (h)  The  additional  unfunded  liability  accruing  as a
result of the adoption  of  a  program  of  early  retirement
incentives  under  this  Section  by  an  employer  shall  be
amortized over a period of 10 years beginning on January 1 of
the second calendar year following the calendar year in which
the latest date for beginning to receive a retirement annuity
under  the  program  (as  determined  by  the  employer under
subsection (d) of  this  Section)  occurs;  except  that  the
employer may provide for a shorter amortization period (of no
less  than  5  years)  by adopting an ordinance or resolution
specifying  the  length  of  the  amortization   period   and
submitting a certified copy of the ordinance or resolution to
the  Fund  no later than 6 months after the effective date of
the program.  An employer, at its discretion, may  accelerate
payments to the Fund.
    An  employer  may  provide more than one early retirement
incentive program  for  its  employees  under  this  Section.
However,  an  employer  that has provided an early retirement
incentive program for its employees under  this  Section  may
not  provide another early retirement incentive program under
this Section until the liability  arising  from  the  earlier
program has been fully paid to the Fund.
(Source: P.A. 89-329, eff. 8-17-95; 90-32, eff. 6-27-97.)

    (40 ILCS 5/7-145.1)
    Sec. 7-145.1.  Alternative annuity for county officers.
    (a)  The  benefits  provided  in this Section and Section
7-145.2 are available only if the county board has filed with
the Board of the Fund a  resolution  or  ordinance  expressly
consenting  to  the  availability  of  these benefits for its
elected county  officers.   The  county  board's  consent  is
irrevocable  with  respect  to  persons  participating in the
program, but may be revoked  at  any  time  with  respect  to
persons who have not paid an additional optional contribution
under this Section before the date of revocation.
    An   elected   county  officer  may  elect  to  establish
alternative credits for an alternative annuity by electing in
writing  to  make  additional   optional   contributions   in
accordance  with  this  Section and procedures established by
the board.  These alternative credits are available only  for
periods of service as an elected county officer.  The elected
county officer may discontinue making the additional optional
contributions  by notifying the Fund in writing in accordance
with this Section and procedures established by the board.
    Additional optional  contributions  for  the  alternative
annuity shall be as follows:
         (1)  For  service as an elected county officer after
    the option is elected, an additional contribution  of  3%
    of  salary  shall  be contributed to the Fund on the same
    basis and under  the  same  conditions  as  contributions
    required under Section 7-173.
         (2)  For service as an elected county officer before
    the  option  is elected, an additional contribution of 3%
    of the salary for the applicable period of service,  plus
    interest  at  the effective rate from the date of service
    to the  date  of  payment,  plus  any  additional  amount
    required  by  the  county board under paragraph (3).  All
    payments for past service must be  paid  in  full  before
    credit is given.
         (3)  With  respect  to  service as an elected county
    officer before the option is elected, if payment is  made
    after  the  county  board has filed with the Board of the
    Fund a resolution or ordinance  requiring  an  additional
    contribution  under this paragraph, then the contribution
    required under paragraph (2) shall include an  amount  to
    be determined by the Fund, equal to the actuarial present
    value   of   the  additional  employer  cost  that  would
    otherwise  result  from  the  alternative  credits  being
    established  for  that   service.    A   county   board's
    resolution     or    ordinance    requiring    additional
    contributions under this paragraph (3) is irrevocable.
    No additional optional contributions may be made for  any
period  of  service  for  which  credit  has  been previously
forfeited by acceptance of a refund,  unless  the  refund  is
repaid  in  full with interest at the effective rate from the
date of refund to the date of repayment.
    (b)  In lieu of the retirement annuity otherwise  payable
under  this  Article,  an  elected county officer who (1) has
elected to  participate  in  the  Fund  and  make  additional
optional  contributions  in accordance with this Section, (2)
has held and  made  additional  optional  contributions  with
respect  to  the  same  elected  county office for at least 8
years, and (3) has attained age 55 with at least 8  years  of
service credit (or has attained age 50 with at least 20 years
of service as a sheriff's law enforcement employee) may elect
to  have  his  retirement annuity computed as follows:  3% of
the participant's salary for each of the  first  8  years  of
service credit, plus 4% of that salary for each of the next 4
years of service credit, plus 5% of that salary for each year
of service credit in excess of 12 years, subject to a maximum
of 80% of that salary.
    This formula applies only to service in an elected county
office  that  the officer held for at least 8 years, and only
to service for which additional optional  contributions  have
been  paid  under this Section.  If an elected county officer
qualifies to have this formula applied  to  service  in  more
than  one elected county office, the qualifying service shall
be accumulated for purposes  of  determining  the  applicable
accrual  percentages,  but  the  salary  used for each office
shall be the separate salary calculated for that  office,  as
defined in subsection (g).
    To the extent that the elected county officer has service
credit that does not qualify for this formula, his retirement
annuity  will  first  be  determined  in accordance with this
formula with respect to the service  to  which  this  formula
applies,  and  then in accordance with the remaining Sections
of this Article with respect to the  service  to  which  this
formula does not apply.
    (c)  In lieu of the disability benefits otherwise payable
under  this  Article,  an  elected county officer who (1) has
elected to participate  in  the  Fund,  and  (2)  has  become
permanently  disabled  and  as  a  consequence  is  unable to
perform the duties of his office, and (3) was making optional
contributions in accordance with this Section at the time the
disability was incurred, may elect to  receive  a  disability
annuity   calculated   in  accordance  with  the  formula  in
subsection (b).  For the  purposes  of  this  subsection,  an
elected   county  officer  shall  be  considered  permanently
disabled only if:  (i) disability occurs while in service  as
an  elected  county  officer  and  is  of such a nature as to
prevent him from reasonably  performing  the  duties  of  his
office at the time; and (ii) the board has received a written
certification  by at least 2 licensed physicians appointed by
it  stating  that  the  officer  is  disabled  and  that  the
disability is likely to be permanent.
    (d)  Refunds of additional optional  contributions  shall
be  made  on  the same basis and under the same conditions as
provided under Section  7-166,  7-167  and  7-168.   Interest
shall be credited at the effective rate on the same basis and
under the same conditions as for other contributions.
    If  an  elected  county  officer  fails to hold that same
elected county office for at least 8 years, he or  she  shall
be  entitled  after leaving office to receive a refund of the
additional optional contributions made with respect  to  that
office, plus interest at the effective rate.
    (e)  The   plan  of  optional  alternative  benefits  and
contributions shall be available to persons who  are  elected
county  officers  and  active  contributors to the Fund on or
after November 15, 1994.  A person who was an elected  county
officer and an active contributor to the Fund on November 15,
1994 but is no longer an active contributor may apply to make
additional  optional  contributions under this Section at any
time  within  90  days  after  the  effective  date  of  this
amendatory Act of 1997; if the person is  an  annuitant,  the
resulting  increase  in  annuity shall begin to accrue on the
first day of the month  following  the  month  in  which  the
required payment is received by the Fund.
    (f)  For   the  purposes  of  this  Section  and  Section
7-145.2, the terms  "elected  county  officer"  and  "elected
county  office"  include,  but  are  not  limited to: (1) the
county clerk,  recorder,  treasurer,  coroner,  assessor  (if
elected),  auditor, sheriff, and State's Attorney; members of
the county board; and the clerk of the circuit court; and (2)
a person who has been appointed  to  fill  a  vacancy  in  an
office  that  is  normally filled by election on a countywide
basis, for the duration of his or her service in that office.
The  terms  "elected  county  officer"  and  "elected  county
office" do not include any officer or office of a county that
has not consented to the availability of benefits under  this
Section and Section 7-145.2.
    (g)  For   the  purposes  of  this  Section  and  Section
7-145.2, the term "salary" means the final rate  of  earnings
for  the  elected  county office held, calculated in a manner
consistent with Section 7-116, but for that office only.   If
an  elected  county  officer qualifies to have the formula in
subsection (b) applied to service in more  than  one  elected
county  office,  a  separate  salary  shall be calculated and
applied with respect to each such office.
    (h)  The changes to this Section made by this  amendatory
Act  of  the 91st General Assembly apply to persons who first
make an additional optional contribution under  this  Section
on or after the effective date of this amendatory Act.
(Source: P.A. 90-32, eff. 6-27-97; 91-685, eff. 1-26-00.)

    (40 ILCS 5/7-157) (from Ch. 108 1/2, par. 7-157)
    Sec.  7-157.  Surviving  spouse  annuities  - marriage to
terminate.  If a  any  surviving  spouse  annuitant  marries,
before reaching age 55, the annuity shall be terminated as of
the  end  of  the calendar month following the month in which
the  marriage  occurs,  unless  the  marriage  occurs   after
December 31, 2000.
(Source: P.A. 81-618.)

    (40 ILCS 5/7-164) (from Ch. 108 1/2, par. 7-164)
    Sec.  7-164.  Death benefits - Amount.  The amount of the
death benefit shall be:
    1.  Upon the death of an employee with at least one  year
of  service  occurring  while  in  an employment relationship
(including employees  drawing  disability  benefits)  with  a
participating  municipality or participating instrumentality,
an amount equal to the sum of:
         (a)  The employee's normal, additional and  survivor
    credits,  including interest credited thereto through the
    end of the preceding calendar year, but excluding credits
    and interest thereon allowed for periods of disability.
         (b)  An amount equal to the employee's annual  final
    rate  of  earnings.  An  employee who dies as a result of
    injuries connected with his duties shall be considered to
    have a year of service for purposes of this benefit.
    2.  Upon the death of an employee with less than  1  year
of   service   occurring   while   in   the  service  of  any
participating  municipality  or  instrumentality,  an  amount
equal to the sum of his accumulated  normal,  additional  and
survivor  credits  on  the  date  of  death,  excluding those
credits  and  interest  thereon  allowed  during  periods  of
disability.
    3.  Upon the death of an employee who has separated  from
service  and  was not entitled to a retirement annuity on the
date of death, an amount equal to the sum of his  accumulated
normal,  survivor and additional credits on the date of death
excluding those credits and interest thereon  allowed  during
periods of disability.
    4.  Upon  the  death  of  an  employee  in  an employment
relationship, or an employee who has service and was entitled
to a  retirement  annuity  on  the  date  of  death,  when  a
surviving spouse or child annuity is awarded, $3,000.
    5.  Upon the death of an employee, who has separated from
service  and was entitled to a retirement annuity on the date
of death,  and  no  surviving  spouse  or  child  annuity  is
awarded,  $3,000  plus  an  amount  equal  to his accumulated
normal, survivor and additional credits on the date of death,
excluding those credits and interest earned  thereon  allowed
during periods of disability.
    6.  Upon  the death of an employee annuitant, $3,000 and,
unless a surviving spouse, child or reversionary  annuity  is
payable, the sum of (i) the excess of the normal and survivor
credits,   excluding   those   allowed   during   periods  of
disability, which the annuitant had as of the effective  date
of  his  annuity  over  the  total annuities paid pursuant to
paragraph (a) 1 of Section 7-142 to the date of  death,  plus
(ii) the excess of the additional credits, excluding any such
credits  used  to  create  a  reversionary  annuity,  used to
provide the annuity granted pursuant to paragraph  (a)  2  of
Section  7-142  over the total annuity payments made pursuant
thereto to the time of death.
    7.  Upon  the  death  of   an   annuitant   receiving   a
reversionary  annuity  or of a person designated to receive a
reversionary annuity prior to the receipt of such annuity the
sum of the additional credits  of  the  person  creating  the
reversionary  annuity  as  of  the  effective date of his own
retirement annuity over the reversionary annuity payments, if
any, made prior to the date of death  of  such  annuitant  or
person designated to receive the reversionary annuity.
    8.  Upon   the   death   of   an  annuitant  receiving  a
beneficiary annuity which was  effective  before  January  1,
1986,  the  excess  of  the  death  benefit which was used to
provide the annuity, over the sum  of  all  annuity  payments
made  to  the  beneficiary.  Upon  the  death of an annuitant
receiving a beneficiary annuity effective January 1, 1986  or
thereafter,  the  sum  of  (i)  the  excess of the normal and
survivor credits, excluding those allowed during  periods  of
disability,  which the annuitant had as of the effective date
of his annuity over the  total  annuities  paid  pursuant  to
paragraph  (c)  of Section 7-165, to date of death, plus (ii)
the excess of the  additional  credits,  excluding  any  such
credits  used  to  create  a  reversionary  annuity,  used to
provide the annuity granted  pursuant  to  paragraph  (d)  of
Section  7-165  over the total annuity payments made pursuant
thereto to the time of death.
    9.  Upon the marriage prior to reaching  age  55  (except
for a surviving spouse who remarries after December 31, 2000)
or  death  of  a person receiving a surviving spouse annuity,
unless a child annuity is payable, the sum of (i) the  excess
of  the  normal and survivor credits, excluding those credits
and interest thereon allowed during  periods  of  disability,
attributable  to  the  employee  at the effective date of the
annuity or date of death, whichever first occurred, over  the
total of all annuity payments attributable to paragraph (a) 1
of  Section  7-142  made  to the employee or surviving spouse
plus (ii) the excess of the additional credits, excluding any
such credits used to create a reversionary annuity or used to
provide the  annuity  attributable  to  paragraph  (a)  2  of
Section 7-142 over the total of such payments.
    10.  Upon  the marriage, death or attainment of age 18 of
a  child  receiving  a  child  annuity,  if  no  other  child
annuities are payable, the sum  of  (i)  the  excess  of  the
normal  and  survivor  credits  excluding  those  credits and
interest thereon allowed during periods of disability, of the
employee at the effective date of  the  annuity  or  date  of
death,  whichever  first  occurred,  over  the  total annuity
payments attributable to paragraph (a)  1  of  Section  7-142
made to the employee, surviving spouse and children plus (ii)
the  excess  of  the  additional  credits, excluding any such
credits used  to  create  a  reversionary  annuity,  used  to
provide  the  annuity  attributable  to  paragraph  (a)  2 of
Section 7-142 over the total annuity  payments  made  to  the
employee, surviving spouse and children, pursuant thereto.
    11.  Upon  the  death of the participating employee whose
annuity was suspended upon his return to employment:
         a.  If  a  surviving  spouse  or  child  annuity  is
    awarded, $3,000;
         b.  If no  surviving  spouse  or  child  annuity  is
    awarded  and  he  had  less  than one year's service upon
    return, $3,000 plus the excess of  the  normal,  survivor
    and  additional  credits, including interest thereon, but
    excluding those allowed during a period of disability, at
    the effective date of the suspended annuity,  plus  those
    allowed  after his return, over all annuity payments made
    to the employee;
         c.  If no  surviving  spouse  or  child  annuity  is
    awarded  and  he  has  one  year  or more of service upon
    return, the higher of (a) the payment under  subparagraph
    b  of this paragraph or (b) the payment under paragraph 1
    of this  Section,  taking  into  consideration  only  the
    service  and  credits  allowed after his return, plus the
    excess of the normal, survivor  and  additional  credits,
    including   interest  thereon,  excluding  those  allowed
    during periods of disability, at the  effective  date  of
    his  suspended  annuity over all annuity payments made to
    the employee.
    12.  The $3,000 death benefit provided  in  paragraphs  4
and  6  shall  not be payable to beneficiaries of persons who
terminated service prior to September  8,  1971,  unless  the
payment  or agreement for payment provided by Section 7-144.2
of this Article is made prior to the date of death.
    13.  The increase in certain death benefits  from  $1,000
to $3,000 provided by this amendatory Act of 1987 shall apply
only to deaths occurring on or after January 1, 1988.
(Source: P.A. 85-941.)

    (40 ILCS 5/7-166) (from Ch. 108 1/2, par. 7-166)
    Sec.    7-166.   Separation   benefits   -   Eligibility.
Separation benefits  shall  be  payable  as  hereinafter  set
forth:
    1.  Upon separation from the service of all participating
municipalities     and    instrumentalities    thereof    and
participating instrumentalities, any  participating  employee
upon  the termination of his participation as a participating
employee who, on the date of application for such benefit, is
not entitled to a retirement annuity shall be entitled  to  a
separation benefit;
    2.  Upon separation from the service of all participating
municipalities     and    instrumentalities    thereof    and
participating instrumentalities, any  participating  employee
upon  the termination of his participation as a participating
employee who, on the date of application for such benefit, is
entitled to a retirement annuity of less than $30  per  month
for  life  may  elect to take a separation benefit in lieu of
the retirement annuity.
(Source: Laws 1963, p. 161.)

    (40 ILCS 5/7-167) (from Ch. 108 1/2, par. 7-167)
    Sec. 7-167. Separation benefits  -  Payment.   Separation
benefits  shall  be  paid in the form of a single cash sum as
soon as practicable after receipt by the board of:
         1.  a written application by the employee  for  such
    benefits; and
         2.  written   notice   from   the   last   employing
    participating  municipality or instrumentality thereof or
    participating  instrumentality,  certifying   that   such
    participating   employee   has   separated  from  service
    terminated his participation.
(Source: Laws 1963, p. 161.)

    (40 ILCS 5/7-184) (from Ch. 108 1/2, par. 7-184)
    Sec. 7-184. To determine prior service.
    To determine  the  length  of  prior  service  from  such
information as is available.  Any such determination shall be
conclusive  as to any such period of service, unless within 2
years of the issuance of the first individual statement to an
employee, the board reconsiders  the  case  and  changes  the
determination.
    The change to this Section made by this amendatory Act of
the  91st  General Assembly applies without regard to whether
the individual is in service on or after the  effective  date
of this amendatory Act.
(Source: Laws 1963, p. 161.)

    (40 ILCS 5/7-211) (from Ch. 108 1/2, par. 7-211)
    Sec. 7-211. Authorizations.
    (a)  Each  participating municipality and instrumentality
thereof and each participating instrumentality shall:
         1.  Deduct all normal and  additional  contributions
    and  contributions  for  federal Social Security taxes as
    required by the Social Security Enabling  Act  from  each
    payment   of   earnings  payable  to  each  participating
    employee who  is  entitled  to  any  earnings  from  such
    municipality  or instrumentality thereof or participating
    instrumentality, and  to  remit  all  such  contributions
    immediately to the board; and
         2.  Pay  to the board contributions required by this
    Article.
    (b)  Each participating employee shall, by virtue of  the
payment  of  contributions  to  this  fund,  receive a vested
interest in the  annuities  and  benefits  provided  in  this
Article and in consideration of such vested interest shall be
deemed  to  have  agreed  and  authorized  the deduction from
earnings  of  all  contributions  payable  to  this  fund  in
accordance with this Article.
    (c)  Payment   of   earnings   less   the   amounts    of
contributions  provided  in  this  Article  and in the Social
Security Enabling Act shall be a full and complete  discharge
of  all  claims  for  payment  for  services  rendered by any
employee during the period covered by any such payment.
    (d)  Any covered annuitant may authorize the  withholding
of all or a portion of his or her annuity, for the payment of
premiums  on  group  accident  and  health insurance provided
pursuant to Section 7-199.1.  The annuitant may  revoke  this
authorization at any time.
(Source: P.A. 84-812.)

    (40 ILCS 5/7-224 new)
    Sec.  7-224.   Section  415 limitations.  Notwithstanding
any other provisions of this Article, the  combined  benefits
and  contributions  provided to any participating employee by
all  plans  of  any  participating   municipality   and   its
instrumentalities and any participating instrumentality shall
not  exceed the limitations specified in Section 415(b), (c),
and  (e)  of  the  Internal  Revenue  Code  of  1986.   If  a
participating employee's benefits or contributions under this
Article, combined with those under  any  other  plan  of  the
participating   municipality  and  its  instrumentalities  or
participating instrumentality, would otherwise violate  those
limitations,  the  benefits and contributions under the other
plan  shall  be  reduced,  rather  than  the   benefits   and
contributions  provided  under  this  Article.  To the extent
that  the  other  plan  fails  to  limit  such  benefits  and
contributions, that plan shall be disqualified.
    (40 ILCS 5/8-125) (from Ch. 108 1/2, par. 8-125)
    Sec. 8-125.  Annuity.
    "Annuity":  Equal  monthly  payments  for  life,   unless
otherwise specified.
    For  annuities  taking effect before January 1, 1998, the
first payment shall be due and payable one  month  after  the
occurrence  of  the  event  upon which payment of the annuity
depends, and the last payment shall be due and payable as  of
the  date of the annuitant's death and shall be prorated from
the date of the last preceding payment to the date  of  death
for  deaths  that  occur  on  or  before  March 31, 2000. All
payments made on or after April 1, 2000 shall be made on  the
first day of the calendar month and the last payment shall be
made  on  the  first  day  of the calendar month in which the
annuity  payment  period  ends.  All  payments   for   months
beginning with April of 2000 shall be for the entire calendar
month, without proration. A pro rata amount shall be paid for
that  part  of  the month from the March 2000 annuity payment
date through March 31, 2000.
    For annuities taking effect on or after January 1,  1998,
payments  shall  be  made as of the first day of the calendar
month, with the first payment to be made as of the first  day
of the calendar month coincidental with or next following the
first day of the annuity payment period, and the last payment
to be made as of the first day of the calendar month in which
the annuity payment period ends.  For annuities taking effect
on  or  after  January 1, 1998, all payments shall be for the
entire calendar month, without proration.
    For the purposes of this Section,  the  "annuity  payment
period"  means  the  period  beginning  on  the day after the
occurrence of the event upon which  payment  of  the  annuity
depends,  and  ending  on the day upon which the death of the
annuitant or other event terminating the annuity occurs.
(Source: P.A. 90-31, eff. 6-27-97.)
    (40 ILCS 5/8-139) (from Ch. 108 1/2, par. 8-139)
    Sec. 8-139.  Reversionary annuity.
    (a)  An employee, prior to  retirement  on  annuity,  may
elect  to  take  a lesser amount of annuity and provide, with
the actuarial value of the amount by  which  his  annuity  is
reduced,  a reversionary annuity for a wife, husband, parent,
child, brother or sister.  The option shall be  exercised  by
filing   a  written  designation  with  the  board  prior  to
retirement, and may be revoked by the employee  at  any  time
before  retirement.   The  death of the employee prior to his
retirement shall automatically void the option.
    (b)  The death of the designated  reversionary  annuitant
prior  to  the employee's retirement shall automatically void
the option.  If the reversionary  annuitant  dies  after  the
employee's  retirement,  and before the death of the employee
annuitant, the reduced annuity  being  paid  to  the  retired
employee  annuitant  shall  be  increased  to  the  amount of
annuity before reduction for the reversionary annuity and  no
reversionary annuity shall be payable.
    The  option  is  subject to the further condition that no
reversionary annuity  shall  be  paid  to  a  parent,  child,
brother, or sister if the employee dies before the expiration
of  365  days from the date his written designation was filed
with the board, even though he has retired and is receiving a
reduced annuity.
    (c)  The employee exercising this option shall not reduce
his retirement annuity by more than $400 a month, or elect to
provide a reversionary annuity of less than  $50  per  month.
No  option shall be permitted if the reversionary annuity for
a widow, when added to the widow's annuity payable under this
Article, exceeds 100% of the reduced annuity payable  to  the
employee.
    (d)  A  reversionary  annuity  shall  begin  on  the  day
following  the  death  of  the annuitant and shall be paid as
provided in Section 8-125.
    (e)  The increases in annuity provided in  Section  8-137
of  this  Article  shall,  as  to  an  employee so electing a
reduced annuity relate to the amount of the original annuity,
and such amount shall constitute the annuity  on  which  such
automatic increases shall be based.
    (f)  For  annuities  elected  after  June  30,  1983, the
amount  of  the  monthly  reversionary   annuity   shall   be
determined by multiplying the amount of the monthly reduction
in  the  employee's  annuity  by  the factor in the following
table based on the age of the employee and the difference  in
the  age  of  the  employee  and  the age of the reversionary
annuitant at the starting date of the employee's annuity:
                       Employee's Age
Reversionary
Annuitant's
Age    50-51  52-54  55-57  58-60  61-63  64-66  67-69   70 &
                                                         Over
30 or
more
years
younger 3.03   2.56   2.18   1.84   1.55   1.29   1.08   0.91
25-29
years
younger 3.16   2.68   2.29   1.94   1.63   1.37   1.15   0.97
20-24
years
younger 3.35   2.85   2.44   2.07   1.75   1.48   1.25   1.06
15-19
years
younger 3.60   3.08   2.65   2.26   1.92   1.63   1.39   1.19
10-14
years
younger 3.96   3.40   2.94   2.53   2.16   1.85   1.59   1.37
5-9
years
younger 4.46   3.84   3.35   2.90   2.51   2.16   1.88   1.64
0-4
years
younger 5.15   4.47   3.93   3.44   3.00   2.61   2.29   2.02
1-5
years
older   6.12   5.36   4.76   4.21   3.71   3.26   2.88   2.56
6-10
years
older   7.48   6.61   5.93   5.30   4.71   4.16   3.70   3.29
11-15
years
older   9.37   8.35   7.58   6.83   6.11   5.40   4.82   4.32
16-20
years
older  11.99  10.78   9.84   8.93   8.02   7.13   6.43   5.87
21-25
years
older  15.59  14.06  12.91  11.82  10.73   9.66   8.88   8.35
26-30
years
older  20.42  18.49  17.15  15.96  14.80  13.65  12.97  12.82
31 or
more
years
older  27.07  24.72  23.34  22.32  21.45  20.62  20.85  23.28
(Source: P.A. 90-31, eff. 6-27-97; 90-766, eff. 8-14-98.)

    (40 ILCS 5/8-153) (from Ch. 108 1/2, par. 8-153)
    Sec. 8-153.  Widow's  remarriage  marriage  to  terminate
annuity. A widow's annuity shall terminate when she remarries
if the marriage takes place before the date 60 days after the
effective  date  of  this  amendatory Act of the 91st General
Assembly. If a widow remarries 60  or  more  days  after  the
effective  date  of  this  amendatory Act of the 91st General
Assembly,  the  widow's  annuity   shall   continue   without
interruption.
    When  a  widow dies, if she has not received, in the form
of an annuity, an amount equal to  the  total  credited  from
employee's contributions and applied for the widow's annuity,
the  difference  between  such annuity credits and the amount
received by her shall be refunded to her, provided, that if a
reversionary annuity is payable  to  her,  or  to  any  other
person  designated  by the employee, such amount shall not be
refunded but the reversionary annuity shall  be  payable.  If
there  is  any child of the employee who is under 18 years of
age, the part of any such amount that is required to  pay  an
annuity  to  the  child  shall  be transferred to the child's
annuity reserve. In making refunds  under  this  Section,  no
interest  shall  be  paid  upon  either  the total of annuity
payments made or the amounts subject to  refund.  Any  refund
shall be paid according to the provisions of Section 8-170.
    A  subsequent change in marital status of the widow shall
not effect any restoration of any rights under  this  Article
except  in  the  case  of  declaration  of  invalidity  of  a
subsequent  marriage wherein the declaration of invalidity is
based upon charges of bigamy by the subsequent husband or the
legal disability of the subsequent husband to  enter  into  a
marriage.
(Source: P.A. 83-706.)

    (40 ILCS 5/8-171) (from Ch. 108 1/2, par. 8-171)
    Sec.  8-171.  Refund  in  lieu of annuity.  In lieu of an
annuity, an employee who withdraws and  whose  annuity  would
amount  to less than $800 $300 a month for life, may elect to
receive a refund of his accumulated contributions for annuity
purposes, based on the amounts contributed by him.
    The widow of any employee, eligible for annuity upon  the
death  of  her husband, whose widow's annuity would amount to
less than $800 $300 a month for life, may, in lieu of widow's
annuity,  elect  to  receive  a  refund  of  the  accumulated
contributions for annuity  purposes,  based  on  the  amounts
contributed  by her deceased employee husband, but reduced by
any amounts theretofore paid to him in the form of an annuity
or refund out of such accumulated contributions.
    Accumulated  contributions  shall  mean  the  amounts   -
including  the interest credited thereon - contributed by the
employee for age and service and widow's annuity to the  date
of his withdrawal or death, whichever first occurs, including
any  amounts  contributed  for him as salary deductions while
receiving duty disability benefits,  and,  if  not  otherwise
included,  any accumulations from sums contributed by him and
applied to any pension fund superseded by this fund.
    The acceptance of such refund in lieu of widow's annuity,
on the part of a widow, shall not deprive a child or children
of the right to receive a child's annuity as provided for  in
Sections  8-158  and 8-159 of this Article, and neither shall
the payment of a child's annuity in the case of  such  refund
to  a  widow reduce the amount herein set forth as refundable
to such widow electing a refund in lieu of widow's annuity.
(Source: P.A. 86-1488.)

    (40 ILCS 5/8-244) (from Ch. 108 1/2, par. 8-244)
    Sec. 8-244. Annuities, etc., exempt.
    (a)  All annuities,  refunds,  pensions,  and  disability
benefits  granted  under  this  Article, shall be exempt from
attachment or garnishment process and shall  not  be  seized,
taken,  subjected  to,  detained, or levied upon by virtue of
any judgment, or any process or proceeding whatsoever  issued
out  of  or  by  any court in this State, for the payment and
satisfaction in whole or in part of any debt, damage,  claim,
demand,   or   judgment  against  any  annuitant,  pensioner,
participant,   refund   applicant,   or   other   beneficiary
hereunder.
    (b)  No annuitant, pensioner, refund applicant, or  other
beneficiary  shall  have  any right to transfer or assign his
annuity, refund, or disability benefit or any part thereof by
way of mortgage or otherwise, except that:
         (1)  an annuitant or pensioner  who  elects  or  has
    elected  to  participate  in  a non-profit group hospital
    care plan or group medical surgical  plan  may  with  the
    approval   of  the  board  and  in  conformity  with  its
    regulations authorize the  board  to  withhold  from  the
    pension  or annuity the current premium for such coverage
    and pay such premium  to  the  organization  underwriting
    such plan;
         (2)  in  the  case  of  refunds,  a  participant may
    pledge by assignment, power of attorney, or otherwise, as
    security for a loan from a legally operating credit union
    making loans  only  to  participants  in  certain  public
    employee  pension funds described in the Illinois Pension
    Code, all or part of any refund which may become  payable
    to him in the event of his separation from service; and
         (3)  the  board,  in  its discretion, may pay to the
    wife of any annuitant, pensioner,  refund  applicant,  or
    disability   beneficiary,  such  an  amount  out  of  her
    husband's annuity pension, refund, or disability  benefit
    as any court of competent jurisdiction may order, or such
    an  amount  as  the  board may consider necessary for the
    support of his wife or children, or both in the event  of
    his  disappearance  or  unexplained  absence  or  of  his
    failure to support such wife or children.
    (c)  The  board  may  retain  out  of any future annuity,
pension, refund or disability benefit payments, such  amount,
or amounts, as it may require for the repayment of any moneys
paid  to  any  annuitant,  pensioner,  refund  applicant,  or
disability  beneficiary  through  misrepresentation, fraud or
error.  Any such  action  of  the  board  shall  relieve  and
release  the  board  and  the fund from any liability for any
moneys so withheld.
    (d)  Whenever an annuity or disability benefit is payable
to a minor or to a  person  certified  by  a  medical  doctor
adjudged  to  be  under  legal  disability, the board, in its
discretion and when it is in to  the  best  interest  of  the
person  concerned, may waive guardianship proceedings and pay
the annuity or benefit to the person providing or caring  for
the  minor  or  and  to  the  wife,  parent or blood relative
providing or caring for the person under legal disability.
    In the event that a person certified by a medical  doctor
to  be  under  legal  disability  (i)  has  no  spouse, blood
relative, or other person providing  or  caring  for  him  or
her,  (ii) has no guardian of his or her estate, and (iii) is
confined to a Medicare approved, State certified nursing home
or to a publicly owned and operated nursing  home,  hospital,
or mental institution, the Board may pay any benefit due that
person  to the nursing home, hospital, or mental institution,
to be used for the sole benefit of  the  person  under  legal
disability.
    Payment  in  accordance with this subsection to a person,
nursing home, hospital, or mental institution for the benefit
of a minor or person  under  legal  disability  shall  be  an
absolute  discharge  of  the Fund's liability with respect to
the amount so paid.  Any person, nursing home,  hospital,  or
mental  institution  accepting  payment under this subsection
shall notify the Fund of the  death  or  any  other  relevant
change  in  the  status  of  the  minor or person under legal
disability.
(Source: P.A. 86-1488.)
    (40 ILCS 5/9-149) (from Ch. 108 1/2, par. 9-149)
    Sec. 9-149.  Widow's  remarriage  marriage  to  terminate
annuity.     A  widow's  annuity  shall  terminate  when  she
remarries if the marriage takes place before the date 60 days
after the effective date of this amendatory Act of  the  91st
General Assembly.  If a widow remarries 60 or more days after
the effective date of this amendatory Act of the 91st General
Assembly,   the   widow's   annuity  shall  continue  without
interruption.
    When a widow dies, if she has not received, in  the  form
of  an annuity, an amount equal to the total sums accumulated
and credited from the employee's  contributions  and  applied
for   the   widow's  annuity,  the  difference  between  such
accumulated annuity credits and the amount received by her in
annuity payments shall be refunded to her; provided that if a
reversionary annuity is payable to her or to any other person
designated by the employee, this such aforesaid amount  shall
not  be  refunded,  but  the  reversionary  annuity  shall be
payable.
(Source: P.A. 81-1536.)

    (40 ILCS 5/9-194) (from Ch. 108 1/2, par. 9-194)
    Sec. 9-194.  To invest  the  reserves.    To  invest  the
reserves  of  the  fund  in  accordance  with Sections 1-109,
1-109.1, 1-109.2, 1-110, 1-111, 1-114, and 1-115 of this Act.
Investments made in accordance with Section  1-113  shall  be
deemed  to  be  prudent  the  provisions set forth in Section
1-113 of this Act.
    The retirement board may sell any security held by it  at
any time it deems it desirable.
    The board may enter into agreements and execute documents
that it determines to be necessary to complete any investment
transaction.
    All  investments  shall be clearly held and accounted for

to indicate ownership by the board.  The board may direct the
registration of securities in its own name or in the name  of
a  nominee created for the express purpose of registration of
securities by a savings and loan association or  national  or
State  bank  or  trust  company authorized to conduct a trust
business in the State of Illinois.
    Investments shall be  carried  at  cost  or  at  a  value
determined  in  accordance with generally accepted accounting
principles.
(Source: P.A. 82-960.)

    (40 ILCS 5/11-124) (from Ch. 108 1/2, par. 11-124)
    Sec. 11-124.  Annuity.
    "Annuity":  Equal  monthly  payments  for  life,   unless
terminated  earlier  under Section 11-148, 11-152, 11-153, or
11-230.
    For annuities taking effect before January 1,  1998,  the
first  payment  shall  be due and payable one month after the
occurrence of the event upon which  payment  of  the  annuity
depends.   Until  August   1, 1999, and payment shall be made
for any part of a  monthly  period  in  which  death  of  the
annuitant  occurs.   Beginning  August  1, 1999, all payments
shall be made on the first day  of  the  calendar  month  and
shall  be  for  the entire calendar month, without proration.
The last payment shall be  made  on  the  first  day  of  the
calendar  month  in which the annuity payment period ends.  A
pro rata amount shall be paid for that part of the month from
the July 1999 annuity payment date through July 31, 1999.
    For annuities taking effect on or after January 1,  1998,
payments  shall  be  made as of the first day of the calendar
month, with the first payment to be made as of the first  day
of the calendar month coincidental with or next following the
first day of the annuity payment period, and the last payment
to be made as of the first day of the calendar month in which
the annuity payment period ends.  For annuities taking effect
on  or  after  January 1, 1998, all payments shall be for the
entire calendar month, without proration.
    For the purposes of this Section,  the  "annuity  payment
period"  means  the  period  beginning  on  the day after the
occurrence of the event upon which  payment  of  the  annuity
depends,  and  ending  on the day upon which the death of the
annuitant or other event terminating the annuity occurs.
(Source: P.A. 90-31, eff. 6-27-97.)

    (40 ILCS 5/11-134.2) (from Ch. 108 1/2, par. 11-134.2)
    Sec. 11-134.2. Reversionary annuity.
    (a)  An employee, prior to  retirement  on  annuity,  may
elect  to  take  a lesser amount of annuity and provide, with
the actuarial value of the amount by  which  his  annuity  is
reduced,  a reversionary annuity for a wife, husband, parent,
child, brother or sister.  The option shall be  exercised  by
filing   a  written  designation  with  the  board  prior  to
retirement, and may be revoked by the employee  at  any  time
before  retirement.   The  death of the employee prior to his
retirement shall automatically void the option.
    (b)  The death of the designated  reversionary  annuitant
prior  to  the employee's retirement shall automatically void
the option.  If the reversionary  annuitant  dies  after  the
employee's  retirement,  and before the death of the employee
annuitant, the reduced annuity  being  paid  to  the  retired
employee  annuitant  shall  be  increased  to  the  amount of
annuity before reduction for the reversionary annuity and  no
reversionary annuity shall be payable.
    The  option  is  subject to the further condition that no
reversionary annuity  shall  be  paid  to  a  parent,  child,
brother, or sister if the employee dies before the expiration
of  365  days from the date his written designation was filed
with the board, even though he has retired and is receiving a
reduced annuity.
    (c)  The employee exercising this option shall not reduce
his retirement annuity by more than $400 per month, or  elect
to provide a reversionary annuity of less than $50 per month.
No  option shall be permitted if the reversionary annuity for
a widow, when added to the widow's annuity payable under this
Article, exceeds 100% of the reduced annuity payable  to  the
employee.
    (d)  A  reversionary  annuity  shall  begin  on  the  day
following  the  death  of  the annuitant and shall be paid as
provided in Section 11-124.
    (e)  The  increases  in  annuity  provided   in   Section
11-134.1 of this Article shall, as to an employee so electing
a  reduced  annuity,  relate  to  the  amount of the original
annuity, and such amount  shall  constitute  the  annuity  on
which such increases shall be based.
    (f)  For  annuities  elected  after  June  30,  1983, the
amount  of  the  monthly  reversionary   annuity   shall   be
determined by multiplying the amount of the monthly reduction
in  the  employee's  annuity  by  the factor in the following
table based on the age of the employee and the difference  in
the  age  of  the  employee  and  the age of the reversionary
annuitant at the starting date of the employee's annuity:
                       Employee's Age
Reversionary
Annuitant's
Age    50-51  52-54  55-57  58-60  61-63  64-66  67-69   70 &
                                                         Over
30 or
more
years
younger 3.03   2.56   2.18   1.84   1.55   1.29   1.08   0.91
25-29
years
younger 3.16   2.68   2.29   1.94   1.63   1.37   1.15   0.97
20-24
years
younger 3.35   2.85   2.44   2.07   1.75   1.48   1.25   1.06
15-19
years
younger 3.60   3.08   2.65   2.26   1.92   1.63   1.39   1.19
10-14
years
younger 3.96   3.40   2.94   2.53   2.16   1.85   1.59   1.37
5-9
years
younger 4.46   3.84   3.35   2.90   2.51   2.16   1.88   1.64
0-4
years
younger 5.15   4.47   3.93   3.44   3.00   2.61   2.29   2.02
1-5
years
older   6.12   5.36   4.76   4.21   3.71   3.26   2.88   2.56
6-10
years
older   7.48   6.61   5.93   5.30   4.71   4.16   3.70   3.29
11-15
years
older   9.37   8.35   7.58   6.83   6.11   5.40   4.82   4.32
16-20
years
older  11.99  10.78   9.84   8.93   8.02   7.13   6.43   5.87
21-25
years
older  15.59  14.06  12.91  11.82  10.73   9.66   8.88   8.35
26-30
years
older  20.42  18.49  17.15  15.96  14.80  13.65  12.97  12.82
31 or
more
years
older  27.07  24.72  23.34  22.32  21.45  20.62  20.85  23.28
(Source: P.A. 90-31, eff. 6-27-97; 90-766, eff. 8-14-98.)

    (40 ILCS 5/11-148) (from Ch. 108 1/2, par. 11-148)
    Sec. 11-148.  Widow's remarriage to terminate annuity.  A
widow's  annuity  shall  terminate  when she remarries if the
marriage takes place  before  the  date  60  days  after  the
effective  date  of  this  amendatory Act of the 91st General
Assembly. If a widow remarries 60  or  more  days  after  the
effective  date  of  this  amendatory Act of the 91st General
Assembly,  the  widow's  annuity   shall   continue   without
interruption.
    When  a  widow dies, if she has not received, in the form
of an annuity, an amount equal to the total  sum  accumulated
to  his  credit from employee's contributions and applied for
the widow's annuity, the difference between such  accumulated
annuity  credits  and  the  amount received by her in annuity
payments shall be  refunded  to  her,  provided,  that  if  a
reversionary  annuity  is  payable if to her, or to any other
person designated by  the  employee,  such  aforesaid  amount
shall  not  be refunded but the reversionary annuity shall be
payable. If there is any child of the employee who  is  under
18 years of age, the part of any such amount that is required
to  pay  an  annuity to the child shall be transferred to the
child's  annuity  reserve.  In  making  refunds  under   this
Section,  no  interest shall be paid upon either the total of
annuity payments made or the amounts subject to  refund.  Any
refund  shall  be paid according to the provisions of Section
11-166.
    A subsequent change in marital status of the widow  shall
not  affect  any restoration of any rights under this Article
except  in  the  case  of  declaration  of  invalidity  of  a
subsequent marriage wherein the declaration of invalidity  is
based upon charges of bigamy by the subsequent husband or the
legal  disability  of  the subsequent husband to enter into a
marriage.
(Source: P.A. 83-706.)

    (40 ILCS 5/11-167) (from Ch. 108 1/2, par. 11-167)
    Sec. 11-167.  Refunds in lieu of annuity.  In lieu of  an
annuity,  an  employee who withdraws, and whose annuity would
amount to less than $800 $300 a month for life may  elect  to
receive  a  refund of the total sum accumulated to his credit
from employee contributions for annuity purposes.
    The widow of any employee, eligible for annuity upon  the
death of her husband, whose annuity would amount to less than
$800  $300  a  month  for  life,  may,  in  lieu of a widow's
annuity,  elect  to  receive  a  refund  of  the  accumulated
contributions for annuity  purposes,  based  on  the  amounts
contributed  by her deceased employee husband, but reduced by
any amounts theretofore paid to him in the form of an annuity
or refund out of such accumulated contributions.
    Accumulated  contributions   shall   mean   the   amounts
including   interest  credited  thereon  contributed  by  the
employee for age and service and widow's annuity to the  date
of  his  withdrawal  or  death,  whichever  first occurs, and
including the accumulations from any amounts contributed  for
him  as  salary  deductions  while  receiving duty disability
benefits; provided that such amounts contributed by the  city
after  December 31, 1983 while the employee is receiving duty
disability benefits.
    The acceptance of such refund in lieu of widow's annuity,
on the part of a widow, shall not deprive a child or children
of the right to receive a child's annuity as provided  for in
Sections 11-153 and 11-154 of this Article, and neither shall
the payment of a child's annuity in the case of  such  refund
to  a  widow reduce the amount herein set forth as refundable
to such widow electing a refund in lieu of widow's annuity.
(Source: P.A. 90-655, eff. 7-30-98.)

    (40 ILCS 5/11-181) (from Ch. 108 1/2, par. 11-181)
    Sec. 11-181. Board created.  A board of 8  members  shall
constitute  the board of trustees authorized to carry out the
provisions of this Article.  The board shall be known as  the
Retirement  Board  of  the  Laborers'  and  Retirement  Board
Employees'  Annuity  and Benefit Fund of the city.  The board
shall consist of 5 persons appointed and 2 employees and  one
annuitant elected in the manner hereinafter prescribed.
    The  appointed members of the board shall be appointed as
follows:
    One member shall be appointed by the comptroller  of  the
city,  who  may  be  himself  or  anyone  chosen  from  among
employees  of  the  city who are versed in the affairs of the
comptroller's office; one member shall be  appointed  by  the
City  Treasurer  of  the city, who may be himself or a person
chosen from among employees of the city who are versed in the
affairs of the City Treasurer's office; one member  shall  be
an  employee  of  the  city appointed by the president of the
local labor  organization  representing  a  majority  of  the
employees  participating  in the Fund; and 2 members shall be
appointed by the civil service commission or  the  Department
of Personnel of the city from among employees of the city who
are  versed  in the affairs of the civil service commission's
office or the Department of Personnel.
    The member appointed by the comptroller shall hold office
for a term ending on December 1st of the first year following
the year of appointment.  The member appointed  by  the  City
Treasurer shall hold office for a term ending on December 1st
of  the  second  year following the year of appointment.  The
member appointed by the civil service commission  shall  hold
office  for  a  term  ending on the first day in the month of
December of the third year following the year of appointment.
The  additional  member  appointed  by  the   civil   service
commission  under  this  amendatory  Act  of  1998 shall hold
office for an initial term ending on December  1,  2000,  and
the  member  appointed  by  the  labor organization president
shall hold office for an initial term ending on  December  1,
2001.   Thereafter  each appointive member shall be appointed
by the officer or body that appointed his predecessor, for  a
term of 3 years.
    The  2  employee members of the board shall be elected as
follows:
    Within 30 days from and after the appointive members have
been appointed and have  qualified,  the  appointive  members
shall arrange for and hold an election.
    One  employee  shall  be  elected  for  a  term ending on
December 1st of the first year next following  the  effective
date;  one for a term ending on December 1st of the following
year.
    The initial annuitant member shall be  appointed  by  the
other  members  of  the  board  for an initial term ending on
December 1, 1999.  Thereafter, The annuitant  member  elected
in  1999  shall  be  deemed to have been elected for a 3-year
2-year term ending on December  1,  2002.    Thereafter,  the
annuitant member shall be elected for a 3-year term ending on
December  1st of the third year following the election 1st of
the next odd-numbered year.
(Source: P.A. 90-766, eff. 8-14-98.)

    (40 ILCS 5/11-182) (from Ch. 108 1/2, par. 11-182)
    Sec. 11-182. Board elections; qualification; oath.
    (a)  In each year, the  board  shall  conduct  a  regular
election,  under  rules adopted by it, at least 30 days prior
to the expiration of the term of the  employee  member  whose
term next expires, for the election of a successor for a term
of  3 2 years.  Each employee member and his or her successor
shall be an employee who holds a  position  by  certification
and  appointment  as  a  result  of competitive civil service
examination as distinguished from temporary  appointment,  or
so  holds  a position which is not exempt from the classified
service or the personnel ordinance of a city that has adopted
a career service ordinance, for a period of not less  than  5
years  prior  to date of election.  At any such election, all
persons who are employees at the time such election  is  held
shall  have  a  right to vote.  The ballot shall be of secret
character.
    (b)  In each odd-numbered year, The board shall conduct a
regular election, under rules adopted by it, at least 30 days
prior to the expiration of the term of the annuitant  member,
for  the  election  of  a  successor for a term of 3 2 years.
Each annuitant member and his or her  successor  shall  be  a
former  employee  receiving  a retirement (age and service or
prior service) annuity from the Fund.  At any such  election,
all  persons  who are receiving a retirement (age and service
or prior service) annuity from  the  Fund  at  the  time  the
election  is  held have a right to vote.  The ballot shall be
of secret character.
    (c)  Any appointive or elective member of the board shall
hold office  until  his  or  her  successor  is  elected  and
qualified.
    Any  person elected or appointed as a member of the board
shall qualify for the office by taking an oath of  office  to
be administered by the city clerk or any person designated by
the  city  clerk.  A copy thereof shall be kept in the office
of the city clerk.
    Any appointment shall  be  in  writing  and  the  written
instrument shall be filed with the oath.
(Source: P.A. 90-766, eff. 8-14-98.)

    (40 ILCS 5/11-223) (from Ch. 108 1/2, par. 11-223)
    Sec. 11-223.  Annuities, etc., exempt.
    (a)  All  annuities,  refunds,  pensions,  and disability
benefits granted under this  Article  shall  be  exempt  from
attachment  or  garnishment  process and shall not be seized,
taken, subjected to, detained, or levied upon  by  virtue  of
any  judgment, or any process or proceeding whatsoever issued
out of or by any court in this State,  for  the  payment  and
satisfaction  in whole or in part of any debt, damage, claim,
demand,  or  judgment  against  any  annuitant,  participant,
refund applicant, or other beneficiary hereunder.
    No annuitant, refund applicant, or other beneficiary  may
transfer or assign his annuity, refund, or disability benefit
or  any  part thereof by way of mortgage or otherwise, except
as provided in Section 11-223.1, and except in  the  case  of
refunds,  when a participant has pledged by assignment, power
of attorney, or otherwise, as security  for  a  loan  from  a
legally   operating   credit   union  making  loans  only  to
participants  in  certain  public  employee   pension   funds
described  in  the  Illinois Pension Code, all or part of any
refund which may become payable to him in the  event  of  his
separation  from  service.   The board in its discretion may,
however, pay to the wife or to the unmarried child  under  18
years   of   age  of  any  annuitant,  refund  applicant,  or
disability beneficiary, such an amount out of  her  husband's
annuity refund, or disability benefit as any court may order,
or such an amount as the board may consider necessary for the
support  of  his wife or children or both in the event of his
disappearance or unexplained absence or  of  his  failure  to
support such wife or children.
    (b)  The  board  may  retain  out  of any future annuity,
refund, or  disability  benefit  payments,  such  amount,  or
amounts  as  it  may  require for the repayment of any moneys
paid  to  any  annuitant,  pensioner,  refund  applicant,  or
disability beneficiary through  misrepresentation,  fraud  or
error.   Any  such  action  of  the  board  shall relieve and
release the board and the fund from  any  liability  for  any
moneys so withheld.
    (c)  Whenever an annuity or disability benefit is payable
to  a  minor  or  to  a  person certified by a medical doctor
adjudged to be under legal  disability,  the  board,  in  its
discretion  and  when  it  is  in to the best interest of the
person concerned, may waive guardianship  or  conservatorship
proceedings  and  pay  the  annuity  or benefit to the person
providing or caring for the minor or and to the wife,  parent
or  blood  relative  providing or caring for the person under
legal disability.
    In the event that a person certified by a medical  doctor
to  be  under  legal  disability  (i)  has  no  spouse, blood
relative, or other person providing  or  caring  for  him  or
her,  (ii) has no guardian of his or her estate, and (iii) is
confined to a Medicare approved, State certified nursing home
or to a publicly owned and operated nursing  home,  hospital,
or mental institution, the Board may pay any benefit due that
person  to the nursing home, hospital, o